154,902+ Pet Insurance Reviews You Can Trust

Pet parents across the U.S. and Canada have left over 150,000 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our review hub makes it easy to compare top providers and find your perfect match.

236,139 total


Most selected providers in "November, 2025"

This chart shows the distribution of the most selected pet insurance providers in November, 2025.

Providers with highest rating

Embrace

20,332 reviews

4.9
Healthy Paws

10,797 reviews

4.9
Fetch

27,491 reviews

4.9
Pets Best

14,162 reviews

4.9
Trupanion

63,007 reviews

4.8

Category with most reviews

This chart shows the distribution of review categories.

Verified December 25, 2024

Everything was as stated

Everything was as stated. I submitted information that Fetch needed for Nevis' pre-surgery, and received a quick reply. Once surgery was performed, I submitted the final billing and within 2 weeks, I received the 80%, (after deductible) directly 2 my designated account.

Insurer: Fetch

By: Alicia Clayton Vidal

Verified December 25, 2024

Everything was as stated

Everything was as stated. I submitted information that Fetch needed for Nevis' pre-surgery, and received a quick reply. Once surgery was performed, I submitted the final billing and within 2 weeks, I received the 80%, (after deductible) directly 2 my designated account.

Insurer: Fetch

By: Alicia Clayton Vidal

Verified December 25, 2024

Everything was as stated

Everything was as stated. I submitted information that Fetch needed for Nevis' pre-surgery, and received a quick reply. Once surgery was performed, I submitted the final billing and within 2 weeks, I received the 80%, (after deductible) directly 2 my designated account.

Insurer: Fetch

By: Alicia Clayton Vidal

Verified December 25, 2024

They have been good to work with.

They have been good to work with.

Insurer: ASPCA

By: Rhonda Lee

December 25, 2024

Esay & Efficient

Every claims process was incredibly easy and efficient. When my cat passed away, they automatically canceled the policy and credited my account for the prorated amount. Always a positive experience with Pets Best. I have recommended the company to several of my friends and family with pets.

Insurer: Pets Best

Veterinarian: Danada Veterinary Hospital

By: Martha

Useful
December 25, 2024

Waste of money

Everything will be a preexisting condition and denied coverage, including curable infections that have been healed. Waste of money.

Insurer: Spot

By: Kelly

December 25, 2024

spot did not cover my valid claim for…

spot did not cover my valid claim for a biopsy ,they denied it check all of thier reviews. I just filled a BBB complaint . Spot responded here but never contacted me . I called 1/07/24 and the representative couldn't locate a manager /supervisor and they also have not responded to my email. Check Spot reviews on yelp ...Revised Statement: It has come to my attention that Spot Pet Insurance canceled my policy as of November 2, 2024, without providing any prior communication, explanation, or refund for unused premiums. On January 13, 2025, I contacted customer service, where a representative appeared unclear about the matter and informed me after an extended call that the issue would be escalated to senior management. Despite this, I have received no follow-up communication or resolution. I subsequently filed a complaint with the Better Business Bureau (BBB). However, Spot Pet Insurance responded to the BBB with a generic statement claiming they are resolving the matter with me, which is factually incorrect. I have initiated all communication, and no manager or higher authority has been made available to address my concerns. Customer service has proven unhelpful, and this lack of transparency and resolution is unacceptable. I am formally escalating this matter by filing complaints with the New Jersey Department of Banking and Insurance (NJDOBI) and the New Jersey Division of Consumer Affairs to investigate Spot Pet Insurance's handling of this situation. I reserve the right to pursue all appropriate legal remedies should this matter remain unresolved.

Insurer: Spot

By: Day

December 25, 2024

Wellness Coverage

Our new puppy has been to the vet twice for vaccinations, and both times, the claim was approved immediately. My account was set for direct deposit and the refund was deposited within a few days. Download the app on your phone, take a picture of the itemized vet receipt including your payment, and send it to Pets Best. "

Insurer: Pets Best

Veterinarian: North Texas Veterinary Clinic

By: Judy

Useful
December 25, 2024

Dropped Nationwide and Chose Pets Best

So far, so good. Seems like a good insurance company. Reimbursed for my Heartguard Plus!

Insurer: Pets Best

Veterinarian: Bulger Veterinary Hospital

By: Leigh

Useful
December 25, 2024

Denied a wellness exam reimbursement…

Denied a wellness exam reimbursement for lack of medical records. That was her first time going to the vet she has no medical records. I won't be wasting any money on this company!!!

Insurer: Pets Best

By: Christine Kent

Compare top pet insurance providers plans.