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Love having Pet Insurance
I love having pet insurance because it's there when you need it. I love the new coverage because they reimburse you for wellness visits for new puppies prior to fullfilling the deductible. I've had ASPCA Pet Insurance for over 8 years and when one of my dogs needed a blood tranfusion...it really came in handy!
Insurer: ASPCA
By: Angie
Friendly
I keep a high deductible and carry this insurance against catastrophes, which have fortunately not materialized. It does encourage me to seek care early, though, and this has saved Ani some big problems, e.g. a kidney condition, which, left untreated might have damaged her health. Then there was the raisin eating incident. . . All in all, I'm pleased. Expensive, but so is veterinary care.
Insurer: Embrace
By: Mary
Wellness Checkup...Covered for $200
I just received the reimbursement check for $200 from Embrace. My vet has a special yearly wellness checkup umbrella plan for $209, so for $10, Trooper is covered for blood draw, rabies, urine and fecal exams, etc. I'm very pleased with the terrific coverage and response of Embrace.
Insurer: Embrace
By: Trooper
Best insurance out there
I've been with Embrace for three years, and I've never had a claim denied. I had used other companies in the past, and they fought me on every claim. Embrace provides prompt service--I received pre-approval for my dog's cruciate surgery within three days, and I submitted the request on a Friday! Furthermore, Embrace covers "alternative" treatments, such as laser therapy, physical therapy, and veterinary acupuncture--without which my dog would be in great pain. Thank you, Embrace, for the great service!
Insurer: Embrace
By: Monica
Disappointed in premium increase
I have had Pets Best for several years for my 3 dogs. My oldest dog, Osa, turned 14 in April and has really had only 1 issue which was a chronic bacterial infection on her elbow. My renewal came up for the 3 dogs effective July 7th and because they changed insurers Osa's premium went from 394.00 a year to 1,060 a year!! I was flabbergasted. I called and they actually told me that the older dogs were costing alot of shell out and I think they wanted the customers with older dogs to cancel which was what I did. I have been okay with them and would have understood an increase but not to the tune of more than $600. In that regard I am very disappointed in their service. I have not seen other insurances jump that much. I insured her with another company for $51 a month but of course it excluded her elbow, arthritis and thyroid pills which Pets Best did anyway (arthritis and thyroid). Long story short, if you have older pets now and your renewal is coming up be prepared to either pay the premium or cancel..
Insurer: Pets Best
By: Sharlene
Thanks a billion!
My daughter Mango (a Jack Russell Terrier) developed severe allergies and would bite/scratch herself all over her body until she bled and hair would start falling out. It breaks our hearts to see her suffer like that. We would really like to thank Trupanion for their help, support and quick time to handle replies and claims!
Insurer: Trupanion
By: Elaine
Thanks a billion!
My daughter Mango (a Jack Russell Terrier) developed severe allergies and would bite/scratch herself all over her body until she bled and hair would start falling out. It breaks our hearts to see her suffer like that. We would really like to thank Trupanion for their help, support and quick time to handle replies and claims!
Insurer: Trupanion Canada
By: Elaine
At present very satisfactory
The original claim for pancreatitis was denied as it was believed to be a preexisting condition. based on an erroneous reading of earlier minor illnesses. I appealed, describing the earlier incidences in detail and pointing out the difference in symptoms and blood work, and in the end the appeal was allowed, and all claims for the pancreatis, which seems to be chronic, have been covered up to 90% once the deductible was reached. The question about time to handle claim is confusing - once the appeal was settled, it has been 1-2 weeks.
Insurer: Trupanion
By: Margaret
At present very satisfactory
The original claim for pancreatitis was denied as it was believed to be a preexisting condition. based on an erroneous reading of earlier minor illnesses. I appealed, describing the earlier incidences in detail and pointing out the difference in symptoms and blood work, and in the end the appeal was allowed, and all claims for the pancreatis, which seems to be chronic, have been covered up to 90% once the deductible was reached. The question about time to handle claim is confusing - once the appeal was settled, it has been 1-2 weeks.
Insurer: Trupanion Canada
By: Margaret
Hard work getting my claim accepted
I have to say that service and payment were very promt once mty claim had been received. Getting the claim received was very hard work. It was faxed in at least 4 times and never received (to various numbers following phone conversations). I finally scanned all documents and emailed them in - still not received. I phoned to ensure claim was in motion but was told it wasn't there. I then emailed again while consultant stayed on the line. Success at last. It took about a month to get all this sorted out. Clearly something is wrong in the way claimes are received.
Insurer: Trupanion Canada
By: Dina