223,831+ Pet Insurance Reviews You Can Trust
Pet parents across the U.S. and Canada have left over 223,831 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our reviews make it easy to compare top insurance providers and find the perfect coverage for your pets.
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Signing up was easy
Signing up was easy. Submitting claims especially on the app is nice and efficient. Not once have I had any issues. I have 2 female American Staffordshire Terrier both 2 yrs old and their coverage is amazing. You won't be disappointed.
Insurer: Spot
By: Nancy Bailey
Prompt reimbursement.
Great communication when I have submitted a claim invoice and prompt reimbursement.
Insurer: Spot
By: Patricia Simmons
Wonderful customer service
Wonderful customer service. Always helpful and answers all questions. I have only good things to say about embrace and recommend people to use this pet Insurance company
Insurer: Embrace
By: Jackie Patsouras
Nice experience …
This is my first time using this company as a insurance for my pets and I didn’t have any issues everything was good I received what I was expecting so I plenty recommend Spot Pet Insurance.
Insurer: Spot
By: Elsa Agaton
Great product and service!
Customer Service is amazing, claims are processed in a timely manner!
Insurer: Spot
By: Sandra Geiser
Great Insurance
Great Insurance, each time I filed claims (2), the funds were received quickly. I would recommend Spot insurance to all pet owners.
Insurer: Spot
By: Linda S
Embrace's Claim's Process is Quick and…
Embrace's Claim's Process is Quick and Easy Today, July 7, 2025, I submitted about 12 claims, 6 each for our two puppies. These claims covered the six monthly wellness visits for our new puppies. It took me less than 20 minutes. This was fast. The website did not freeze one time. It had a convenient client link to drop my invoices. It did not ask for a lot of unnecessary information. It even remembered the diagnosis selections to save me time by not requiring me to scroll to the bottom to find "wellness." Right now, I am really loving Embrace. I hope they can pay our claims within, say, 3 - 5 days. If so, they have a life-long customer. I wish human medical claims reimbursement process were this easy. This is nice!
Insurer: Embrace
By: Christopher Jones
Easy filing
It was easier than I thought to file a claim. Your system allows for multiple pages to be uploaded at once.
Insurer: Embrace
By: Janice Stimson
Claims are easy to submit and processed…
Claims are easy to submit and processed quickly with clear explanations. Thanks
Insurer: Spot
By: Mary Churchill
I absolutely adore Embrace Pet…the absolute best!
I absolutely adore Embrace Pet insurance - they have been great through a lot of terrible situations. I highly recommend them. Claims are reviewed/approved quickly. There are no unnecessary denials, no need to fight for coverage. They were absolutely amazing when one of our pets passed, approved and reimbursed the claims very promptly and then after noticing euthanasia on the receipt, automatically took all the necessary steps to cancel her coverage, so we didn't pay anything unnecessarily. They also sent the sweetest emails and card after her passing. I would never use another insurance!
Insurer: Embrace
By: ETK