154,902+ Pet Insurance Reviews You Can Trust
Pet parents across the U.S. and Canada have left over 150,000 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our review hub makes it easy to compare top providers and find your perfect match.
236,321 total
What are you looking for?
Most selected providers in "November, 2025"
This chart shows the distribution of the most selected pet insurance providers in November, 2025.
Providers with highest rating
20,339 reviews
10,806 reviews
27,505 reviews
14,171 reviews
63,021 reviews
Category with most reviews
This chart shows the distribution of review categories.
My experience with Embrace Pet Insurance
Recently had our first claim with Embrace after 2 years of membership. They asked for history of vet visits which I dutifully provided, only to have them use that to deny every claim. Even though the Vet Neurology Specialist wrote a letter to Embrace stating the the reason for our claim had nothing to do with earlier visits. Additionally, they decided that because a skin tag I asked our vet to look at was too small at the time to biopsy, our dog will be denied possible future cancer care because it is a “pre-existing condition”. The skin tag has since dried up and fallen off, but makes no difference.
Insurer: Embrace
By: Clint Moore
Based on the research I did
Based on the research I did, I thought this was going to be a great company to work with. I have Met Life for my other dog, and I really had not complaints with them. I just thought based on the research this comlany would be great for my new puppy. Boy was I wrong!! Stay away from them. They don't cover anything at full cost, they make it sound so great but in reality I have been to 4 vet visits totaling well over 700 and I have not even yet met my $250 deductible. Run away, I went to one visit and with Met life I was already on the path to reimbursement. Please do yourself a favor and don't believe the hype of this company. I can't wait to switch back to Met Life.
Insurer: Spot
By: Karen Shemonski
Only 4 days! Beginning to end!
I've had SPOT for over a year now but only needed to file a claim last week. I filled the claim, only 2 days later it was approved. 2 days after that my claim was paid, deposited into my bank account! 4 days from beginning to end! Can't ask for any better than that.
Insurer: Spot
By: Jacki Casler
We could not be happier with our choice…
We could not be happier with our choice of insurance for both of our French Bulldogs. Spot Pet insurance is vary fair and honest with their claims and claim process.
Insurer: Spot
By: Michael W
Our special dog got mast cell cancer
Our special dog got mast cell cancer, and ASPCA Pet insurance helped with his surgery and post treatment and cancer meds. We are so grateful for that help! We had another pet insurance, but found that ASPCA was a much better option and so we switched and have been very satisfied with them. Thank you!
Insurer: ASPCA
By: Janet and David
I have 3 dogs and 2 cats with Embrace
I have 3 dogs and 2 cats with Embrace. Doing multiple claims is a breeze.
Insurer: Embrace
By: Michelle Acevedo
Quick processing of claims!
Quick processing of claims!
Insurer: Fetch
By: Louise
Quick processing of claims!
Quick processing of claims!
Insurer: Fetch
By: Louise
Quick processing of claims!
Quick processing of claims!
Insurer: Fetch
By: Louise
Quick processing of claims!
Quick processing of claims!
Insurer: Fetch
By: Louise