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Will never ever recommend NATIONWIDE PET INSURANCE
So my dog she is 12 years old now. It was originally VPI "veterinarians pet insurance" when we rescued her at 2 months old. They were great for the very small claims anything under two $300 they will cover me before 40% of it. However 2 years ago she had major surgery which cost $8,700 to remove bladder stones at the animal hospital so it was an emergency. Submit all the claims and all Nationwide covered was $895. Of course I called them several times after that and submitted the paperwork several times however nothing else was done so I bit the bullet cuz I love my dog very much and I paid out of my pocket $7700. Okay so 2 years now she needs her gallbladder removed. And of course the surgery is $7,600 at the animal hospital and again contact Nationwide and $895 again. So even though I have the middle tier I asked them what if I had the best insurance through them which is the higher tier how much would you have covered? $1,900 was the response. I said to them what surgery do you see that cost $1,900. Listen I'll expect them to cover everything of course but even if they were covered half of this I would have found that acceptable. Now at this point I cannot afford this so eventually she is going to die. Of course getting her gallbladder removed we can of course hopefully pray that we get several more years out of her. Even the surgeon and everyone else says they should be covering at least 80%, however so this is why I want to write this review please stay away from Nationwide regardless of what it is pet insurance home insurance car insurance anything from them they are definitely not on your side. You have no idea how upset I am cuz now we're talking about a life over money. I'll leave it at that.
Insurer: Nationwide
By: Tony
We have been paying insurance for our 4…
We have been paying insurance for our 4 year rescue for two years, no issues to take your money, no requirements or docs needed. Now that we needed to file a claim. They want history from before the adoption which doesn't exist since she was a stray. They keep asking for the same information which doesn't exist. And keep denying the claim. Stay away from them.
Insurer: Embrace
By: Jorge A. Orozco
Happy Customer!
Our Gracie got mildly sick just before a weekend, and we thought she'd be at least ok to wait until Monday to call our vet. However at 4am Sunday morning she became much sicker so we headed to Urgent Vet. Her symptoms suggested she could have an obstruction but thankfully none was found and she was treated for gastroenteritis. The bill was high! I submitted it the next day, and within 2 days was emailed my explanation of benefits. Even after the deductible, we were reimbursed for a signifcant portion of the bill, and received a check in the mail a few days later. Thank you Pets Best
Every thing worked out great for us
Every thing worked out great for us. Lady is definitely on the mend. Thank all of you who helped me through this. So glad I decided to purchase this insurance last March.
Insurer: Pumpkin
By: Lora Moody
Super friendly and helpful folks
Super friendly and helpful folks, easy to use website for claim submission.
Insurer: Embrace
By: Izzy
Absolute scam artists
Absolute scam artists. They'll find any way possible to deny your claim, break it down into pieces, classify every possible thing as "wellness", classify all the rest as within your waiting period or a pre-existing condition, and put another lump into the deductible - if they even process anything, because half the time they complain about missing paperwork or medical history. You're lucky if you get anything out of them. Even for a $1500 accident / injury vet episode on a single pet, you might get $500 back - but then think of the hundreds you already paid them to insure the pet for the year. And that assumes your pet actually has any health problems that year. Every time I open this website, I get angry. I've had to fight them for coverage multiple times. We have policies on three pets (two cats and a dog). TLDR: Not even half of your vet expenses are covered under their policy, and you still have to meet deductibles. * Unless you pay for "wellness rewards", which is just paying in advance for services you might not even use, for the pleasure of maybe getting your money back. The only reason we still have this is in case something really bad happens - cancer, broken bones, whatever. I don't know, maybe you get your money back when your pets age, but by then you'll be earning more anyway, and the money will mean less to you than it does now. For healthy pets, this is a ripoff of epic proportions, and it will grind your gears every time you have to deal with them.
Insurer: Embrace
By: Michael Aling
Reply and payment for great service my claim was easy…
Reply and payment for my claim was easy and fast.
Insurer: Spot
By: Wayne Kauk
The initial review time takes too long
The initial review time takes too long. Other than that, it was a great experience.
Insurer: Fetch
By: Brooke
The initial review time takes too long
The initial review time takes too long. Other than that, it was a great experience.
Insurer: Fetch
By: Brooke
The initial review time takes too long
The initial review time takes too long. Other than that, it was a great experience.
Insurer: Fetch
By: Brooke