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Worry free coverage
We have had AKC coverage since we became Higgins parents 4 years ago. He has allergies and sees the vet once a month. He also gets into mischief that often requires a visit to the vet. AKC coverage has been great. Well worth the money. We purchased the coverage thinking we would use it as he got older, but our little guy had other ideas.
Insurer: AKC
By: Jan
Why pets need health insurance
For most of the time, I have not paid attention to the policy at all. The coverage for routine exams is nothing spectacular, and I tended to pay for them and ignore it. However, this past autumn my cat became terribly sick. An inner ear infection migrated to the optic nerve. His right eye sank in, he stopped eating and he could not stand up. Treatment included two weeks of hospitalization with intravenous antibiotics, and ran to over $3,000. I sent in the bills just hoping to get covered for whatever I could, and was amazed to find that most of the expenses were covered. If not for Petshealth insurance, I am not sure where the money to pay for all this would have come from.
Insurer: ASPCA
By: Arthur
So far so good
Have had this insurance for several years now and I'm very happy with their courteous cus svc reps and how they explain everything in detail, their coverage is quite good and their claims process is easy, quick & now they have direct deposit.
Insurer: Pets Best
By: Eva
Amazing Quality
I purchased Healthy Paws Pet Insurance last year, thinking it would help me sleep at night, but never thinking I would actually need it. Unfortunately, this has not been the case and I have submitted several claims over the last several months. All were processed immediately and there was no "funny business". In addition, the staff have been very empathetic. I could not say enough positive things about this company and would recommend it to anyone who has a four legged family member.
Insurer: Healthy Paws
By: Martina
very responsive
Embrace has been very responsive to the claims filed. I would recommend it.
Insurer: Embrace
By: DIS
happiness with pet insurance aspca
my pet had eye problem,burns,and a bowel problem. these illnesses were paid within a reasonaable time ata good rate which included some of the medications. i have been more than satisfied with the insurance. i consider the insurance very superior.
Insurer: ASPCA
By: e.lucas
Another promptly paid claim
The claims adjusters are very good about communicating status of a claim and explaining the settled reimbursement.
Insurer: Embrace
By: Jim
OK Insurance, not great, not too bad
Representatives are nice and polite. The process is easy to follow. The premium is affordable. The "80% of reasonable Charge" is not good. I compared several vets in my area, they all charge the similar price, but ASPCA considers all of them over charged, so I really get reimbursed 50%-70%. Don't know where ASPCA get their standard of charges for my area. ASPCA should provide a list of vets in each area that do not "over charge" patients, that will make their decision more acceptable. First month after activate insurance, the health issues are not covered, this should be improved. The puppies that were checked by vet before go to new home at 8 weeks of age, and was checked right after arrive the new home(next day?) should be immediately covered, unless the illness happened within first month of insurance is determined by vet as an existing issue started before Insurance was bought. Puppies are very like babies, need extra care, that is why I buy insurance for them. One month no cover but still need to pay premium is really not right.
Insurer: ASPCA
By: Michelle
Embrace made our decision an easier one
After having inherited two dogs years ago that had ACL repairs and knee replacements, I vowed to never get a new pet without health insurance again. It can be heartbreaking to have to make a decision when a big price tag has to be considered. When we got our new husky the first thing I did was to research insurance. I wanted to be sure we were taking care of any potentially big thing like the expensive ACL surgeries our collie had. Little did I expect that our pure breed 16 month old husky would be diagnosed with severe hip dysplasia. After a teary phone call to Embrace, I felt a sense of security knowing not only would the surgery be covered (over $4000), but also any needed therapy. The surgery happened the next day and an Embrace rep contacted me to be sure all was ok. The process was simple and reimbursement was fast. But the best part was really the caring attitude and continued follow up. Embrace people are obviously PET people and not just corporate. I will never get another pet without Embrace coverage. I highly recommend Embrace.
Insurer: Embrace
By: Tracy
Rufus the dog LOVES Healthy Paws!
I insured our new dog, Rufus, who we adopted from a local shelter, about a month after we got him. A friend recommended Healthy Paws and I was skeptical at first - would it be worth the monthly cost? Well, after extensive research comparing Healthy Paws' prices and plans to other companies, I decided Healthy Paws offered the best coverage for the best rate (AND they give back to homeless pets, which is important to me). Still unsure if the insurance would really pay off, I decided to give it a go. Now a couple months later, I am confident enrolling Rufus with Healthy Paws was the right decision, and we will remain a customer for life! The customer service is fantastic, the claim forms are easy to fill out and submit, and everything is handled in a timely fashion - including reimbursement. One great perk is that the deductible is annual - not per incident. Our lovely dog has managed to already hit that deductible in the short time we've had him, and now we'll only be responsible for 10 percent of his healthcare costs for the rest of 2011. I can't say enough great things about Healthy Paws - I highly recommend the company, and I highly recommend your investment in pet insurance! It provides great peace of mind to know your pet will always be able to receive the medical care they need without maxing out your credit cards.
Insurer: Healthy Paws
By: Melissa