208,360+ Pet Insurance Reviews You Can Trust

Pet parents across the U.S. and Canada have left over 208,360 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our reviews make it easy to compare top insurance providers and find the perfect coverage for your pets.

208,360 total


Most selected providers in "February, 2026"

This chart shows the distribution of the most selected pet insurance providers in February, 2026.

Providers with highest rating

Embrace

19,704 reviews

4.9
Healthy Paws

10,965 reviews

4.9
Fetch

5,209 reviews

4.9
Trupanion

58,979 reviews

4.9
Pets Best

14,630 reviews

4.9

Category with most reviews

This chart shows the distribution of review categories.

March 13, 2025

The company keeps increasing premiums…

The company keeps increasing premiums because they know you can't shop around due to the pet pre-existing clause. Completely wrong. I will be filing a formal complaint with the Department of insurance.

Insurer: Pets Best

By: M S

Verified March 13, 2025

Still haven’t got any information

Still haven’t got any information

Insurer: Nationwide

By: customer

March 13, 2025

Great service by Rachel Dillard

Rachel was extremely helpful in helping me process my claim. My claim for our cat was pending due to some missing documents. Rachel was very diligent and understanding and demonstrated excellent customer service to assist me. She was polite, listened and provided us with the help that we needed. Great service!

Insurer: Fetch Canada

By: Dewan

March 13, 2025

worthless

TO expensive, no coverage after paying $67 month for years

Insurer: Embrace

By: Danny Inge

March 13, 2025

So this is the start to our third year…

So this is the start to our third year with spot…and we love it. It is so easy to place a claim and the customer service has been very helpful. But here is the but the first year we paid $465.60 then the second year we paid $580.20 (that is an increase of $114.60) mind you nothing in our package hadnt changed and we have never gotten to our deductible ever. And now this year we were going to look into another company because of how much it went up and I understand inflation but that seems a bit much for a dog that has no issues and is 4 years old. But I got back to it to late and my card was charged which was my fault but the new charge was for $631.44( increased again $51.24) and again we have never gotten to our deductible so I don’t understand this but other then the price discrepancy I would stay with this company and makes me sad that we will have to move on from them cause I can’t pay for this every year and be surprised with what my credit card statement is going to say

Insurer: Spot

By: Naomi Larson

Verified March 13, 2025

It was pretty easy

It was pretty easy Thank you

Insurer: Nationwide

By: Kathleen Bowlby

Verified March 13, 2025

I totally recommend SPOT

I have a small Morkie that has a really fragile health and he goes to the vet a lot. Recently he had to pull out 22 of his teeth and I was so nervous because the bill would be so expensive. I sent the invoice to SPOT and in less than a week I got their answer with the reimbursement! I always recommend SPOT to pet owners because they’re really good and fair when it comes to reimburse your money. 10/10

Insurer: Spot

By: Thais Costa

March 13, 2025

Ridiculous the amount of back and forth…

Ridiculous the amount of back and forth with Embrace and what they opted to not cover. Waste of money and will go back to the other pet insurance we use for our other pets.

Insurer: Embrace

By: Sharon Wultich

Verified March 13, 2025

A scam. Find another company.

A scam. Find another company. I have a 1 yr old dog with no issues. She cut her leg on a hike and the bill was $1100. Embrace reimbursed me just ~$200? Ok, $500 deductible... but that should be about $600 back to me?

Insurer: Embrace

By: Jennifer Aschoff

Verified March 12, 2025

SPOT has you covered!

I love how easy it is to file a claim and how quickly the reimbursement is reviewed and completed. The whole process from start to finish is quick and seamless. It brings you peace of mind when your little fur baby has to go to the vet! Worth every penny!

Insurer: Spot

By: Leslie O.

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