209,304+ Pet Insurance Reviews You Can Trust

Pet parents across the U.S. and Canada have left over 209,304 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our reviews make it easy to compare top insurance providers and find the perfect coverage for your pets.

209,304 total


Most selected providers in "February, 2026"

This chart shows the distribution of the most selected pet insurance providers in February, 2026.

Providers with highest rating

Adoro

3 reviews

5.0
Embrace

19,730 reviews

4.9
Healthy Paws

11,002 reviews

4.9
Fetch

5,266 reviews

4.9
Trupanion

55,032 reviews

4.9

Category with most reviews

This chart shows the distribution of review categories.

Verified February 13, 2026

Easy and got paid right away

Easy and got paid right away

Insurer: MetLife

By: Cherie Smith

Verified February 13, 2026

Paid hundreds instead of thousands of $$!

MetLife pet insurance has saved my family so much money and has been pretty easy to work with. Upload documentation online or through the app and receive reimbursement. My dog has had her ACL replaced (a $4,000 surgery) and also had a cancerous tumor removed (around $2,000), plus another cancer scare and thanks to pet insurance, we paid only a fraction of the cost!

Insurer: MetLife

By: Kristen

Verified February 13, 2026

Easy website to use

Easy website to use. Easy to change options and quickly see the price difference & to go back as necessary.

Insurer: MetLife

By: Donald Grant

Verified February 13, 2026

Great until the renewal hike

Never had an issue with a claim. Both claims I've submitted have been processed within a week. However, the yearly hike in monthly payment has been a big downside. It feels like being punished for staying a customer. I asked for a quote as if I were a new customer and the price was much lower. Pretty disappointing

Insurer: Spot

By: Martha Ayala

Verified February 13, 2026

Very pleased with Spot pet insurance

Very pleased with Spot pet insurance. Web portal is easy to use. They're prompt with claims and payments and easy to reach if you want a live person! Also my recent claim for a tooth extraction was covered to my absolute delight because pet dental work is very expensive. Whew! Thank goodness for Spot :)

Insurer: Spot

By: Vickie Welch

Verified February 13, 2026

Healthy Paws has always been excellent!

Healthy Paws has always been excellent to us & our many, many, rescued & adopted pets insured by them since 2017! Good communication, quick turnaround times, easy upload process, reasonable about claims, even when we've had more claims in 1 year vs another (due to senior dogs being sick)... Thank you HP!

Insurer: Healthy Paws

By: Sutton's Southern Pet Retreat

Verified February 13, 2026

Phone associate closed the deal

Spoke with Theresa on the phone she was very pleasant and answered all my questions, also helped me find my company information.

Insurer: MetLife

By: Jeffrey Martin

Verified February 13, 2026

Friendly people

Friendly people, straight forward talk. Didn't feel like i was getting nickeled and dimed.

Insurer: Pumpkin

By: chris cole

Verified February 13, 2026

Discourages adoption

We adopted a dog with no known health issues (he had a veterinary exam from the rescue nonprofit). The rescue required we take him to our own vet within two weeks of adoption so we did that. At our very first visit, our vet noticed signs of rear leg pain (she speculated possibly just strain from his weight, arthritis, or injury). We later found out that he had two torn acls. Because of the requirement of our rescue and the waiting period for the insurance, this was considered a pre-existing condition and they said that nothing related to his legs would be covered (even if he developed arthritis later - the scans showed no arthritis currently). I do understand that this was a preexisting condition, it just wasn’t known to us. It was frustrating that we tried to do the right thing by adopting and were penalized for a history we had no way of knowing and was not disclosed to us (the rescue should have known about it). I wish Spot would consider additional policies that are fairer to rescue dogs because frankly the current policies discriminate against them.

Insurer: Spot

By: M. Lang

Verified February 13, 2026

Easy to use claim process

Easy to use claim process. Quick response and disposition of the claim. Fully covered wellness provided puppy care.

Insurer: Pumpkin

By: Joseph

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