217,980+ Pet Insurance Reviews You Can Trust

Pet parents across the U.S. and Canada have left over 217,980 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our reviews make it easy to compare top insurance providers and find the perfect coverage for your pets.

217,980 total


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Verified May 30, 2025

Reliability 100%!

Every time we’ve used Pumpkin, they’ve come through. This last situation had an unexpected tooth extraction. Pumpkin was great and easy to use. Processing our claim was easy and efficient. We received our claim reimbursement without delay. I'm so impressed with how fast and efficient Pumpkin Insurance has been compared to our previous Pet Carrier.

Insurer: Pumpkin

By: Romina Inc.

Verified May 30, 2025

Quick and painless

Pumpkin quickly reviewed vet documents for approval and reimbursed me via direct deposit amounts owed per contract within a couple days. Thank you!

Insurer: Pumpkin

By: customer

Verified May 30, 2025

5 stars they are always so helpful

5 stars they are always so helpful They made making a claim so easy Thank you so much

Insurer: Pumpkin

By: customer

Verified May 29, 2025

Multiple issues

Claims take way too long to be reviewed and God forbid if they need further documentation because then they won't look at for another 2 weeks. I also dislike that when I make a separate claim for one pet and then a separate claim for the second pet the same day then somehow they get combined and it's a mess. And if I make a different claim the next day, somehow it gets thrown on to a previous claim. I also don't appreciate how when a claim is finally completed it appears MetLife has the option to go back and change the determination and seemly erase it had previously been completed and approved. This happened to me where a claim was used towards my deductible and I therefore had met the deductible and so the next claim I got a small payment. Well, several weeks later now someone went back to that claim and denied the claim so those charges no longer went towaeds my deductible, which I can't believe an adjuster would actually have the time to review previous completed claims when they take FOREVER to work the ones that need to be completed. Maybe that's the problem IDK. Also, the App is a nightmare. Constantly having to get an authentication code by email. EVERY single time. Can't use the code by text option because I never receive a code, not that a text vs.email code makes that much difference. But the app has a 'Remember Me' click box...and it's worthless. Normally that function would mean you want the technology to remember you and your phone so you don't have to continue to get authentication codes. Doesn't happen. There are so many issues I've experienced I can't write them all here. One good thing though is that most of the representatives are nice and pleasant, although they do give incorrect information and timelines and excuses. And they cannot contact anyone about your claim, they are very limited as what they can tell you and help you with Only had one or two who were not as friendly.

Insurer: MetLife

By: ANITA SHOTKOSKI

May 29, 2025

Interesting submission

Interesting submission. My dog had multi-day hospitalization and subsequent surgery. Each day had to be submitted separately due to multiple providers. Also, credits were issued; no way to submit those to clarify amount due in total.

Insurer: Embrace

By: Jennie Areson

May 29, 2025

Typical insurance company..con people!!!

Typical insurance company..con people!!!

Insurer: Fetch Canada

By: Dave Hirai

Verified May 29, 2025

Phone contact

Phone staff was friendly and effecient when called.

Insurer: Prudent Pet

By: cindyprenticeyahoo.com

Verified May 29, 2025

Takes too long than other insurance…

Takes too long than other insurance companies to receive reimbursement. Also, company never seems content with the invoice for reimbursement

Insurer: MetLife

By: TS

Verified May 29, 2025

Great app and good insurance very easy…

Great app and good insurance very easy to use and navigate

Insurer: Spot

By: Julie Miller

May 29, 2025

Josh was so pleasant to deal with

Josh was so pleasant to deal with. Explained everything well.

Insurer: Fetch Canada

By: Colette Delaney

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