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My pet's love deserves the best care
My little 5 lb. Maltese is a certified comfort animal for me. He knows when I am anxious and he calms me down. When he has illness (fever, infection from thinking he's a hunting dog, stomach problems), it's wonderful to know that his ASPCA insurance will help pay the bill. He has had to spend nites on intravenous twice and the charges have been reviewed fairly and promptly. My appreciation goes to ASPCA .
Insurer: ASPCA
By: Ruthie
Excellent Service
Wellness exam done and $200 reward check received within 10 days. F/U email sent to ensure we got it. Embrace has the best customer service of any company I've ever dealt with. Keep up the good work.
Insurer: Embrace
By: Diane
!!!BEWARE- They Bundle Multiple Illnesses into 1!
!!!!!!!!BEWARE if your pet has 2 or more separate illnesses at once or close together w/ Pets Best because they count that as ONE incident & it all counts toward the payout limit!!!!!!!!!!! Seriously- what's the point of insurance if your pet can only be sick w/ 1 thing at a time or isn't allowed to have a possible complication from treatment or illness?! My cat was misdiagnosed w/ Asthma then diagnosed w/ diabetes 3 months later & then got a kidney infection 7 months later & they counted it all under 1 incident! Hello?? When is asthma & diabetes & a kidney infection the same condition at all, much less MONTHS APART?? ? My veterinarian at UC Davis (who literally wrote the manuals colleges use to educate vets...Yes Pets Evil- you know who it is!!) hit the roof when I told him!! Their lumping these conditions into one have made me over my $7000 limit. I'm currently appealing the ridiculous decision & I have done research & found that TRUPANION HAS NO LIMITS WHATSOEVER ON THE LIFETIME OF YOUR PET!!! My monthly quote was only a few dollars more than Pets Best but it gave me 90% coverage compared to Pets Best 80% plus NO LIMITS! Anyways, here's the clauses in each contract: PETS BEST-- "Multiple diagnoses may be considered one incident, especially if occurred on or about the same time as: the original incident or claim; a complication of original incident; or presented for multiple medical conditions". $2500/$7000 or $42,500 per incident limit depending on plan. TRU
Insurer: Pets Best
By: Screwed
Embrace give me peace of mind
My last two dogs ended up with multiple medical problems and had to be sent to specialists. The cost added up so quickly, so I decided with my next dog I would invest in pet insurance. Well the good news is, so far she has been very healthy, but I also have the "Wellness" rewards on my insurance. This means for her annual vaccinations, check up and 6 months of heartworm and flea medication that added up to $218.00, all of it was paid except for the $18.00. I just took the claim form to my vets, she filled it out, I faxed it and after a week of processing I get an email the check is in the mail. How wonderful. Plus I have the added knowledge that if something does happen to my sweet little dog, its covered. The customer service if fantastic and I love this insurance. Thank you Embrace!
Insurer: Embrace
By: Heather
Think Again
I had this insurance, it was horrible. I thankfully found a good insurance provider who actually pays claims promptly and delivers exactly what they say. This is a concept the AKC has failed to learn. They only denied my claims, had very rude customer service, took forever to even process the claims. The caps on the insurance is not adequate should you have a sick pup. Isn't that why we have the insurance? Well it is one of the AKC loop holes in getting out of claim payment. Then the premium increases are ridiculous. Check out other providers since my experience with AKC is horrible. I do not have an excellent provider who pays prompt and has outstanding customer service. My point, don't be fooled with the AKC name. You can have good insurance -- my experience is -- just not with the AKC
Insurer: AKC
By: Shannon
Worthless!
I had it for my 3 pets...they deemed everything as pre-existing (which they were not) and wouldn't pay a dime. It cost about $1000 for the year and it was money poured down the drain!
Insurer: ASPCA
By: cdk
Glad we have it
After having 2 cats with many medical problems and no insurance, we adopted our Lhasa Aspo, Lucy, and made sure we insured her. While she is in good health, she has had some medical issues which were covered 80% after the deductible was met. It has helped tremendously. I wish there was some sort of coverage for dental, which is a common issue with this breed and is very expensive, but necessary for her health.
Insurer: ASPCA
By: Janet
Hidden Trap
Be aware that Pets Best does not pay for all prescriptions. My vet prescribed and dispensed Proin-25 for my dog's urinary incontinence. Pets Best refused to pay. They said it was not approved by the FDA. The vet says it approved. The label says it is for veterinary use in dogs by prescription.
Insurer: Pets Best
By: Robert
A Company with Integrity for a Change!
At first I was hesitant to go with a smaller company. But after diligent research and great referrals from a colleague, I insured my dog here and am so glad I did! I am an Animal Behavioral Biologist and author, and my darling dog who I adopted from the shelter, Ami, is literally going to be the main character in my next book! A few months after my insurance started (fortunately I bought it almost as soon as I got him, Ami - my star character - started to lose his fur and developed a related dermal/hormonal condition! Poor Ami and so much for my beloved star being naked - without his fur coat! Not to mention his discomfort and sensitivity to the cold. Well, Healthy Paws Pet Insurance took expert care of us and we finally got his skin and fur in healthy condition again! We weren't treated coldly and callously as the bigger companies do, and as long as they stay great, we will rave about them!
Insurer: Healthy Paws
By: Dr.
Great Service!
I am a first time dog owner, so this is my first experience with pet insurance. I have recommended Embrace to any other pet owner I know. They are available to answer all my questions. They let you know they have received your claim and the response time. The money is deposited right into my account and they follow up that I have seen it deposit. I love the caring approach they take with me and my pet.
Insurer: Embrace
By: Brandi