222,278+ Pet Insurance Reviews You Can Trust

Pet parents across the U.S. and Canada have left over 222,278 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our reviews make it easy to compare top insurance providers and find the perfect coverage for your pets.

222,278 total


Most selected providers in "May, 2026"

This chart shows the distribution of the most selected pet insurance providers in May, 2026.

Providers with highest rating

Embrace

19,929 reviews

4.9
Healthy Paws

11,294 reviews

4.9
Fetch

5,767 reviews

4.9
Trupanion

55,033 reviews

4.9
Pets Best

15,210 reviews

4.9

Category with most reviews

This chart shows the distribution of review categories.

October 08, 2024

Submitting a claim is very easy!

Submitting a claim is very easy!

Insurer: Embrace

By: jenny.m75407

October 08, 2024

Love them

We have had this insurance for over 3 years and it has proven invaluable. Our dog has eaten grapes, experienced liver issues, and generally needed annual care and Embrace makes filing your claim very easy and they have paid the claims within a few days (2-3).

Insurer: Embrace

By: Karissa Fox

October 08, 2024

Doubling rates after a year

I cancelled. Rate went WAY up. My premium for my illness/injury policy for my not yet 4-year-old dog went up from $45/month to $80/month! What!? I called to ask why the rate nearly doubled for such a young dog and no explanation was given. Seems like they get you in the door with low rates (in the $30s) and then raise it super quickly. Other companies offer much more reasonable rates.

Insurer: Pets Best

By: Sally Holthouse

Verified October 08, 2024

Pet Insurance Fast and Easy!

What a quick and easy process! Why didn’t I do this sooner! Love SPOT!

Insurer: Spot

By: Timothy Young

October 08, 2024

Complete scam

Complete scam. You pay hundreds a year for a policy that covers virtually nothing. Stupid clause about dental that requires you to endanger your pet and put them through unnecessary anesthesia in order for periodontal disease care to be covered. Wish I could get back every dime I've given them.

Insurer: Pets Best

By: RB

Verified October 08, 2024

Website is easy to use.

Website is easy to use. Reimbursement is prompt.

Insurer: ASPCA

By: Catherine Pinsonneault

Verified October 08, 2024

Very good basic pet insurance

Expensive but not beyond the norm for other private pet insurance companies. One claim denied due to effective date. Second claim paid as agreed and very speedy direct deposit. Net coverage about 50% and saved us several hundred dollars. Good customer service via email. If I could do it over I’d add the maintenance portion covering annual exams, vaccines, dental care and such, instead of just illness and injuries.

Insurer: Spot

By: REBECCA OSTERBERG

October 08, 2024

Excellent insurance

Excellent insurance. Claims are easy to submit and quick response. Representatives are super patient and wonderful to deal with.

Insurer: Embrace

By: customer

October 08, 2024

I would not recommend Embrace

I would not recommend Embrace. My experience with them has been extremely frustrating and very disappointing. When asked to speak to a supervisor, my experience with their management team has been extremely disappointing. Their repeated standard response did nothing to resolve my concerns. I would not recommend Embrace. I am still trying to get a wellness claim filled a month ago. Their explanation for the delay concerns a prescription for car sickness for a puppy. Do yourself a favor find another pet insurance company.

Insurer: Embrace

By: customer

Verified October 08, 2024

Were there for me when I needed them…

Were there for me when I needed them the most

Insurer: ManyPets

By: Leslie Wattenmaker

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