154,902+ Pet Insurance Reviews You Can Trust

Pet parents across the U.S. and Canada have left over 150,000 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our review hub makes it easy to compare top providers and find your perfect match.

235,221 total


Most selected providers in "November, 2025"

This chart shows the distribution of the most selected pet insurance providers in November, 2025.

Providers with highest rating

Embrace

20,311 reviews

4.9
Healthy Paws

10,744 reviews

4.9
Fetch

27,422 reviews

4.9
Trupanion

62,926 reviews

4.8
Nationwide

21,417 reviews

4.8

Category with most reviews

This chart shows the distribution of review categories.

March 13, 2011

Embrace = simplicity

Embrace keeps everything simple. The claim forms are pre-filled; all I have to do is scan it and e-mail it. In a few days, my refund is direct deposited into my account. No extra red tape and no hassles! I'm so happy with Embrace.

Insurer: Embrace

By: Sandy-Chicago

Useful
March 13, 2011

more than i expected...fast reimbursements

OUR PUPPY HAD ALL IT'S SHOTS OVER THE PAST FEW MONTHS. WE ARE DOING EVERYTHING POSSIBLE TO KEEP HER HEALTHY AND WITH OUR FAMILY FOR A VERY LONG TIME. NEXT IS A MICRO CHIP AND FIXED.EMBRACE HELPS US TO DO THIS. THE REIMBURSEMENT PAPERWORK IS VERY EASY AND CHECKS ARE PROCESSED FAST. I'VE TOLD SO MANY PET OWNERS ABOUT EMBRACE.

Insurer: Embrace

By: SALVATORE

Useful
March 12, 2011

Speedy Reimbursement

Submitting Trupanion claims is easy and the review process and reimbursement is quick and efficient. The turnaround for claims is a matter of days, and often reimbursement is within the week. Can't beat that!

Insurer: Trupanion

By: Dexter

Useful
March 12, 2011

Speedy Reimbursement

Submitting Trupanion claims is easy and the review process and reimbursement is quick and efficient. The turnaround for claims is a matter of days, and often reimbursement is within the week. Can't beat that!

Insurer: Trupanion Canada

By: Dexter

Useful
March 12, 2011

Speedy and professional claims handling!

We recently submitted a wellness claim (prescription dog food and meds) and a dental rewards claim (prophylaxis) for our 6-year-old Nova Scotia Duck Tolling Retriever.We inadvertently submitted both claims on a single claim form. Not to worry. The folks at Embrace quickly split out the two claims and we received checks for both soon thereafter. Couldn't ask for a more professional staff. Thanks, Embrace!

Insurer: Embrace

By: Maureen

Useful
March 12, 2011

Very responsive; prompt coverage

Our 10 years old Bouvier recently died of a nasal tumor. During the last year of his life, he incurred some big expenses (MRI, biopsies, etc). Pets Best Insurance has always been very kind and responsive (he had been insured by them his entire life), but never moreso than when the expenses became significant. They covered the 80% to any Vet any where, tests, consultations, 2nd opinions, even alternative care when we still thought he had allergies without any problem Also very kind and made a donation to Canine Cancer research after his death.

Insurer: Pets Best

By: Mr.

Useful
March 12, 2011

Good Insurance

They have always paid each claim.. The only part I don't like is having the vet certify each one.. That gets old.. But Embrace is always willing to help with the process.

Insurer: Embrace

By: John

Useful
March 11, 2011

Fantastic Insurance

We signed up for Trupanion because we just got a new puppy for our 3 year old Golden Retriever to play with and our vet said this was great insurance. We thought it would be a good idea since we didn't want to eventually have to make a very tough decision about our pet's health over medical bills. Well, little did we know, 2 months after we signed up my 3 year old Golden Retriever was diagnosed with terminal Lymphoma. We were devestated. We never thought we would be faced with this in such a young dog. It was only a few weeks after our 30 day waiting period was over and we thought Trupanion may not pay the claim. Not only did they pay 90% on most of the $1500 of bills we ran up with our primary vet, they also paid for the chemotherapy treatments, over $850, a few days later. What is a very difficult time for our family was made a little easier knowing that Trupanion was right by our side to help with the medical bills. They have no lifetime or per incident caps, you can use any vet you like and they pay based on what the vet bills you, not based on a pre-determined schedule. On top of everything else they paid both claims within a couple of days. I can't get that with my own health insurance. They have a customer for life. As a result we are going to add our cat to the policy as well. We would highly recommend them to anyone who wants some peace of mind especially when a life threatening illness strikes. They don't cover well visits/treatments or pre-existing conditi

Insurer: Trupanion

By: Steve

Useful
March 11, 2011

Fantastic Insurance

We signed up for Trupanion because we just got a new puppy for our 3 year old Golden Retriever to play with and our vet said this was great insurance. We thought it would be a good idea since we didn't want to eventually have to make a very tough decision about our pet's health over medical bills. Well, little did we know, 2 months after we signed up my 3 year old Golden Retriever was diagnosed with terminal Lymphoma. We were devestated. We never thought we would be faced with this in such a young dog. It was only a few weeks after our 30 day waiting period was over and we thought Trupanion may not pay the claim. Not only did they pay 90% on most of the $1500 of bills we ran up with our primary vet, they also paid for the chemotherapy treatments, over $850, a few days later. What is a very difficult time for our family was made a little easier knowing that Trupanion was right by our side to help with the medical bills. They have no lifetime or per incident caps, you can use any vet you like and they pay based on what the vet bills you, not based on a pre-determined schedule. On top of everything else they paid both claims within a couple of days. I can't get that with my own health insurance. They have a customer for life. As a result we are going to add our cat to the policy as well. We would highly recommend them to anyone who wants some peace of mind especially when a life threatening illness strikes. They don't cover well visits/treatments or pre-existing conditi

Insurer: Trupanion Canada

By: Steve

Useful
March 11, 2011

Thank Goodness for ASPCA Pet Insurance!

The claim was very easy on my part. Just email or easier fax my bill and the short ASPCA form. I thought it was great that ASPCA gathers the information they feel they need from my vet without me being the middleman. I could wish the process would be faster - but quality takes time! Fantastic.

Insurer: ASPCA

By: Erika

Useful

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