222,444+ Pet Insurance Reviews You Can Trust

Pet parents across the U.S. and Canada have left over 222,444 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our reviews make it easy to compare top insurance providers and find the perfect coverage for your pets.

222,444 total


Most selected providers in "May, 2026"

This chart shows the distribution of the most selected pet insurance providers in May, 2026.

Providers with highest rating

Embrace

19,932 reviews

4.9
Healthy Paws

11,303 reviews

4.9
Fetch

5,771 reviews

4.9
Trupanion

55,033 reviews

4.9
Pets Best

15,229 reviews

4.9

Category with most reviews

This chart shows the distribution of review categories.

September 28, 2024

First claim submission

This was my first time submitting a claim and it was super easy. Even my dog could do it. :) It really couldn't have been an easier process. With just a few clicks, I was all set. Really well designed process.

Insurer: Embrace

By: Stephanie Johnson

September 28, 2024

I files a claim with your company and…

I files a claim with your company and they just transferred the money into my account. Very easy process

Insurer: Embrace

By: Gene Rayko

Verified September 28, 2024

Very easy to navigate web site

Very easy to navigate web site

Insurer: Fetch

By: Edward

Verified September 28, 2024

Our three year old Chesapeake Bay…

Our three year old Chesapeake Bay Retriever had a recent three day emergency hospital stay with several tests/procedures totaling over $7000. Submitting a claim based on invoice only took less than 10 minutes and Embrace handled the rest of process of contacting primary and emergency veterinarian. Our claim was processed and funds deposited directly into checking account in less than a week.

Insurer: Embrace

By: Stuart Miller

Verified September 28, 2024

Im so thankful for this pet insurance

Im so thankful for this pet insurance. I've always heard bad things about insurances, but I have had such a great experience so far. They cover what they say they will cover consistently. Its a life saver with my cat who suddenly got diabetes. Navigating a diagnoses and treatment plan was stressful, and knowing that my pet insurance is helping me is so reassuring.

Insurer: Spot

By: Christina Raddish

September 28, 2024

Very tedious process to submit claims…

Very tedious process to submit claims vs healthy paws on my other dogs. Even after chosing my pet and then submit claims, you have to go through multiple screens on the hospital (chewy), then to chose my dog again, then to chose her diagnosis etc, then 2 screens to review etc. I had to do this tedious process 7 times for the last 7 months of her monthly meds for cushings disease. Payment of claims is also slow compared to Healthy paws where it's done and in my bank in 2 days.

Insurer: Embrace

By: Cindy Gray

Verified September 28, 2024

Prompt claims response.

Prompt claims response.

Insurer: Spot

By: Laurie Craig

September 28, 2024

Six calls to process one claim

Filed a claim which met eligibility criteria, but was immediately denied because ASPCA said they needed veterinarian chart notes. ASPCA stated fax from get was blank. Over five months I called ASPCA six times to be told process was being expedited, just waiting for vet notes. Followed up with my vet - they had faxed notes four times to ASPCA. We only got reimbursed because we kept bugging ASPCA to do their job.

Insurer: ASPCA

By: Michelle

Useful
Verified September 28, 2024

Claim process is easy

Claim process is easy! Great benefits for our pup!

Insurer: Spot

By: Clemencia Carlberg

Verified September 28, 2024

Spot insurance is user friendly and…

Spot insurance is user friendly and manages the claims promptly. I am happy that I have insurance for my furry pal!

Insurer: Spot

By: L. Lozano

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