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With a growing range of cat and dog insurance policies on the market, it can be hard to find the best pet insurance to suit your individual needs and budget.

We enable pet owners to share their experiences of some of the leading pet insurance providers, so as well as being able to compare the best pet insurance plans available based on cost, levels of coverage, exclusions and deductibles, you can read thousands of pet insurance reviews from other owners across the U.S. and Canada.

Our helpful pet insurance reviews can help ensure you find a policy that’s right for you.

5

out of 5

Processed unbelievably quickly

My girl has been with you guys since she was 3 months old she hurt her self playing and you covered a big chunk of her surgery and it took a little longer than usual but it was completed and reimbursed in about 2 months which was fine this time the wellness claim was processed super quick just within days of you receiving it which was great I have heard negative things about your plan and I have not found that people have to do there due diligence when looking for insurance you guys did go up but not enough for me to change pets bets you guys are great keep up the great work
  • INSURER: Pets Best
  • VETERINARIAN: Palo Pinto vet clinic
  • POSTED: 05/01/2024
  • BY: Denise
  • BREED: Mixed Breed Medium (20lb - 70lb)
  • AGE OF PET: 0 - 3

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1

out of 5

The Worst Service I Have EVER RECEIVED - Total Waste of Time and $

I purchased MetLife Pet insurance for my 2 dogs in February. I pay about $200-ish monthly for the policies. My large dog had an acute injury by hurting her leg in the yard when sneaking out of my fence, ultimately tearing her CCL. For a month and a half they have refused to reimburse my claim. My vet recommended that I purchase a brace for $900 instead of opting for a $6,000 surgery. So I followed her instructions and purchased the custom brace for my dog's leg, then submitted the vet visit, vet recommendation letter and itemized receipt. I've spent 10+ hours on the phone with agents waiting forever, and calling my vet. MetLife at first denied the claim saying that CCL injuries are normal wear and tear on a dog with age. The Vet has proof this was an acute injury. MetLife called the vet one time to try to get proof. When they didn't get through after one attempt, they never tried calling again for weeks and nothing was done. Over a month later I'm still on the phone. I provided a second itemized receipt as requested as well. They still won't process my claim or call me back or respond to emails. I want to be reimbursed for my claim and for the money I have spent on the policies since February. I don't want to deal with MetLife anymore. The call agents at MetLife have been incredibly unhelpful. They refused to call claims to escalate the issue and said I had to wait another 5+ days for them to email her. I called this morning to talk to her...waited 40 minutes and they wouldn't pass me over to her. They said she was on a call, but then wouldn't allow me to wait for her to get off. She just didn't want to deal with an upset customer. I will NEVER purchase pet insurance from this company again. Screwed me out of $600 and won't reimburse my claims.
  • INSURER: MetLife
  • POSTED: 04/30/2024
  • BY: Casey
  • BREED: Pit Bull
  • AGE OF PET: 7 - 10

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5

out of 5

Thank you!

I can’t thank you enough for processing our claim so quickly. Ranger had to have an ACL done and 1 week after the surgery our claim was approved and we were reimbursed. They even sent an email to check on him. That’s what I call a caring pet insurance with excellent customer service! Thank you again.
  • INSURER: Healthy Paws
  • POSTED: 04/04/2024
  • BY: Jennifer
  • BREED: Australian Cattle Dog
  • AGE OF PET: 7 - 10

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5

out of 5

Awesome job

I have nothing but great things to say about MetLife pet insurance. I have 6 dogs all insured with MetLife. It's easy to submit claims and they pay quickly even when the claim is large (TPLO surgery) and to date have approved all claims. I couldn't be happier with MetLife only wish I had signed up years ago.
  • INSURER: MetLife
  • POSTED: 04/03/2024
  • BY: Ann
  • BREED: English Springer Spaniel
  • AGE OF PET: Over 11 years

