219,884+ Pet Insurance Reviews You Can Trust
Pet parents across the U.S. and Canada have left over 219,884 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our reviews make it easy to compare top insurance providers and find the perfect coverage for your pets.
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Embrace was great until they were bought by JAB in 2023. Now they are the worst.
Embrace was great for over a decade, with reasonable annual rate increases and painless claims, until about two years ago. That’s when they were bought by JAB and both my dogs’ rates suddenly doubled, even when adjusting for age. Embrace then began refusing every claim, pretending there was “no diagnosis code,” requiring five back-and-forths between me and my vet and Embrace before any payout was made. We now have preexisting conditions and it’s too late for us to switch carriers, so we are stuck with a plan almost expensive to use. I thought I was planning ahead responsibly for my dogs’ health in old age, and instead JAB and Embrace has ruined our finances. Zero stars.
Insurer: Embrace
By: Francesca
Fetch staff got back to me promptly…
Fetch staff got back to me promptly with answers to my questions
Insurer: Fetch Canada
By: Cindy Tiller
Pet Coverage
I have had Nationwide as my insurance company for my vehicles back in the day and never had a problem. I am happy to say that now I will have coverage for my little girl Ari.
Insurer: Nationwide
By: Margaret
My experience was great
My experience was great. Had no problems enrolling my cat. It was simple.
Insurer: Nationwide
By: Karl
Excellent service
Excellent service, fast and professional
Insurer: Nationwide
By: zora sidon
Embrace is the best!
I have had other pet insurance, and Embrace is the best. It is so easy to submit a claim. You can take pictures of receipts with your phone or submit them on the computer via PDF. Once you are past those first couple of submissions, claims are processed lightning fast. I highly recommend the behavioral health coverage in addition to illness.
Insurer: Embrace
By: Martha Jones
Was kept up to date with all requests
Was kept up to date with all requests
Insurer: Fetch
By: Lillian
Easy peasy
Easy way to submit claims and quick reimbursement.
Insurer: Embrace
By: Squeeky
My dog has really been through the…
My dog has really been through the ringer recently and I was really becoming concerned. He had to go through so many tests and is on prescription medications now. Once the deductible had been paid it was a quick turnaround for reimbursement. I thank them for that as it has been an expensive run being on a budget.
Insurer: Embrace
By: Christine
It was pretty easy.
It was pretty easy. I did not like the way it added standard type questions after I went through what I thought was all the questions for the section
Insurer: Nationwide
By: Mack Perry