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Pet parents across the U.S. and Canada have left over 223,601 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our reviews make it easy to compare top insurance providers and find the perfect coverage for your pets.
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Overall wonderful, needs to review their pre-existing conditions
Overall, I believe Embrace Pet Insurance is wonderful. There does seem to be some inconsistencies: the first time I submitted for grooming where my service dog needed to be anesthetized for anxiety, by claim was covered completely. The second time I submitted for grooming with anesthesia for anxiety, only a portion of the bill was covered with an explanation that the anxiety was not covered. This is the third claim for grooming with anesthesia so we will hope for the best.
Insurer: Embrace
By: Constance Zeller
Max seen in pet ER 3/7/2025
Max seen in pet ER 3/7/2025. It is 4/19/2025, and I don’t have my reimbursement check yet. Embrace blames Pet ER and Max’s vet office. When I called Pet ER and Max’s vet, they blamed Embrace. On 3/7/2025 we paid a $951 bill. We still don’t have our $373 reimbursement. Shame on you. Kerry Heemann 410-218-6987
Insurer: Embrace
By: Kerry Heemann
Easy to navigate and smooth transaction
Easy to navigate and smooth transaction
Insurer: Nationwide
By: BELQUIS TORRES
100% Recommended
They are very trustworthy and easy to work with. All my claims have been actioned on time and with reimbursement in a few days. I’ll keep them for all my pets.
Insurer: Spot
By: Angel Hernandez
Quick, easy and reasonably priced
Process was quick and easy. Coverage appears to be comprehensive. Premium seems to be the lowest of any I’ve reviewed. The proof of value of any insurance coverage is response to an actual claim. Hopefully we won’t have any, but if we do, the value of Prudent Pet will be determined by the response to the claim. We’ll see.
Insurer: Prudent Pet
By: John Jordan
We ha e one pet "Ronnie "
We ha e one pet "Ronnie " . Each time we have submitted a claim . We have had a Very Positive experience. We know now that Ronnie is in Great hands.
Insurer: Embrace
By: Harold Denman
I’ve used Spot for three years now
I’ve used Spot for three years now. I could not be more satisfied with their service. Quick to process my claims and. To deposit the reimbursement into my account!!
Insurer: Spot
By: Linda Delalmarter
Elvis Pawsly super pup assurance
Actually. 2 years ago I had a German Shepherd, and I found that the most recent version of the insurance is absolutely phenomenal... The reimbursement process was always easy then and still remains although I find that there's a lot more flexibility and choices.. Totally worth it. It pays for itself.
Insurer: Nationwide
By: Jaclyn