154,902+ Pet Insurance Reviews You Can Trust

Pet parents across the U.S. and Canada have left over 150,000 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our review hub makes it easy to compare top providers and find your perfect match.

236,139 total


Most selected providers in "November, 2025"

This chart shows the distribution of the most selected pet insurance providers in November, 2025.

Providers with highest rating

Embrace

20,332 reviews

4.9
Healthy Paws

10,797 reviews

4.9
Fetch

27,491 reviews

4.9
Pets Best

14,162 reviews

4.9
Trupanion

63,007 reviews

4.8

Category with most reviews

This chart shows the distribution of review categories.

April 17, 2010

outstanding; well worth the premium

one of my cats, Tigger[other is Poo] needed treatment for overactive thyroid. My father found a specialist 165 miles away. Treated with radioactive iodine. My father lent me the money and the insurer paid almost 75% of the bill. I recommend them highly. Better than the co. that pay based on a fee schedule

Insurer: ASPCA

By: erica

Useful
April 16, 2010

First Refund!

My paperwork was submitted on Tuesday and by Friday of that week I had a determination on my refund and the check was on it's way. Great service so far, glad I chose Embrace.

Insurer: Embrace

By: Lindsay

Useful
April 16, 2010

Pet Insurance, A Necessity!

We've had four cats and a dog over the years. One of our cats had a brain tumor and melanoma. The other had left and right ear polyps which negatively effected his gait and quality of life (for a while he was hiding and not eating much). I don't know what we would have done without ASPCA's Pet Insurance. The vet bills were insane. The API reimbursement rates were relatively decent. I'm glad we were able to keep our first cat more comfortable with the treatments he received (thanks to the pet insurance). That meant a lot to us. Our second kitty is doing so much better. He seems so much more lively and happy now. He's definitely like a "new cat." I truly believe that pet insurance is probably the best gift you can give to your pet. In the long run, it will also help you immensely when you are overwhelmed by costly veterinary bills. Pet insurance allows caring for a pet to be much more affordable. It’s as significant as what health coverage means to you.

Insurer: ASPCA

By: A.

Useful
April 16, 2010

So far so good!

I just joined Embrace, and this is my first claim submission. It was handled extremely prompt. If this is an indication of how they conduct business, I will be with them for a long time...providing they don't drastically increase their rates like the previous firm I had.

Insurer: Embrace

By: Helena

Useful
April 16, 2010

No

just what one of the previous writers stated happened to me. Long story short, i had a cat that sadfully got cancer and we had sent him for xrays to see where it had manifested (turns out it was spreading). ASPCA would not pay for the xrays because of the ridiculous 180 day clause.I chose them, initially, because of the name and the fact that a portion of the monthly premiums go to homeless animals. Or so they say. After a couple more incidents since the xrays and i have finally decided that i've had enough and have a couple of other pet insurance companies sending me information. i should thank ASPCA, though, because they have shown me what to look out for when it comes to other insurances.

Insurer: ASPCA

By: mary/

Useful
April 16, 2010

BEST Pet Insurance Ever Invented

My vet is now recommending this insurance to their other patients. It is super fast, and you control what type of insurance you want with extras when you sign up. It has saved me tons of money! Otherwise I would not be able to afford the excellent healthcare that my dog Jake gets. They keep on top of everything and you receive your money back with in 2 weeks after your visit. I even recommend the wellness plan also. I recently went to get Jake's checkup and shots the bill was 200.00 I received 158.00 back. What a fantastic deal! Nikki

Insurer: Embrace

By: Nikki

Useful
April 16, 2010

Glad We Chose Embrace

This is our first experience with pet insurance and it's great. To date it's been a hassle free process. We are happy with the coverage and ability to customize our plan, the simplicity of filing a claim, and the quick feedback. We highly recommend checking out Embrace for your pets.

Insurer: Embrace

By: Natalie

Useful
April 16, 2010

Excellent Insurance

I have submitted numerous claims to the company and they were always quick with processing them and cutting me the check. I also find the deductible to be very low. If I did not have this insurance, I would not be able to care for my 4 rescued cats. I love them dearly but without this insurance, I could never afford them.

Insurer: ASPCA

By: Stephanie

Useful
April 16, 2010

My dog owes his life to this company.

Without Trupanion I would not have been able to afford the first class care my beloved dog needed when he had a stroke. I would never have a companion animal without vet insurance.

Insurer: Trupanion

By: Klaus

Useful
April 16, 2010

My dog owes his life to this company.

Without Trupanion I would not have been able to afford the first class care my beloved dog needed when he had a stroke. I would never have a companion animal without vet insurance.

Insurer: Trupanion Canada

By: Klaus

Useful

Compare top pet insurance providers plans.