209,231+ Pet Insurance Reviews You Can Trust
Pet parents across the U.S. and Canada have left over 209,231 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our reviews make it easy to compare top insurance providers and find the perfect coverage for your pets.
209,231 total
What are you looking for?
Most selected providers in "February, 2026"
This chart shows the distribution of the most selected pet insurance providers in February, 2026.
Providers with highest rating
3 reviews
19,726 reviews
10,998 reviews
5,256 reviews
55,032 reviews
Category with most reviews
This chart shows the distribution of review categories.
Read Coverages Carefully
I don’t know how Embrace got more than 1 star. Be sure to purchase some type of routine care coverage; filed 3 claims and got $Nothing. Just be sure what you are buying.
Insurer: Embrace
By: Jim and Cherie
Excellent claims service
I appreciate how quick and easy it is to file a claim. And, to be able to check in and see if it’s being processed keeps you informed step by step. I hoped to never have to file a claim - but when my dog was injured, I’m thankful to know that we are insured with a company that is so easy to work with. Thankful also that the claim was completed and I was reimbursed in a very reasonable timeframe.
Insurer: Spot
By: Jessica Trujillo
Super easy to submit claim
Super easy to submit claim. Approved fast.
Insurer: Pets Best
By: Lesley McDonald
Super Service
"When I first signed up with Pets Best in 2000, they had some issues with claims processing time due to their rapid growth. That being said, claims processing time is now extremely fast and every aspect of their customer service is simply superb. I couldn't be happier with the service given to my two dogs. "
I was thinking about getting pet…
I was thinking about getting pet insurance and a friend had Spot and told me they were legit and easy to work with. I purchased the policy about 7 months ago. Now, my premiums are pretty expensive because my cat is older, but that's when you need insurance, right? He'd never really been sick, so no pre existing conditions to worry about. Last week, he got sick and ended up having to have surgery for a large hairball I. His stomach. It was too large to pass. I submitted my claims for all of the visits and attached my invoices from the vet. Spot did everything else. Before the week was over, they had initiated deposits to my account for exactly what my policy said they should pay. I'm thrilled with them and I'm pretty happy with myself for getting it when I did. If you're on the fence, don't wait! You could need it sooner than you think.
Insurer: Spot
By: Terra Fry
Most user friendly and easy to maneuver site to submit claim User friendly website and easy to…
User friendly website and easy to submit claim form.
Insurer: Embrace
By: Annette Fioravanti
Super easy to submit my vet bill
Super easy to submit my vet bill and receive insurance benefits. I downloaded the bill and gave a brief description of the illness of my dog Archer. In less than a week I received an email from spot that my claim is been reviewed and 90% of the invoice will be covered. Very happy and satisfied. This is my second time in 4 years to submit a substantial injury / illness claim.
Insurer: Spot
By: Alex Jose
What a great service
What a great service. The only regret was I didn't start up this service sooner
Insurer: Embrace
By: Russ Thomas