224,517+ Pet Insurance Reviews You Can Trust

Pet parents across the U.S. and Canada have left over 224,517 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our reviews make it easy to compare top insurance providers and find the perfect coverage for your pets.

224,517 total


Most selected providers in "June, 2026"

This chart shows the distribution of the most selected pet insurance providers in June, 2026.

Providers with highest rating

Embrace

19,990 reviews

4.9
Healthy Paws

11,388 reviews

4.9
Fetch

5,948 reviews

4.9
Trupanion

55,033 reviews

4.9
Pets Best

15,370 reviews

4.9

Category with most reviews

This chart shows the distribution of review categories.

Verified February 14, 2025

Quick response and pay out

Quick response and pay out. Great service!

Insurer: Embrace

By: James Sizer

February 13, 2025

Easy to submit a claim

It was easy to fill out the claim info and attach the scan of the itemized vet bill. The claim was paid relatively quickly, but I had to refer to my dog's policy to understand the items not covered in the claim.

Insurer: Pets Best

By: Brian

Useful
February 13, 2025

Brooklyn was awesome and answered all…

Brooklyn was awesome and answered all of my questions in a timely manner.

Insurer: Fetch

By: Rebecca

February 13, 2025

This company is a fraud

This company is a fraud. After submitting all medical documents, I received a confirmation email that my cat was covered. Then they denied my claim because they said the documents I originally uploaded weren't valid. I spoke with several customer service agents, none seemed like they knew what they were doing as I received different information from each one, and one agent told me they don't look at medical documents until a claim is filed; so they falsely told me that my cat was covered when I originally signed up. Absolutely disgusting business practice. Don't use them. They'll steal your money and you'll still end up with a vet bill.

Insurer: Fetch

By: Bird

Verified February 13, 2025

It was easy to file a claim and the…

It was easy to file a claim and the follow up to customer service gave all additional information I needed. Once all the documents were received and reviewed I was paid promptly through direct deposit.

Insurer: Spot

By: Nancy Link

Verified February 13, 2025

Quick response

Quick response

Insurer: Spot

By: Van W

February 13, 2025

Was submitting a claim on line was easy and quick.

Was submitting a claim on line and had a question on category for Darling's visit so called to have it clarified. Nick was very friendly and informative and straitened out the issue.

Insurer: Embrace

By: customer

Verified February 13, 2025

Great Experience

Helpful and efficient

Insurer: Spot

By: Christopher Diorio

February 13, 2025

Getting the run around.

Most of my claims are slow to be reviewed. It appears to me anytime I have a claim that is more than $100.00 they have to review my pets records. They request records from my vet. A week later I will receive another email telling me that my vet has not sent the needed records. I have been in contact with my vet. They reassure me that the day they receive they sent the records. I feel that Embrace gives me the run around hoping that I will give up on asking for a reimbursement. I do not recommend this insurance. I gave 2 stars because the small claims have been settled in a reasonable time frame.

Insurer: Embrace

By: Debra

Verified February 13, 2025

Efficient!

Quicks efficient processing of claims

Insurer: Spot

By: Cat

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