219,034+ Pet Insurance Reviews You Can Trust
Pet parents across the U.S. and Canada have left over 219,034 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our reviews make it easy to compare top insurance providers and find the perfect coverage for your pets.
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Glad we got our Pet covered by Spot Insurance
This insurance was one of the most important decisions I made for my beloved family member, my cat Nangua. One night he urinated blood after midnight and we looked around for any emergency vet hospital that can examine and treat him. That was only the beginning of our journey of fighting against Nangua’s urinary problem. We have been to the emergency more the three times. The medical bill amassed has reached 5K but we were never worried about the bill. Spot insurance reviewed the invoices and completed the reimbursement so fast. I already received the direct deposit in my bank account for the first three invoices. What surpassed my expectations is Spot can also cover the prescription food that the vet prescribed for Nangua’s urinary condition. One can costs more than $4!
Insurer: Spot
By: Alice Shi
STAY AWAY FROM ALL PET INSURANCE
First of all, DO NOT BUY PET INSURANCE. Pure waste of money. Open a savings account and put the premium in it to save up for the "bad times". Used 2 ins companies, first one quietly increased our premium due to "age" with very little communication, burying the notification in a routine annual renewal email. Second company, Figo, paid for little bills (applied to deductible, so almost nothing paid out) as our dog's health declined, then denied an x-ray related claim due to pre-existing condition, heart murmur. X-ray was NOT done to check on her heart, but to determine a NEW coughing issue. Because vet prescribed heart murmur meds, it was deemed pre-existing and denied. Appealed denial, they claim they did not get the email (it was sent, no error message received). Dog's health continued to decline, we sadly had her euthanized. Euthanasia claim denied due to pre-existing condition causing health decline, stating she had heart, tumor and cough issues in 2024. NONE of those were related to any of her 2025 issues. We'll appeal that as well, but I see how the process works now and have very little hope of any reversals. Please, save yourself the hassle and headache and open a savings account, and avoid the pet ins scam.
Insurer: Figo
By: Derek Schmidt
Fantastic
Fantastic! Immediate claim payment. Very pleased.
Insurer: Embrace
By: Steve M
Claims we're reviewed and validated and…
Claims we're reviewed and validated and paid in a matter of a few days. Payment received by direct deposit! I'm a fan!
Insurer: Spot
By: Bob Bailey
Love the company, don't love the price.
Love the company! Just don't love the payments going up so high this year.
Insurer: Embrace
By: Robyn Francey
Great customer care from Aileen
Aileen did a wonderful job walking me through all the details of the policy I would be receiving and answering all of my questions. She was very thorough and provided more than enough information to help me make my decision.
Insurer: Fetch
By: Jenifer Allen
Easy & Convenient
Very easy to sign up for insurance. Website is detailed, so you know what you're getting for what you're spending.
Insurer: Fetch
By: David Clarke
worst customer service
fetch has to have some of the worst customer service out of any company i’ve ever used. i’ve been using them for over 3 years now and everytime there’s a question or anything it is the worst customer service experience.
Insurer: Fetch
By: Jamie Covington
Waste of money
Waste of money. They only offer coverage on emergency care and do not cover any preventative care.
Insurer: Healthy Paws
By: Shorts