154,902+ Pet Insurance Reviews You Can Trust

Pet parents across the U.S. and Canada have left over 150,000 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our review hub makes it easy to compare top providers and find your perfect match.

235,229 total


Most selected providers in "November, 2025"

This chart shows the distribution of the most selected pet insurance providers in November, 2025.

Providers with highest rating

Embrace

20,311 reviews

4.9
Healthy Paws

10,744 reviews

4.9
Fetch

27,422 reviews

4.9
Trupanion

62,926 reviews

4.8
Nationwide

21,417 reviews

4.8

Category with most reviews

This chart shows the distribution of review categories.

April 28, 2011

Embrace made our decision an easier one

After having inherited two dogs years ago that had ACL repairs and knee replacements, I vowed to never get a new pet without health insurance again. It can be heartbreaking to have to make a decision when a big price tag has to be considered. When we got our new husky the first thing I did was to research insurance. I wanted to be sure we were taking care of any potentially big thing like the expensive ACL surgeries our collie had. Little did I expect that our pure breed 16 month old husky would be diagnosed with severe hip dysplasia. After a teary phone call to Embrace, I felt a sense of security knowing not only would the surgery be covered (over $4000), but also any needed therapy. The surgery happened the next day and an Embrace rep contacted me to be sure all was ok. The process was simple and reimbursement was fast. But the best part was really the caring attitude and continued follow up. Embrace people are obviously PET people and not just corporate. I will never get another pet without Embrace coverage. I highly recommend Embrace.

Insurer: Embrace

By: Tracy

Useful
April 27, 2011

Rufus the dog LOVES Healthy Paws!

I insured our new dog, Rufus, who we adopted from a local shelter, about a month after we got him. A friend recommended Healthy Paws and I was skeptical at first - would it be worth the monthly cost? Well, after extensive research comparing Healthy Paws' prices and plans to other companies, I decided Healthy Paws offered the best coverage for the best rate (AND they give back to homeless pets, which is important to me). Still unsure if the insurance would really pay off, I decided to give it a go. Now a couple months later, I am confident enrolling Rufus with Healthy Paws was the right decision, and we will remain a customer for life! The customer service is fantastic, the claim forms are easy to fill out and submit, and everything is handled in a timely fashion - including reimbursement. One great perk is that the deductible is annual - not per incident. Our lovely dog has managed to already hit that deductible in the short time we've had him, and now we'll only be responsible for 10 percent of his healthcare costs for the rest of 2011. I can't say enough great things about Healthy Paws - I highly recommend the company, and I highly recommend your investment in pet insurance! It provides great peace of mind to know your pet will always be able to receive the medical care they need without maxing out your credit cards.

Insurer: Healthy Paws

By: Melissa

Useful
April 27, 2011

I urge you to get Healthy Paws pet insurance!

Healthy Paws has helped us so many times when our pets have been sick. Thank you for your fast service!

Insurer: Healthy Paws

By: Kimberly

Useful
April 27, 2011

Taking the curse off pet health expenses

My 2 german shepherd dogs suffered from severe itching since September 2010. It was very difficult getting to the root cause of their symptoms finally in April 2011. Pollen or mold allergy was first suspected, then food allergy. After many veterinarian visits and symptom treatment a visit to the recommended canine dermatologist repeated the skin scraping test (negative again) but he deduced that their symptoms were most like scabies. This treatment cured their itching. ASPCA Pet Insurance came thru with timely reimbursement to cover much of the veterinarian and medication expenses. The only dissappointment is that even after meeting my deductable the insurance covered only a portion of the remaining expenses. Despite this disappointment, pet health insurance reimbursement more than paid for the insurance premium so I believe it is very cost effective.

Insurer: ASPCA

By: Carol

Useful
April 27, 2011

Great peace of mind

Winnie is truly my child in a dog suit. Having this insurance gives me the peace of mind to know that I would never have to make a decision based on finances (not that I ever would!!). I have been fortunate to only have had to file one claim. Reimbursement was fast. Great plan, affordable. Wouldn't want to be without it.

Insurer: ASPCA

By: Mariann

Useful
April 27, 2011

This, simply said, is a wonderful pet Insurance!

I was referred to Embrace Insurance through a good friend. At the time my Standard Poodle was great and I wasn't certain I needed Insurance. I looked into their policies and decided with their rates that I couldn't afford to not have pet insurance! Since then I have had used the insurance more than once and the last time was an expensive emergency trip with my dog needing to be admitted for 2 days. On EVERY occasion they have responded to receiving the claim within a couple of days and I have received a check within a couple of weeks. This is a great company with representatives that are always there to assist in any way possible.

Insurer: Embrace

By: Judy

Useful
April 27, 2011

Peace Of Mind

We got pet insurance for our active Australian Shepherd Koda after multiple visits to the Vet in his 1st few years. Our policy gives us peace of mind as he has visited the vet very few times since we got the policy which we look at as a good thing. The policy is there to aid us if ever there is a major or serious event.

Insurer: ASPCA

By: David

Useful
April 27, 2011

AWESOME CUSTOMER SERVICE!!!!!!

My two year old Great Dane (Bella) had the misfortune of a Cranial Cruciate Rupture. Sent the claim forms to Embrace for pre-certification. Smooth, easy process throughout. Paid what they promised in the contract. I would highly recommend EMBRACE. Easy to understand policy and payment procedures.

Insurer: Embrace

By: John

Useful
April 26, 2011

Insurance response ws a pleasant surprise.

Our dog was unable to eat and had no energy. After treatment and overnight stay in the clinic she began to respond and was soon herself again. We had no idea what the charges for her care would be but were very pleased that we had SPCA Pet Insurance. The company responded quickly and with no hassle.

Insurer: ASPCA

By: Sharon

Useful
April 26, 2011

Pets Best is the BEST!

Pets Best Insurance is awesome!!! They are so quick to process your claim and get you reimbursed for you out of pocket expenses in a very timely manner. My nine year old dog, Brando, tore his ACL and had to have over $4500 in surgery and associated costs. I had the reimbursement check back from Pets Best w/in two weeks!! Even before his stitches were removed, they had sent me a check! Wonderful service.....terrific customer service....and all around awesome insurance company.

Insurer: Pets Best

By: Kristine

Useful

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