223,601+ Pet Insurance Reviews You Can Trust

Pet parents across the U.S. and Canada have left over 223,601 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our reviews make it easy to compare top insurance providers and find the perfect coverage for your pets.

223,601 total


Most selected providers in "June, 2026"

This chart shows the distribution of the most selected pet insurance providers in June, 2026.

Providers with highest rating

Embrace

19,969 reviews

4.9
Healthy Paws

11,351 reviews

4.9
Fetch

5,880 reviews

4.9
Trupanion

55,033 reviews

4.9
Pets Best

15,308 reviews

4.9

Category with most reviews

This chart shows the distribution of review categories.

Verified April 18, 2025

Impressive

Very quick responses, kind on the phone, organized & transparent claim process.

Insurer: Spot

By: Shawnster

April 18, 2025

Mixed review

Positive: very prompt in payment, paid exactly what they said was covered. Negative: impossible to cancel policy through app. Contacted by email and did not receive response until days after my email. Called a few days before new month was to be billed asking to cancel effective immediately, they drag their feet so that they can charge one more month premium. Weighing the cost against benefits, I felt pet insurance benefits were not worth the premiums. Better to save the money for vet bills yourself.

Insurer: ASPCA

By: Tess Padilla

April 18, 2025

No payment for you!

They deny most claims. We really need ObamaCare for Pets.

Insurer: Pets Best

By: Larry Morgan

April 18, 2025

I had accidental and wellness

I had accidental and wellness. They owed me 250$ back for the wellness for the year and she had a lameness issue. I got nothing !! They told me they didn’t have enough information from the vet . They send over novels of her problems and still nothing !! I canceled it ! I wouldn’t have even gave them one star but had to to write this review!!

Insurer: Embrace

By: Kim Taylor

April 18, 2025

Pets Best is an awesome company

Pets Best is an awesome company. I have used other pet insurance companies in the past, and they couldn’t stand up to Pets Best. Great customer service, easy to use online. All around awesome!

Insurer: Pets Best

By: Tracy Pena

Verified April 18, 2025

Service and quick reimbursements

Service and quick reimbursements

Insurer: Spot

By: Lee Nipper

April 18, 2025

Consistent,timely process of insurance

Consistent,timely process of insurance That in itself is both professional and satisfying.

Insurer: Pets Best

By: Rick Rulloda

April 18, 2025

Reimbursement Dropped After Chronic Diagnosis – No Upgrade Option

Update: Thank you for responding, Fetch. I’ve followed up via email, as I’m documenting this issue for a formal complaint. I’ve also submitted a PIPEDA request to better understand how this decision was made. I’ll continue to update this review based on how the situation unfolds. At the time of this update, I have not been offered any option to restore my original coverage—even with increased premiums. I’m hoping for transparency and a fair resolution, especially as a long-standing customer managing a chronic illness. Original post: I’ve been a Fetch customer for several years. Our dog was recently diagnosed with a chronic condition, and shortly after filing a claim, I was informed that our reimbursement rate would be reduced from 80% to 60% at renewal. I was not given the option to maintain or upgrade the coverage—even at a higher premium. This feels particularly unfair, especially as we now depend more than ever on consistent reimbursement for ongoing treatment. It also appears that this downgrade was triggered by higher claim use, which raises serious concerns about how long-term customers are treated once their pets become expensive to insure. I’ve submitted a formal complaint to Fetch and am currently gathering stories from other policyholders to determine whether this is an isolated experience or part of a broader pattern. I hope to see better transparency and support from Fetch moving forward.

Insurer: Fetch Canada

By: Alicia Kingdon

Verified April 18, 2025

easy navigation and information

easy navigation and information

Insurer: Nationwide

By: catherine

April 18, 2025

Pets Best is the best in insurance coverage for your pet

"Pets Best is the first pet insurance I have ever had and I am so pleased with their service. Sadly my sweet kitty has been diagnosed with a heart murmur which means lots of vets visit and lots of vet bills. Pets Best makes this situation so much better, easy on line filing process and a fast claims processing with a direct deposit into my bank account. Very simple and easy to understand. It gives me piece of mind to know I will have help with my vet bills so I can put all my focus on taking care of my sweet kitty cat,"

Insurer: Pets Best

Veterinarian: Puget Park Veterinary Clinic

By: Michelle

Useful

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