154,902+ Pet Insurance Reviews You Can Trust

Pet parents across the U.S. and Canada have left over 150,000 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our review hub makes it easy to compare top providers and find your perfect match.

235,229 total


Most selected providers in "November, 2025"

This chart shows the distribution of the most selected pet insurance providers in November, 2025.

Providers with highest rating

Embrace

20,311 reviews

4.9
Healthy Paws

10,744 reviews

4.9
Fetch

27,422 reviews

4.9
Trupanion

62,926 reviews

4.8
Nationwide

21,417 reviews

4.8

Category with most reviews

This chart shows the distribution of review categories.

August 13, 2011

My experience wit Embrance

I had use it for 4 years, since we arrived to US. Thanks to god we did not use a lot, just last couple of months when my best friend Vinicus dog got sick and died. Wehave receive prompot payment for all reimbursement, they also made me feel like a friend and not just a customer. Repgards Ruben

Insurer: Embrace

By: Ruben

Useful
August 13, 2011

Embrace lives up to its name!

After having Embrace for about 7 months, I noticed my 4 year old chocolate lab was beginning to limp. She ended up needing a TPLO knee surgery for a torn cruciate ligament. It cost $3000! Thankfully Embrace reimbursed us around $2, 650! The customer service is great and I always receive my claim checks within 7-10 days.

Insurer: Embrace

By: Beth

Useful
August 13, 2011

Be Wary

I would ask that you be very careful before signing up. Their promise of not increasing premiums annually is bogus. My dogs' premium increased 52%. They do not do what they say they are going to do. My dog was enrolled at 8 weeks as a perfectly healthy pet. She was then spayed at an appropriate age. Shortly after that she began having urinary tract infections, Trupanion has denied EVERY claim as "symptoms" do not match "diagnosis". We have filed 4 claims - each denied for the same reason.

Insurer: Trupanion Canada

By: Shelby

Useful
August 13, 2011

No worries!

I have been greatful I have ASPCA Pet Insurance. My Brittany became very sick over the July 4th Holidays and I took him to two animal hospital that weekend fearing for his life. Not once did I worry about the monry for his care I just did what ever I need to do to insure that he got his needed care. I knew in the back of my mind that after I met the deductable that 80% of his bill would be covered, which it was. Thank you for saving Lucky's life.

Insurer: ASPCA

By: Steven

Useful
August 13, 2011

Glad to have the ASPCA pet insurance

I purchased the insurance for my 2 adopted kittens 3 years ago because I've had pets in the past that had their share of troubles and always had to foot the entire vet bill which was financially difficult. Recently one of my cats had a rather strange problem in that he ate a plastic grocery bag and it, of course, resulted in an intestinal blockage. It also happened over a holiday which required a stay at an emergency vet clinic. Having the ASPCA insurance gave me peace of mind that I could get him the care he needed to recover. I didn't get 100% back, but it certainly was worth the monthly premiums. My claim was handled quickly, and the reimbursement explanation was thorough and easy to understand. Thanks, ASPCA!

Insurer: ASPCA

By: Connie

Useful
August 12, 2011

Excellent coverage

Trupanion helped save my little Shih Tzu's life. My total bill was over 3,000 and 90% of this was paid within 2 weeks. I didn't have to make life or death decisions based on financial concerns.

Insurer: Trupanion

By: Loralyn

Useful
August 12, 2011

Excellent coverage

Trupanion helped save my little Shih Tzu's life. My total bill was over 3,000 and 90% of this was paid within 2 weeks. I didn't have to make life or death decisions based on financial concerns.

Insurer: Trupanion Canada

By: Loralyn

Useful
August 12, 2011

Great Experience

I called in to cancel my coverage and the agent was kind enough to point out that I had not yet even used my wellness credit. I put together a group of receipts and lo and behold, my dog needed to be seen for back pain! I'm so glad I have the coverage and will definately be a customer for years to come. Thanks, Embrace!

Insurer: Embrace

By: Jessica

Useful
August 12, 2011

Amazing service....

My husband and I have been so impressed with the communication, quick claim review and disbursement of the funds. We have had such bad experiences with our personal health insurance that it is such a relief and an unexpected surprise to see how smoothly this process has gone. Is there any way you can work with people insurance carriers to show them how to do this ;-)?

Insurer: Embrace

By: Tripti

Useful
August 12, 2011

They really don't put any effort on reimbursing yo

I filed a claim and it's been over a month and no reimbursement. I called before taking my dog to the vet and confirmed everything was covered under my policy... and still is. Everytime I call them they say they are pending the vet's report but they never actually contact my vet to request it (i confirmed if they had the right phone number and everything). One week later I call again, and they say the same thing... two weeks later I called and they say the same thing. I don't want to be mean or anything but how hard is it to call a vet, get the info and match against the policy and cut a check? is that a 2 months + task? I can't see how this can be. =( I will definitely find another pet insurance after this claim.

Insurer: ASPCA

By: Andre

Useful

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