154,902+ Pet Insurance Reviews You Can Trust

Pet parents across the U.S. and Canada have left over 150,000 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our review hub makes it easy to compare top providers and find your perfect match.

236,473 total


Most selected providers in "November, 2025"

This chart shows the distribution of the most selected pet insurance providers in November, 2025.

Providers with highest rating

Embrace

20,347 reviews

4.9
Healthy Paws

10,809 reviews

4.9
Fetch

27,512 reviews

4.9
Pets Best

14,179 reviews

4.9
Trupanion

63,031 reviews

4.8

Category with most reviews

This chart shows the distribution of review categories.

December 14, 2024

They try everything not to pay you

My dog had. Diarrhea when I first got him because I was changing his food and they now called the chronic so anytime he has diarrhea. They have a get out of jail card for free and don’t have to pay the claim They’re calling a pre-existing. Really? You submit a claim now they want soap notes. I have had Pet insurance with everyone of my pets for the past 20 years I have never had to go hunting for notes from the vet. They say they’re going to pay within five or 10 business days but it’s more like two or three months if they pay you. They want to try anything they can not to pay claim even though it’s clearly noted that the claimant should be paid. It’s something that’s covered.

Insurer: MetLife

Veterinarian: 4 Paws Animal Hospital

By: Roxane

Useful
Verified December 14, 2024

Spot has been there when my pup has…

Spot has been there when my pup has gotten himself into a pickle, thank you spot!

Insurer: Spot

By: Nicole

Verified December 14, 2024

I have always had a great experience

I have always had a great experience with Spot’s staff and insurance. They are always helpful and courteous

Insurer: Spot

By: Rosalind Combley

Verified December 14, 2024

I have been waiting for 4 weeks my…

I have been waiting for 4 weeks my reimbursement! This place is horrible!

Insurer: Spot

By: Alma Bakoylis

Verified December 14, 2024

While the Customer Service Rep

While the Customer Service Rep. are Very helpful, it takes for ever for Pumpkins to review invoices and Received payments. You have several invoices that need processing. We are still waiting. However, the invoice Where you discounted the defuctable For 2024, was processed fast, BUT WE STILL WAITING FOR WHATEVER PAYMENT IS LEFT. No a good Situation.

Insurer: Pumpkin

By: Raymond Goldstein

Verified December 14, 2024

Great customer service

Great customer service

Insurer: Embrace

By: Jason

Verified December 14, 2024

My claim was settled satisfactory and…

My claim was settled satisfactory and quickly. Staff showed sympathy for my loss that the staff made several changes to the way my claim was settled due to a change in banking institution.

Insurer: Embrace

By: C. Arny

December 14, 2024

Pets best insurance has been amazing

Pets best insurance has been amazing! We have a great plan that helped to cover expensive surgery and rehab with no questions asked! We just added our new pup to the plan. I am greatly appreciative of the ease of this insurance and have shared with family and friends. The only thing is at times it can take a little ling for reimbursement but never more than 5-6 weeks.

Insurer: Pets Best

By: Heather Young

December 14, 2024

Very slow speed in processing claims

Very slow speed in processing claims All of my claims takes almost 2 months to process. Their team will always tell me that they are working on my claim, but I keep waiting. Also, they keep asking for the same document, and I submit them multiple times, and they still claim it's missing. It's very frustrating and very slow. After my kittens are older, I will really want to switch to a different insurance provider.

Insurer: Embrace

By: Owner of two furbabies

Verified December 14, 2024

Policies are very tight

Policies are very tight, difficult to get positive outcomes from claim submission

Insurer: Spot

By: Jean

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