219,589+ Pet Insurance Reviews You Can Trust
Pet parents across the U.S. and Canada have left over 219,589 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our reviews make it easy to compare top insurance providers and find the perfect coverage for your pets.
219,589 total
What are you looking for?
Most selected providers in "April, 2026"
This chart shows the distribution of the most selected pet insurance providers in April, 2026.
Providers with highest rating
19,861 reviews
11,189 reviews
5,580 reviews
55,032 reviews
15,027 reviews
Category with most reviews
This chart shows the distribution of review categories.
They are very timely regarding your…
They are very timely regarding your refunds from your vet experiences.
Insurer: Spot
By: Pam Murdock
Easy and quick
I uploaded the bill into the app and had the payment approved within a couple of days. I couldn't be easier.
Insurer: Embrace
By: Stephen M
Our cat Simon was diagnosed with cancer…
Our cat Simon was diagnosed with cancer and the Embrace claims process every 4-6 wks was nothing less than expeditious! Not having to worry about carry over bills and all being reimbursed with speedy & with no hassle was a heavy lift off our family's shoulders to not have to worry about and focus and our beloved Simon. Embrace is A++++
Insurer: Embrace
By: Rayesfam
Excellent pet insurance
Excellent pet insurance! Quick pay, easy to submit documents!
Insurer: Embrace
By: Anonymous
Extremely easy to file a claim.
Extremely easy to file a claim.
Insurer: Embrace
By: Flo
Horrible every time I put a claim in it…
Horrible every time I put a claim in it takes months !! Even though you have had all my dogs records since he was a baby !!
Insurer: Embrace
By: Sumer Butler
Awful if you ever plan on needing to switch companies
I had a policy with fetch for a year. I wanted to switch my dog over to another company with better coverage as I wanted better benefits for what I was paying for that fetch did not offer and what my dog needed more as I have had her for a full year. The first call I made to cancel her policy the woman I spoke with rambled on for about a half hour about how my dogs surgery (her spay which had complications due to her almost being in heat at the time of surgery but not due to a blood disorder or any other condition) and her 1 ear inflection would possibly be considered pre existing conditions to the company I switch to for allergies, which i completely understand except she has never been treated for ongoing allergies or had more than 1 ear inflection from playing in water, She then had convinced me it would be better to defer the payment of my upcoming payment while I think about it and that my card would not be charged. A day later, when the monthly payment was due, my card was charged. My dog already had a new policy so I called again to officially cancel and for a refund as my card was not supposed to be charged until November 16th,2024 and I had planned on calling again to cancel before this date as I would not be using the fetch policy any longer. The woman who I spoke with the second time was helpful in that she canceled my policy without giving me pushback about canceling it but said she did see a payment hold on my account but could not confirm why my card was charged. She claims she processed my refund but there is no refund on my card, she did not state how long refunds take to reflect on a credit card statement, but it has been 3 days since she supposedly initiated the refund, I will probably wait a week or so before disputing it with my credit card company as I really do not want to call them again if I cannot confirm they are actually doing what they say they are doing. I would not recommend fetch if you ever plan on needing to switch companies at any point, it was great when my dog was a puppy but now that she is over a year and I wanted something with more benefits that she would benefit from such as ill and well exam fee coverage and thinking about the future, end of life care, that fetch does not offer for only a little bit more with higher reimbursement rates and the same deductible and fetch just made this process a little bit more difficult than it needed to be.
Insurer: Fetch
By: EK
Hospital visit coverage
Dealing with your pups illness in vet hospitals is so stressful and takes quite a bit of time. I haven’t had to use the insurance in the past so I wasn’t sure what would be covered and what support I would be given. I am so appreciative for this Insurance, it truly was helpful and supporting us through this difficult time. The claim process was unbelievably easy and receiving coverage was great. I had the hospital email receipts to me so saving and sending made submitting docs easy. Thank you Embrace!
Insurer: Embrace
By: Brenda Conrad
Good Pet Insurance but EXPENSIVE!
Rep explained why insurance has gone up so much this year (($88.00/mo). I love Embrace insurance but it is expensive. I have had it for my dog since he was a puppy (9 years ago) and the price increases have been crazy! From Around $60 a month to now $219.00 a month. I ended up raising my deductible which is, I’m sure, what they want. It has been a great policy since my dog had some issues in the past and it is easy to submit claims and get paid.
Insurer: Embrace
By: Debra Monaghan
Hassle free coverage that is clutch!!
My Shih Tzu had last second dental surgery and I scheduled it to get on the hospital's calendar. Embrace made sure I didn't worry, explained my coverages, and made filing a claim hassle free through their app. 2 days last inwas reimbursed and all is well. Their staff was knowledgeable, patient, and very professional.
Insurer: Embrace
By: Alexis