154,902+ Pet Insurance Reviews You Can Trust
Pet parents across the U.S. and Canada have left over 150,000 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our review hub makes it easy to compare top providers and find your perfect match.
236,321 total
What are you looking for?
Most selected providers in "November, 2025"
This chart shows the distribution of the most selected pet insurance providers in November, 2025.
Providers with highest rating
20,339 reviews
10,806 reviews
27,505 reviews
14,171 reviews
63,021 reviews
Category with most reviews
This chart shows the distribution of review categories.
Feeling grateful for having Healthy Paws Pet Insurance!
Less than 24 hours after picking up my one year old pup from five days of boarding, he started showing symptoms of kennel cough. I tried calling the boarding facility (on a Saturday while they were still open) and no one answered or returned my call, as requested. By Sunday the symptoms were terrible and I needed to bring Peanut to the Emergency Vet Clinic. This is something I had tried to avoid by contacting the boarding facility on a Saturday (while my vet was seeing patients). After a battery of tests and X-rays it was determined that my pup had contracted kennel cough (and YES he had the Bordetella vaccine recently). Knowing I had Healthy Paws pet insurance made the decision to go to the emergency vet so much easier. After a night with little rest, I didn't want to wait another day to go to my regular vet. Sunday evening, I received antibiotics and cough suppressant for Peanut and he started feeling better withina day or two. Submitting my claim and requesting reimbursement was so fast and simple. All on my phone through the Healthy Paws App. One note: Do read the fine print of your policy so you understand which costs are covered and which ones are not. Receiving 80% of the cost of this visit (minus the exam fee) is a tremendous help - especially for an emergency visit. I highly recommend getting a Healthy Paws pet insurance policy for your furry loved one!
Easy to use, very reasonable deductible.
Embrace makes it easy to find information about the plan, and easy to submit claims. I wish human health insurance used the same system.
Insurer: Embrace
By: Heather
Christmas Eve Emergency
"My young dog got sick on Christmas Eve and had to go to the emergency vet. Of course, they did lots of tests and procedures to find out what was the problem. After several hours he was able to go home with 2 medicines and orders for his care. Thankfully I had Pets Best Insurance to help with the expense! It was a good Christmas after all."
Healthy Paws - Highly Recommend
I've had HP for 9 years. They consistently provide a no-hassle experience and typically pay claims within days. One of my dogs has required multiple surgeries and procedures - and I've never had a rate hike due to the number of claims submitted, or the cost of claims. So glad I have HP and would highly recommend to all pet parents!
Insurer: Healthy Paws
By: Sarah
It was easy to get my reimbursement
It was easy to get my reimbursement. It took about a week and it was automatically deposited into my account.
Insurer: Spot
By: Amanda Land
Pets Best - Quick & Easy!
Buster had a prescription filled for an allergy issue. I was able to quickly and easily fill out the claim form and attach the documentation for the prescription. Within days I got an email that the claims process was done - I logged on and viewed that it was accepted and put towards my deductible.
This is my Healthy Paws pet insurance Story
This is my Healthy Paws pet insurance policy story. Eight years ago, soon after I retired, my wife and I got a poodle/border collie mix puppy that we named Koa (because I’m from Hawaii and Koa is not only the name of the wood but also means “warrior” or “fearless”). When you’re 65 years old, getting a dog as energetic as Koa was probably not the best choice, but I was old, not dead, and Koa was so much fun! He was just a bundle of energy and perpetual motion and wicked smart to boot. In the first weeks of having Koa, my wife told me that we should get pet insurance, because Koa seemed to be the kind of dog that would eventually need it - he was running hard, crashing into walls, chasing critters, digging up the yard, darting across the beach - all the crazy wacky things that boy dogs do, and that was even before we house trained him.. So that's what I did - after some research, I chose Healthy Paws pet insurance. I knew Chubb from my working days and was happy with their products and services for humans. At the time, very few pet insurance companies, including Healthy Paws, were offering well care, but that wasn't my big concern. I wanted coverage for the other things - CCL and tendon tears, broken bones, stuff like that. Healthy Paws' policy offering was great - 80% off those things with no limits. Sounded great so I signed up when Koa was four months old. For eight years, Koa was very active. Extremely active. So active, that his FitBark tracker constantly ranked him in the 95% percentile for activity. He became a great frisbee dog and could play fetch for hours without stopping. He would wear down the Aussies and retrievers and border collies that would dare chase after his frisbee. But all that took its toll on poor Koa. One day, he just couldn't bear weight on his rear legs. We had previously seen the early signs of CCL problems, but we were hoping that he would one day get better. He did, a few times, and then finally he didn’t, and we found ourselves looking at bearing the costs for bilateral CCL surgery, t-cell therapy, and tendon repair last year at a cost that was the equivalent of a new car. The cost for Koa’s first surgery – the bilateral CCL surgery - was in the five figures. When I submitted the invoice, the voice in my head told me that Healthy Paws would balk at the cost and find some reason to not cover the bill. But to my surprise, they did inside of a week. Koa’s second surgery came a month later – the surgery to repair Koa’s tendon injury. The cost was also in the five figures, but less than the first. Healthy Paws took 48 hours to cover that one. They’ve since covered the weekly cast and bandage changes and probably will cover rehab expenses. So here’s what I’ve learned from poor Koa’s experiences. When Koa was young, I thought paying pet insurance premiums was an extravagance that solely addressed my peace of mind. Now I’m thinking that vet bills are astronomically far more expensive than pet insurance premiums. If you have an active dog that is warrior-like and fearless, you might want to consider pet insurance. I am very pleased with Healthy Paws. They do what you want insurance companies to do when you need them: they do what they promise. And thanks to Healthy Paws, Koa got the care he needed without us having to think about financing or whether to forego treatment for economic reasons.
Insurer: Healthy Paws
By: Wendell Lee
Responsive, no issues in last 3 years
I’ve had this insurance for my dog for about 3 years. I’ve never had any issues, they are responsive.
Insurer: Pets Best
By: Leslie Way
Quick and easy
Petsbest is quick to disposition the status of claims, and gives a thorough explanation for which way the claims are decided. The reimbursements for these claims are sent quick. Their website is also very easy to use.
Insurer: Pets Best
By: Russell Kay
Easy process and quick responses.
Easy process and quick responses.
Insurer: Fetch
By: Dexter