154,902+ Pet Insurance Reviews You Can Trust

Pet parents across the U.S. and Canada have left over 150,000 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our review hub makes it easy to compare top providers and find your perfect match.

235,974 total


Most selected providers in "November, 2025"

This chart shows the distribution of the most selected pet insurance providers in November, 2025.

Providers with highest rating

Embrace

20,325 reviews

4.9
Healthy Paws

10,787 reviews

4.9
Fetch

27,479 reviews

4.9
Pets Best

14,161 reviews

4.9
Trupanion

63,005 reviews

4.8

Category with most reviews

This chart shows the distribution of review categories.

December 21, 2011

They've been fantastic!

My cat developed gastritis/pancreatitis which has been VERY expensive (hospital, medications, follow up)-- they have covered nearly everything. This insurance has really been a godsend!

Insurer: Trupanion

By: Carrie

Useful
December 21, 2011

arthritis and thyroid

excellent

Insurer: Trupanion

By: maria

Useful
December 21, 2011

arthritis and thyroid

excellent

Insurer: Trupanion Canada

By: maria

Useful
December 21, 2011

Excellent Coverage for Elderly Pets

In late March 2009, I adopted an elderly cat from a shelter whose age was estimated to be 12 years old. I knew that because of her age that ilnesses were a probable part of her future. I also know how expensive veterinary care can be. So, I went on the search for a pet insurance carrier that would not only insure an elderly pet, but also provide a lot of coverage. Trupanion met my needs for her. The policy not only insures a pet that is as old as she, but provides an unlimited aggregate claim payout amount as well. The icing on the cake with Trupanion is that the copay is only 10%, which is lower than most other policies that provide comparable coverage. Six months after I adopted my elderly kitty, her kidneys began to fail. Sara has now been in kidney failure for over two years. Trupanion has been covering 90% of all of the costs for her lab tests and meds needed to monitor and treat her kidney failure, and even has been providing a small reimbursement for her prescription food. Processing of the claims for Sara's care has been efficient, and reimbursement is timely.

Insurer: Trupanion

By: Maria

Useful
December 21, 2011

Excellent Coverage for Elderly Pets

In late March 2009, I adopted an elderly cat from a shelter whose age was estimated to be 12 years old. I knew that because of her age that ilnesses were a probable part of her future. I also know how expensive veterinary care can be. So, I went on the search for a pet insurance carrier that would not only insure an elderly pet, but also provide a lot of coverage. Trupanion met my needs for her. The policy not only insures a pet that is as old as she, but provides an unlimited aggregate claim payout amount as well. The icing on the cake with Trupanion is that the copay is only 10%, which is lower than most other policies that provide comparable coverage. Six months after I adopted my elderly kitty, her kidneys began to fail. Sara has now been in kidney failure for over two years. Trupanion has been covering 90% of all of the costs for her lab tests and meds needed to monitor and treat her kidney failure, and even has been providing a small reimbursement for her prescription food. Processing of the claims for Sara's care has been efficient, and reimbursement is timely.

Insurer: Trupanion Canada

By: Maria

Useful
December 21, 2011

not happy

too many areas not covered for the amount of money paying for the insurance.

Insurer: Trupanion

By: Dave

Useful
December 21, 2011

not happy

too many areas not covered for the amount of money paying for the insurance.

Insurer: Trupanion Canada

By: Dave

Useful
December 21, 2011

Reasonable and Customary Costs Are Ridiculous

I have a slightly pricier vet than average, but have priced about half a dozen more in my area for various procedures and what ASPCA Pet Insuarance allows is about 60-70% of what is actually reasonable and customary in my area. I have submitted several claims and, after deducting everything that is disallowed or not covered, I usually get less than 50% back. I'm sure they're fine for basic injuries but while I was trying to diagnose a complex problem I had way to much out of pocket expenses to justify the high annual premiums.

Insurer: ASPCA

By: Michael

Useful
December 21, 2011

Wow! Easy claim processing and great communication

Embrace is a great insurance company. Prompt processing of my claim and communication via email throughout the process.Would recommend.

Insurer: Embrace

By: Mike

Useful
December 21, 2011

Great experience with this company

I have had this pet insurance on 2 dogs for 3 years. It has been very good, reimbursing me some amount for every vet appt I have taken my dogs to.

Insurer: Pets Best

By: Ann

Useful

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