219,589+ Pet Insurance Reviews You Can Trust
Pet parents across the U.S. and Canada have left over 219,589 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our reviews make it easy to compare top insurance providers and find the perfect coverage for your pets.
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My dog received 2 vaccines as followup…
My dog received 2 vaccines as followup to his yearly well visit: Leptospira 4Servovar Vaccine, 1yr and Bordetella Parainfluemza IN 1yr. When I attempted to submit his claim (even though I was clear it was well below the reimbursement level), I found no option to select these vaccines. He is scheduled again for Friday, October 25 to receive another vaccine to complete his well visit. Perhaps I am not using the claim submission correctly? If I am not, clarification would be appreciated.
Insurer: ASPCA
By: Joni Confalone
Got money back within a reasonable time…
Got money back within a reasonable time and a great price making sure my baby is ok
Insurer: ASPCA
By: Jesse Ashley
First claim; positive experience!
Completed my first claim for our young puppy and was very pleased with the seamless filing process and the very quick turnaround on payment. Found the website very user friendly and the communication very timely and helpful. Very positive experience overall. Thanks!
Insurer: ASPCA
By: Larry Long
It's always easy to submit my claims
It's always easy to submit my claims. The turn around for my reimbursement is only a few days.
Insurer: Embrace
By: Cynthia Hatfield
Went online and got Prudent insurance
Went online and got Prudent insurance. No hassle and got approved right away. Mr Bojangles and I are looking forward to his pet insurance. Thank you
Insurer: Prudent Pet
By: Pauline Espinoza
Excellent Insurance Company and Policy
I am so glad to have signed up for ASPCA. It is so much like having health insurance for yourself, you can pick your deductible and reimbursement percentage and they have preventative options too. We originally had preventative but realized we didn’t use it much so we removed it and the process was easy, I also have the option to add it back on my renewal date if I choose to. The insurance is for accident/injury or illness, for the unexpected. There are a few things not covered like a torn ACL or pre-existing conditions, but for what I’ve needed it for it has been a huge blessing. My dog Willow has had a few smaller claims and one larger one. They all were approved as well as any estimates I submitted beforehand. I like the estimate feature as it can show you exactly what you would be covered for before a procedure was done in a non-emergency situation. I have used the estimate feature with more optional procedures and I ended up not needing those procedures (one was an endoscopy and the other was for gingivitis). We were able to use alternative medications like acupuncture that ASPCA covered and Willow was healed! She recently had sprained her front paw and was limping, we had already paid her deductible from another visit this year about gingivitis and the claim was paid quickly and accurately according to my plan of 90% reimbursement. I highly recommend the lower deductible and higher percentage return. I noticed some reviews stating their claims getting denied, I have had that happen but it was because I was either missing required information (like vet records) or because I had submitted an estimate shortly before the claim and some of the services overlapped the two making it seem like a duplicate. I easily corrected that by submitting the right documentation and/or resubmitting the claim with a clearer explanation. I have never had any issues with claims or payments. This is a company I will be using for a lifetime. They also offer discounts to members of certain groups like NSCS. We love ASPCA!
Spot is the perfect insurance for my…
Spot is the perfect insurance for my baby kitty. Their processing times are fast for claims . Took mine two days and my cat and I are very satisfied with the results
Insurer: Spot
By: Aminah Phady
Claims are not reviewed
Claims are not reviewed, fake promises , not contacted our Vet for notes. Waisted money! Big SCAM !
Insurer: Spot
By: Natalia Blinova
Useless insurance company
Do not use this insurance company they never help to you always denied youre claims happen to me twice. Is wasting money for nothing
Insurer: Embrace
By: Mauro Gamez
Great Experience!
This is my first experience using pet insurance and it was all positive. My puppy ended up in the icu at the hospital for 2 days. I was a nervous wreck and I didn’t think about cost only getting my puppy well. When I got the bill of course it was expensive but no amount of money would stop me from getting my puppy well. I submitted the bill after my puppy came home and Embrace paid most of it less the deductible! So glad I had Embrace to cover the costs! Thanks Embrace I’m so glad for your coverage! I feel so much better knowing I have good insurance!
Insurer: Embrace
By: MamaO