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5

out of 5

ManyPets Insurance

I have had excellent experiences with ManyPets! Their customer service is always outstanding and claims are settled in a very timely manner. I have 2 dogs covered by this company.
  • INSURER: ManyPets
  • POSTED: 03/28/2024
  • BY: Sharon
  • BREED: Mixed Breed Medium (20lb - 70lb)
  • AGE OF PET: 7 - 10

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5

out of 5

Verified

Efficient process

I have come to rely on Trupanion's Customer Service for excellent service no matter the situation. Folks there are calm and well-informed so they can answer questions and process claims effectively. Their courtesy is seldom found among others in their line of work. Many cheers and thanks for handling the variety of questions and claims I have had so kindly and efficiently.
  • INSURER: Trupanion
  • POSTED: 03/24/2024
  • BY: Patricia
  • BREED: Mixed Breed
  • AGE OF PET: Over 11 years

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5

out of 5

OUTSTANDING

Over three days at two separate critical care veterinary offices our dog required over $10,000 of tests and care after collapsing for no apparent reason. Fortunately, our sweet girl made it through the ordeal and is on the road to recovery. The emotional roller coaster was made so much easier knowing we had Healthy Paws insurance and could say “just do whatever is necessary” at every decision point. Within one business day after bringing our sweet girl home the 80% reimbursement was deposited in our checking account and a representative from Healthy Paws had reached out to see how she was doing. Outstanding!
  • INSURER: Healthy Paws
  • POSTED: 03/19/2024
  • BY: Nancy
  • BREED: Mixed Breed Small (Up to 22lb)
  • AGE OF PET: 4 - 6

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5

out of 5

Very easy and responsive

I’ve only filled 2 claims so far, but both times the process has been easier than i thought it would. I love that i’m able to answer all the questions in a texting format. the claims are always quickly responded to and i’ve had no issues so far.
  • INSURER: Lemonade
  • VETERINARIAN: MPC Vet Care
  • POSTED: 02/28/2024
  • BY: Rebeca
  • BREED: Mixed Breed Medium (20lb - 70lb)
  • AGE OF PET: 0 - 3

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1

out of 5

Ridiculous Claim Process - Customer Service a JOKE

I submitted a claim on my female dog who had a one-off urinary tract infection. She had one 5 years ago (literally 5 years ago). Nothing since. She received anti-biotics and healthy as ever. She randomly got another infection 5 years later. These jerks DENIED my claim for treatment reimbursement claiming this was a pre-existing condition because she had an infection FIVE YEARS AGO! INSANITY! Its like me getting the flu this year, but my medical insurance denies my doctor visit reimbursement because I had the flu 5 years ago. This is scum bag stuff. On top of this, the customer service robots are unhelpful and read from scripts. Its like talking to an uneducated 10 year old. There is also NO WAY to reach ANY of the folks who "review your claims." So trying to talk or get an understanding from anyone, is completely impossible. RUN - STAY AWAY! If your dog stubs their toe 5 years ago, then stubs it again this year, they will claim that the stubbed toe is a pre-existing condition and not help pay for treatment! HORRIBLE HORRIBLE HORRIBLE!!
  • INSURER: Pets Best
  • POSTED: 02/23/2024
  • BY: David
  • BREED: Shih Tzu
  • AGE OF PET: 4 - 6
1 comments

POSTED: | BY: taizz medalia

I agree that this is their business model.

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5

out of 5

Life Saver

Recently our beautiful Stella was hospitalized for possible toxic poisoning. Fortunately she survived this awful experience. I can't say enough about Healthy Paws and their stepping up to the plate and honoring our policy. It was quite a financial shock to say the least. They did everything they said they would do and did it in a timely manner. They are top notch. They even emailed me to check on our little girl. Thank you Healthy Paws !
  • INSURER: Healthy Paws
  • POSTED: 02/15/2024
  • BY: Shelly
  • BREED: Miniature Schnauzer
  • AGE OF PET: 0 - 3

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