154,902+ Pet Insurance Reviews You Can Trust

Pet parents across the U.S. and Canada have left over 150,000 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our review hub makes it easy to compare top providers and find your perfect match.

235,974 total


Most selected providers in "November, 2025"

This chart shows the distribution of the most selected pet insurance providers in November, 2025.

Providers with highest rating

Embrace

20,325 reviews

4.9
Healthy Paws

10,787 reviews

4.9
Fetch

27,479 reviews

4.9
Pets Best

14,161 reviews

4.9
Trupanion

63,005 reviews

4.8

Category with most reviews

This chart shows the distribution of review categories.

Verified November 11, 2025

“Disappointed by Drastic Premium Increase Despite Great Service”I’ve really appreciated having pet…

I’ve really appreciated having pet insurance through MetLife — filing claims has always been easy, and their app is wonderful! But I’m absolutely shocked and upset by how much my premium just increased. It didn’t just double or triple — it went up by five times! That’s outrageous and completely unfair. Its like a scam. They cover you until your pet gets sick, then they raise your premium so high you can't afford it. Now I’m stuck: either I pay this massive amount or lose coverage altogether. My dog was recently diagnosed with a disease, which now counts as a pre-existing condition — meaning no other insurance will cover it. This just feels wrong.

Insurer: MetLife

By: Rose Butts

Verified November 11, 2025

ease of enrollment

ease of enrollment

Insurer: MetLife

By: James Izatt

Verified November 11, 2025

Oh Pepper!

Our black lab gave us a huge scare. I had to navigate her care late on a Friday evening almost 3 weeks ago. With nervousness on her well being and knowing the huge monetary commitment, I was so relieved that I had opened up accounts for both of my dogs 4 years ago. Thank you for your support.

Insurer: Trupanion

By: Jennifer

Verified November 11, 2025

Great rate

Easy customizing

Insurer: MetLife

By: Alex Reynoso

November 11, 2025

Horrible rate changes without reason

We’ve had our 1 year old cat on a Trupanion plan for about 6 months now. His deductible is $350 with 90% coverage. We recently went to add on the exact same plan for our new cat and the monthly price was higher by almost $30. In order to get it to the same monthly price as my first cat I would’ve had to raise the deductible by like $400. The cats are both male and both domestic shorthair within the same age range. I just don’t see a reason for that large of a price jump and deductible change. I contacted support about it and all they could let me know was that “their rates change everyday.” Call me broke, but I think that’s crazy.

Insurer: Trupanion

By: Taylor

November 11, 2025

worst insurance - do not waste your time or money -

ALL claims are denied on the pet having a prior SYMPTOM prior to policy's effective date. It's a loophole not to pay! If your pet ever had vomiting, diarrhea, or itching, and it's listed as a symptom in any NEW doctor visit, IT WILL BE DENIED because it is a prior SYMPTOM. EXAMPLE: puppy ate something, took him to the vet because he was vomiting and had diarrhea. Insurance will NEVER cover ANYTHING that he gets that has diarrhea or vomiting.

Insurer: Pets Best

By: elizabeth

Useful
Verified November 11, 2025

Great overall experience

Great overall experience. Fast reimbursements. Thank you!

Insurer: Pumpkin

By: Arthur

November 11, 2025

Embrace has covered my cats for nearly 15 years

Embrace has been covering my two cats for most of their 15 years. It has been easy to file claims. I receive electronic reimbursements. I have peace of mind that I can continue to afford and pursue quality care for my boys as they age.

Insurer: Embrace

By: Susan Ziobro

Verified November 11, 2025

accessible

It's very accessible and easy.

Insurer: MetLife

By: Marites Jomuad

November 11, 2025

Simplicity of use.

Simplicity of use.

Insurer: Embrace

By: Shawna Handschug

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