154,902+ Pet Insurance Reviews You Can Trust

Pet parents across the U.S. and Canada have left over 150,000 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our review hub makes it easy to compare top providers and find your perfect match.

235,402 total


Most selected providers in "November, 2025"

This chart shows the distribution of the most selected pet insurance providers in November, 2025.

Providers with highest rating

Embrace

20,315 reviews

4.9
Healthy Paws

10,754 reviews

4.9
Fetch

27,432 reviews

4.9
Pets Best

14,139 reviews

4.9
Trupanion

62,958 reviews

4.8

Category with most reviews

This chart shows the distribution of review categories.

Verified December 06, 2025

Easy to follow steps and fast

Easy to follow steps and fast, very reasonable coverage.

Insurer: MetLife

By: Timothy Barnes

Verified December 06, 2025

Great company

Great company! Life saver when a pet goes through a medical emergency. Very quick on reimbursement and honors the contract. Highly recommended because you never know what is going to happen!

Insurer: Healthy Paws

By: Natalie Baldwin

Verified December 06, 2025

Forever a true believer

Forever a true believer! I signed my dog up back in 2019 and have had to call on Trupanion's coverage for her to many times to count(I think they are pushing 60k in claims they have paid out for her). Calling in or pulling up the chat has always been a nice interaction whether or not I got what I wanted (coverage wise--we had a couple of pre-existing conditions). Direct Pay has been an absolute life saver and has allowed me to give gold standard medicine to my dog and say yes to her doctor/team and keep her quality of life as absolutely good as we can get! I also have worked in Vet Med for over a decade both in general practice and emergency and have seen countless owners face down not going home with their pets or struggling to provide the care they WANT to but are unable to. Whenever I had Trupanion insured kiddos come through the emergency doors while the owners were always stressed out, they could focus on their animal and getting them the best care possible without worrying about cost up front since my hospital had the Direct Pay software. While I know cost can be more pricey than other companies out there, the per-condition deductible and Direct Pay features more than make up for difference in price. I will sign up future pets on Trupanion with the hopes I will never need them but with the knowledge that if needed, they'll be there.

Insurer: Trupanion

By: Amanda Barrett

December 06, 2025

Note of heartfelt thanks

I wanted to send a note of heartfelt thanks as a longtime Fetch policyholder for my dog. Every time we faced a medical situation, Fetch consistently covered everything according to the policy. My dog underwent multiple surgeries and radiation treatments, and most recently, we lost her to liver cancer. During such a difficult time of grief and loss, having our final claim approved was a tremendous relief. I recommend Fetch to all of my friends and am truly grateful for the support you provided throughout this journey.

Insurer: Fetch

By: Jennifer F

Verified December 06, 2025

it was easy to purchase

it was easy to purchase

Insurer: MetLife

By: CATHERINE

Verified December 05, 2025

Better than any other options

I have used other insurances in the past and MetLife has been the best option so far. Every customer service person I’ve spoken to is helpful and kind. And yes, MetLife actually does reimburse you for what they say. Where as other insurances I have used make it VERY difficult.

Insurer: MetLife

By: Lila W.

December 05, 2025

Worst experience ever

Such a scam. Paid annual premiums and they won’t cover anything illness or injury related, even when our dog’s illness is explicitly stated in our policy document as a covered incident. It’s right there in the fine print! Incredibly disappointed. Do NOT sign up.

Insurer: MetLife

By: A

Useful
Verified December 05, 2025

Wonderful

Wonderful! Prompt resolution of my claims. :) Very happy with Spot for my kitties.

Insurer: Spot

By: Heather Orozco

Verified December 05, 2025

Filed my first claim with MetLife and…

Filed my first claim with MetLife and they were quick to approve and send the check.

Insurer: MetLife

By: Wrigleymom

Verified December 05, 2025

Claims are so easy to file on the app…

Claims are so easy to file on the app and turn around time is amazing!

Insurer: MetLife

By: Ernie's Mom

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