223,601+ Pet Insurance Reviews You Can Trust

Pet parents across the U.S. and Canada have left over 223,601 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our reviews make it easy to compare top insurance providers and find the perfect coverage for your pets.

223,601 total


Most selected providers in "June, 2026"

This chart shows the distribution of the most selected pet insurance providers in June, 2026.

Providers with highest rating

Embrace

19,969 reviews

4.9
Healthy Paws

11,351 reviews

4.9
Fetch

5,880 reviews

4.9
Trupanion

55,033 reviews

4.9
Pets Best

15,308 reviews

4.9

Category with most reviews

This chart shows the distribution of review categories.

February 14, 2025

Nationwide Doubled my Cost and Kept Charging My Card without my Authorization

Nationwide Pet Insurance doubled the cost of my pet insurance from $90 per month to an astounding $183 per month and continued to charge my credit card on file, which I had only authorized only for $90 per month. A courtesy phone call would have been appreciated, especially when the cost increase is more than 50%. I called them and spoke to a manager. Unfortunately, no refund was offered. I was not even permitted to reduce my coverage to an affordable amount going forward, as they have a set renewal period for plan changes that has now passed. This latter issue is just a bad business practice, which will lose Nationwide customers and money. The executive who made this decision should reconsider their strategy, here is why: since I can't adjust my plan to match the $35 per month I pay for another pet, I've decided to cancel all my services. That's a loss of $35 per month for Nationwide starting today, and they will lose an additional $35 per month when I transfer my other pet, summing up to $70 per month. Nationwide will now have to invest in advertising to attract a new customer to replace me. It's disappointing that the company took advantage of my trust by charging my credit card excessively and compounded the issue by not allowing me as the customer to switch to more affordable plan. In the end, the company is losing revenue due to these policies, I can find insurance elsewhere.

Insurer: Nationwide

By: Nastaran Aslani

Verified February 14, 2025

SPOT was there when we needed them!

Our pup Bear got really sick and even though took him to our vet on Friday he continued to go downhill. By Sunday morning we knew we needed to go to the emergency vet. They needed to run a bunch of tests to try and figure out what was wrong as well as keeping him overnight to treat him because he was too sick to come home. Because of Spot Insurance we didn’t have to choose between tests or worry about the expense, we were able to focus solely on Bear. So thankful I got Spot when we adopted him, it made a very difficult time a little easier. After Bear was released I submitted all the bills and paperwork. I got reimbursed in a timely manner with no issues.

Insurer: Spot

By: Lisa

Verified February 14, 2025

Super efficient claims process

Super efficient claims process

Insurer: Embrace

By: Danielle B

Verified February 14, 2025

Honest insurance company

For the first time, a pet insurance actually paid my claim. The other three I've had would deny claims, even though my coverage clearly said it covered the items I was claiming. I don't mind paying, even if I never need to file a claim, but when I do, I expect the insurance company to be honest and fair.

Insurer: Spot

By: Jupiter's Dad

Verified February 14, 2025

Professional and fast!

The customer service was fantastic. My claim was taken care of immediately. Thank you SO MUCH! LAG

Insurer: Spot

By: LA

February 14, 2025

This "loyal member of their pack" was shafted

As a "loyal member of their pack," (their words, not mine) Embrace sent me my policy renewal with a 46% year over year increase in the premiums. We have made no claims. This is criminal. Over $1100/year for the bare minimum coverage. It is now more cost effective to put that money aside for the possibility of a bill. Sending anymore money to Embrace is akin to lighting my money on fire.

Insurer: Embrace

By: Natalie

Verified February 14, 2025

Top notch service

Johnathan was very pleasant to speak with, he shared all the information that I was looking for today and made it easy for me to understand.

Insurer: Nationwide

By: Ace

February 14, 2025

I have had good experience with the…

I have had good experience with the company. Have not heard back yet on my recent claim that I entered.

Insurer: Pets Best

By: MADILENE DUWAL

Verified February 14, 2025

Easy

Simple process. Extremely pleasant and efficient representative.

Insurer: Nationwide

By: Mel

February 14, 2025

Prompt

Prompt, professional service! Thank you!

Insurer: ManyPets

By: Charlene Hume Eurick

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