208,287+ Pet Insurance Reviews You Can Trust

Pet parents across the U.S. and Canada have left over 208,287 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our reviews make it easy to compare top insurance providers and find the perfect coverage for your pets.

208,287 total


Most selected providers in "February, 2026"

This chart shows the distribution of the most selected pet insurance providers in February, 2026.

Providers with highest rating

Embrace

19,701 reviews

4.9
Healthy Paws

10,964 reviews

4.9
Fetch

5,205 reviews

4.9
Trupanion

58,974 reviews

4.9
Pets Best

14,626 reviews

4.9

Category with most reviews

This chart shows the distribution of review categories.

Verified February 06, 2026

Easy to apply your information

I think it's great just fill out the forms scan in receipts and email it out. Easy step by step questions and great customer service when you have any questions.

Insurer: Spot

By: Connie

Verified February 06, 2026

Trupanion paid the pet hospital directly

Trupanion paid the pet hospital directly and they did it fast. Having my fur baby taken care of without worrying about an expensive bill was very comforting. I highly recommend Trupanion to my friends and family.

Insurer: Trupanion

By: Nickie

Verified February 06, 2026

Quick claim reimbursement

My vet was able to file a claim and be reimbursed almost immediately. Much better than paying up front and waiting on reimbursement.

Insurer: Trupanion

By: John Lewis

Verified February 06, 2026

Great experience

easy to work with.

Insurer: MetLife

By: Mia

Verified February 06, 2026

All my transactions with Trupanion have…

All my transactions with Trupanion have always been processed in timely matter and all the questions I have ever had have been taken seriously and professionally. I give them a thumbs up!

Insurer: Trupanion

By: REBECCA MAISON

Verified February 06, 2026

My questions were answered very well

My questions were answered very well, and my order seems to be moving 100% well so far.

Insurer: MetLife

By: Dave T

Verified February 06, 2026

Great Pet Insurance, Fair Price

MetLife has paid my claims promptly and when I needed to adjust my premium to make it more affordable, they were able to help me figure out the best way to do that. Customer service is always available to answer my questions.

Insurer: MetLife

By: Judy V

Verified February 06, 2026

Helpful fast and easy to submit a claim

Agents were very helpful, I submitted a claim, I waited about a week and had not heard anything, my claim said in process, when I called I was told I was missing documents, and as soon as I emailed my missing documents, the claim was processed right away and direct deposited into my bank account.

Insurer: Spot

By: Happy paw parents

February 06, 2026

Trupanion does not cover routine…

Trupanion does not cover routine veterinary care like annual physicals or vaccines, which is surprising given that many other pet insurance providers (such as Nationwide) include at least some preventive coverage. The monthly cost is significantly higher than other pet insurance plans I’ve had, making it especially disappointing that routine care isn’t covered at all. I can see how this policy might make sense for someone primarily concerned about major medical events, but for everyday pet care, the value just isn’t there. I insure a Bernese Mountain Dog and a cat and currently pay just over $300 per month—about $3,600 per year. I was recently notified that Trupanion has submitted a rate increase request in my state, and if approved, my premium could increase by 41%. That would push my monthly cost to over $400 for coverage that excludes most routine needs. At that point, the cost simply doesn’t justify the benefits, and I’ll likely have to cancel the policy. Overall, the value does not align with the price.

Insurer: Trupanion

By: Shannon Knowlton

Verified February 06, 2026

I highly recommend MetLife Pet…

I highly recommend MetLife Pet insurance. Claim process is straight forward and efficient. Gives me peace of mind.

Insurer: MetLife

By: Kathleen U

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