224,945+ Pet Insurance Reviews You Can Trust

Pet parents across the U.S. and Canada have left over 224,945 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our reviews make it easy to compare top insurance providers and find the perfect coverage for your pets.

224,945 total


Most selected providers in "July, 2026"

This chart shows the distribution of the most selected pet insurance providers in July, 2026.

Providers with highest rating

Embrace

20,008 reviews

4.9
Healthy Paws

11,406 reviews

4.9
Fetch

5,987 reviews

4.9
Trupanion

55,033 reviews

4.9
Pets Best

15,430 reviews

4.9

Category with most reviews

This chart shows the distribution of review categories.

July 25, 2026

Please save your money and time and frustration

Please save your money and time. This is the worst company to try to work with. I had a cattle dog with a belly ache. Took him to the vet naturally, and submitted a claim. Embrace said this was a pre-existing condition when in fact, with proof this is the first time. Honestly, they just want your money. They took three months to deny the claim and in the meantime they collected 3 months of premiums When I went to cancel they said they would at the end of the billing cycle. I said NO, now and naturally they had to refund the remaining of the month which they didn't want to do. If you like to get scammed and pay for insurance they will just deny you go ahead. We are USAA members and were suppose to get good service because of that. UGH, stay away.

Insurer: Embrace

By: Deb Stephenson Deb

July 25, 2026

Fast reliable pet insurance

Fast reliable pet insurance. Got reimbursed within one day.

Insurer: MetLife

By: Sj

July 25, 2026

Once you know how to submit

Once you know how to submit, which is easy, you make this process so easy!!!

Insurer: Pumpkin

By: Robin

July 25, 2026

Easy fast application an affordable…

Easy fast application an affordable Monthly premiums

Insurer: MetLife

By: Thomas Gureck

July 25, 2026

I liked that the Wellness part active…

I liked that the Wellness part active the following day! Very easy to sign up & file & get your claim.

Insurer: Spot

By: Renee

July 25, 2026

Very very easy.

Signing up and choosing a plan was so easy and even having to put in a claim as well. Although having an app would make it even easier.

Insurer: Pumpkin

By: am

July 25, 2026

Pet insurance is worth it!

One of the best decisions I made was to purchase pet insurance for my furry companion. My pet has been in and out of the vets office for most of this year and I am grateful that I can focus on his health while healthy paw insurance covers the majority of the expense. My only regret is not having signed up for pet insurance sooner.

Insurer: Healthy Paws

By: J. B.

July 25, 2026

The Claims Process is a Nightmare

I chose to add the wellness plan and that was a mistake. They instantly denied anything wellness. After filing twice, calling twice and them admitting it should have been paid twice, I was as told I had to file an appeal that can take 60 days. When I asked why I should be doing so much work just to get what I paid for they said it’s just the way the system works. I cancelled the plan and filed the appeal. I got the claim several weeks later. I’m glad I switched before I really needed the support. The last thing I need is dealing with this nonsense when my dog’s actually sick.

Insurer: Pets Best

Veterinarian: Chain of Lakes Animal Clinic

By: Julie

Useful
July 25, 2026

Claim Process

Very smooth process. Would highly recommend to pet owners.

Insurer: Pets Best

Veterinarian: Pasadena Animal Hospital

By: Donna

Useful
July 25, 2026

Pets Best is actually the best

I now have all of my pets covered through Pets Best. The online filing system is incredibly easy & user friendly. If they are experiencing high demand, they communicate delays via email. Once a claim is approved, payment is typically deposited into my account within a week. My German Shepherd went through emergency surgery and 18 months of chemotherapy & Pets Best always came through with reimbursement without increasing his coverage amount by an insane amount. And let me tell you, we easily had at least $20k in vet expenses. When he passed, I filed a claim for euthanasia. Not only did they cover that expense, they sent an email apologizing for our loss and auto-closed his policy and even reimbursed us for the coverage we had pre-paid for. I am so thankful for their layer of support & will continue to recommend them for coverage!

Insurer: Pets Best

By: Morgan

Useful

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