154,902+ Pet Insurance Reviews You Can Trust

Pet parents across the U.S. and Canada have left over 150,000 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our review hub makes it easy to compare top providers and find your perfect match.

235,760 total


Most selected providers in "November, 2025"

This chart shows the distribution of the most selected pet insurance providers in November, 2025.

Providers with highest rating

Embrace

20,319 reviews

4.9
Healthy Paws

10,775 reviews

4.9
Fetch

27,461 reviews

4.9
Pets Best

14,152 reviews

4.9
Trupanion

62,998 reviews

4.8

Category with most reviews

This chart shows the distribution of review categories.

December 30, 2011

Excellent coverage & srevice

We are so glad we have Trupanion insurance. Dash's care has been very costly, & this coverage helps greatly.

Insurer: Trupanion

By: Dick

Useful
December 30, 2011

If Embrace sold people insurance, I'd have it.

I have had Embrace almost since we got our cat. I looked into other providers and the reviews were very mixed, if not downright bad. I wanted to be sure I wouldn't be spending money for a plan only to have the provider deny a claim for arbitrary reasons, which seemed to be the case for many of the other companies that I read about here. I happened upon Embrace and after reading pages of people praising their professionalism, speed of claims processing and high levels of customer service, I decided to go with Embrace. They are also part of Lloyd's of London and I was impressed by that. It was the BEST decision I have made regarding our cat. The first time I used them about two years ago, it was determined the upper respiratory infection she had was there when we purchased her, which we feel was accurate. Because of this, they denied the claim we made on that. They told me why and were sorry that they couldn't pay out on that claim. I was perturbed but it was completely legitimate denial of the claim because it was a pre-existing condition. I understood and went some time without a major claim. Recently, I found out my cat, who is only three at this point, was experiencing chronic renal disease, as if she was a cat three times her age. Well, after everything was said and done, I sent off the necessary forms that were given to me by the vet's office and they processed them and paid me 80% of the nearly $1,000 claim. That's what was expected and outlined in my policy.

Insurer: Embrace

By: Jeremy

Useful
December 30, 2011

fast, caring, organized, wonderful, easy

trupanion is prompt, clear, efficient, and friendly. i wish my human insurance were so good.

Insurer: Trupanion

By: Moser

Useful
December 30, 2011

fast, caring, organized, wonderful, easy

trupanion is prompt, clear, efficient, and friendly. i wish my human insurance were so good.

Insurer: Trupanion Canada

By: Moser

Useful
December 30, 2011

decent

Service through Trupanion is good, and efficient. Reimbursements arrive in a timely manner.However, I strongly believe that specialist consults should be covered by the Insurer. I understand general consults at your regular vet wouldn't be, but specialist consult fees are difficult for an owner to absorb the costs, and makes an owner consider not taking their pet for the necessary vet care they need, in such a case, because each time they have to find the money not just for the treatment, but the consult as well. Which may I add, is almost double a regular vet consult.

Insurer: Trupanion

By: Krystle

Useful
December 30, 2011

decent

Service through Trupanion is good, and efficient. Reimbursements arrive in a timely manner.However, I strongly believe that specialist consults should be covered by the Insurer. I understand general consults at your regular vet wouldn't be, but specialist consult fees are difficult for an owner to absorb the costs, and makes an owner consider not taking their pet for the necessary vet care they need, in such a case, because each time they have to find the money not just for the treatment, but the consult as well. Which may I add, is almost double a regular vet consult.

Insurer: Trupanion Canada

By: Krystle

Useful
December 30, 2011

Didn't cover much if anything!

Had this for a few years and never got reimbursed for much. They disallowed most of my claims.

Insurer: ASPCA

By: Christine

Useful
December 30, 2011

Cancer surgery, tests, treatment, sympathy

Lana Andrews at Trupanion was amazing throughout Clover's terrible illness, diagnostics, surgery, and devastatingly, our dreaded outcome. My one relief is that we did all we could to save Clover and we could not have done it without Trupanion. They are the best insurance out there and I owed it to my dog to give her the best care and insurance we could. I will always insure my dogs with Trupanion!

Insurer: Trupanion

By: Clover

Useful
December 30, 2011

Cancer surgery, tests, treatment, sympathy

Lana Andrews at Trupanion was amazing throughout Clover's terrible illness, diagnostics, surgery, and devastatingly, our dreaded outcome. My one relief is that we did all we could to save Clover and we could not have done it without Trupanion. They are the best insurance out there and I owed it to my dog to give her the best care and insurance we could. I will always insure my dogs with Trupanion!

Insurer: Trupanion Canada

By: Clover

Useful
December 29, 2011

cost!!

except for the cost - it is awesome. It started at $34.00 per month and is now $72.00 per. Inflation!!

Insurer: Trupanion Canada

By: Rick

Useful

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