219,493+ Pet Insurance Reviews You Can Trust
Pet parents across the U.S. and Canada have left over 219,493 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our reviews make it easy to compare top insurance providers and find the perfect coverage for your pets.
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I did not have to use the insurance as…
I did not have to use the insurance as of yet.
Insurer: Pumpkin
By: Becky Noyes
Doesn’t cover enough for what you pay. Premiums go up by massive amounts even after no claims. Not worth it.
I originally got insurance when a friends dog was in a freak accident requiring an $15,000 surgery. She didn’t have insurance and it took an huge toll on her finances. I decided to set my dogs up for insurance and after comparing companies was able to find awesome coverage for my two dogs that was $85 a month COMBINED. Never once made a claim. Happily paid my premiums. I even sought vet care for a minor emergency and didn’t file a claim because the cost at the vet was under $600 and I didn’t want to raise my premium for a true non emergency. Well my policy was set to renew next month and my premium was going to be raised by $40 a MONTH for my dogs. They won’t let you cancel online or through app so you have to call and sit on hold. The representative I spoke to was very nice and offered some other options to lower my monthly price but the coverage was minimal and the deductible was high. The point of insurance is to cover major emergencies and at the end of the day I just can’t justify $120 a month for two healthy pups when that doesn’t even cover basic wellness exams, prescription costs, exam fees, or preventative care.
Insurer: Embrace
By: Emily S
Hassle free attention.
I’ve had to use Spot twice for different problems & I had no issues & was promptly refunded for my costs.
Insurer: Spot Canada
By: Callie McHardy
Are not honoring the policy and customer service will not respond!
Just got a policy with Embrace for both my dogs. Sent in my first bill for an exam for one of them and they sent me a message on the app denied. I have emailed them twice via the link on the app asking why and to give me a call to discuss. No response!!! They are not honoring their policy and customer service is non existent!!!! Beware!!
Insurer: Embrace
By: Carole Knipe
Coverage confirmation
I called to confirm a coverage for my dogs. Although the message stated it might be a long wait, someone answered almost immediately. She answered my question and even went on to explain how I could get that coverage. She was friendly and knowledgeable.
Insurer: Embrace
By: Elizabeth Mariscal
to many request for policy send vets…
to many request for policy send vets contact still wanted another check up if the vets file is not good enough seems like looking for lop holes to not pay in future if needed
Insurer: Embrace
By: Mitch Bigda
Updating a previous review
Updating a previous review -- I have submitted everything and then some and still they refuse coverage. This insurance is an outright scam. I'm out money that could have gone to a company that would have actually done what it claims. Edit: For reference -- the claim they denied was for something 5 days outside of the waiting period and not a pre-existing condition. I will not allow them to lie about the scam they're doing.
Insurer: Fetch
By: Elijah Z. Wolff
Good experience
My experience with Embrace so far was great. Their premium for my older dog is reasonable. The claim process was straightforward and simple, and funds paid out within their promised time. I’d recommend Embrace to pet owners!
Insurer: Embrace
By: Rose Wu
Be patient when summiting your first claim.
I was almost ready to cancel due to not being able to complete the claim form on line but it has been resolved and the process is super easy.
Insurer: ASPCA
By: Mary Carr
never had an issue and the customer…
never had an issue and the customer service is excellent
Insurer: Embrace
By: Josh Parks