208,360+ Pet Insurance Reviews You Can Trust

Pet parents across the U.S. and Canada have left over 208,360 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our reviews make it easy to compare top insurance providers and find the perfect coverage for your pets.

208,360 total


Most selected providers in "February, 2026"

This chart shows the distribution of the most selected pet insurance providers in February, 2026.

Providers with highest rating

Embrace

19,704 reviews

4.9
Healthy Paws

10,965 reviews

4.9
Fetch

5,209 reviews

4.9
Trupanion

58,979 reviews

4.9
Pets Best

14,630 reviews

4.9

Category with most reviews

This chart shows the distribution of review categories.

Verified March 14, 2025

easy process

easy process

Insurer: Fetch

By: Tina

Verified March 14, 2025

Adjusters don't read attached documents…

Adjusters don't read attached documents or notes. This is the second claim where the adjuster failed to thoroughly read attached documents and associated notes. Because of this they have denied a claim because the claim system didn't have a matching diagnosis in the subject pull down menu and only paid 50% of the submitted items on a second. I wish I had researched this company better before purchasing policies.

Insurer: Embrace

By: Benjamin Sherburne

Verified March 14, 2025

Easy and prompt claim processing

The process to make a claim is easy, and I had my reimbursement promptly with no fuss. I was happy with the level of reimbursement for a tooth surgically extracted. Definitely worth the premiums.

Insurer: Spot

By: Laura Stiles

Verified March 14, 2025

I was originally very happy, but then put in a claim.

I was originally very happy with Prudent until I had to file a claim. They are the cheapest by far but you get what you pay for. They made it difficult to file a claim and they did not cover the actual vet visit for an emergency puncture wound. So read the fine print as they seem to be well versed in hiding what they don’t cover.

Insurer: Prudent Pet

By: Erika Thiel

March 13, 2025

The company lied about coverage and…

The company lied about coverage and refunded their premium money when they didn’t want to stand by their policy. I have already filed a complaint with the California department of insurance regarding this.

Insurer: Embrace

By: Jeff L

Verified March 13, 2025

I was immediately denied for a dog…

I was immediately denied for a dog thats barely 7 months old?

Insurer: Nationwide

By: customer

Verified March 13, 2025

Thumbs up on consumer service …

Staff on the phone was friendly and answered all my questions.

Insurer: Prudent Pet

By: tinkyahoo.com

March 13, 2025

Carla was wonderful

Carla was wonderful. Very friendly and knowledgeable about Fetch. I was looking for comparisons to other pet insurance companies and she answered all my questions and made gave me excellent information that help me to make a decision and sign up with Fetch. One of the best customer service experiences I have had. Thanks Carla!

Insurer: Fetch

By: Mary

Verified March 13, 2025

Easy claims process

Our dog recently had a seizure that required a visit to the emergency vet with a healthy price tag. I was pleasantly surprised at how easy it was to file the claim and the quick turnaround time for processing the refund. Thank you spot!

Insurer: Spot

By: Kristee Neumann

Verified March 13, 2025

Everyone is always so helpful.

Everyone is always so helpful.

Insurer: Nationwide

By: customer

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