154,902+ Pet Insurance Reviews You Can Trust

Pet parents across the U.S. and Canada have left over 150,000 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our review hub makes it easy to compare top providers and find your perfect match.

235,837 total


Most selected providers in "November, 2025"

This chart shows the distribution of the most selected pet insurance providers in November, 2025.

Providers with highest rating

Embrace

20,322 reviews

4.9
Healthy Paws

10,778 reviews

4.9
Fetch

27,466 reviews

4.9
Pets Best

14,154 reviews

4.9
Trupanion

62,999 reviews

4.8

Category with most reviews

This chart shows the distribution of review categories.

January 26, 2013

They are fabulous with communications

My dog had laser therapy by my vet for a herniated disc with PT.Yhis wasn't successful.I was regetred for an MRI with a neurologist/ surgeon For what seemedc to me an outrageous sum around $2200. Embrace consistently kept me informed as to tthe claims status. I happily received reimbursement before my credit card payment was due!!

Insurer: Embrace

By: Patty

Useful
January 26, 2013

Outstanding

Simply stated Embrace offers outstanding insurance plans and stands behind the plan. I am happy to have Embrace covering our 4 pups. They have outstanding customer service, prompt reimbursements, and better than all of that, no gimmicks, they truly cover what they say they do giving me peace if mind. They are the best!!!!!

Insurer: Embrace

By: DJW

Useful
January 25, 2013

Wish I would have had this for my previous pets!

I have had had multiple dogs in my life. This is the first dog I decided to try insurance. I researched the heck out of the companies out here and decided on Healthy Paws. My experience has been incredible. My dog has had some health problems and the company has been excellent with their response times, claims, and customer service. I wish I would have been smarter and had this insurance for all of my dogs. It would have saved me so much money over the last 15 years.

Insurer: Healthy Paws

By: Heather

Useful
January 25, 2013

Benificial to us.

We have had pet insurance for 5yrs now from ASPCA. We have been extremely satisfied with the coverage. Our pet has gotten sick several times during these past 5yrs and if it had not been for our insurance we would probably had to put her down.

Insurer: ASPCA

By: Jim

Useful
January 25, 2013

operation rear leg torn loose kneecap

Dexter who is a very active dog injured his back leg by tearing the kneecap loose, with Trupanion there was no hassle thay gave approval almost immediately and as my wife and I are old age pensioners on a fixed income that was a great weight lifted off our shoulders knowing that Trupanion was there for us hassle free to help pay for the operation to repair and heal his leg

Insurer: Trupanion

By: Thomas

Useful
January 25, 2013

operation rear leg torn loose kneecap

Dexter who is a very active dog injured his back leg by tearing the kneecap loose, with Trupanion there was no hassle thay gave approval almost immediately and as my wife and I are old age pensioners on a fixed income that was a great weight lifted off our shoulders knowing that Trupanion was there for us hassle free to help pay for the operation to repair and heal his leg

Insurer: Trupanion Canada

By: Thomas

Useful
January 24, 2013

Did Not Cover Dental Procedure Related to Oral Car

I am a new client of Pets Best and would like to share my experience filing a recent claim. On December 10, 2012, I brought my Siamese cat, Violet, to my vet for her annual wellness check, where he noted an enlarged node in her jaw and two abnormal teeth. Upon extraction, he aspirated the lymph node and we were stunned to receive a diagnosis of metastatic carcinoma. Within three weeks, she had to be euthanized, because a mass had invaded her upper jaw. When I submitted the relatively modest bills to Pets Best, they excluded the dental extractions, which were the bulk of the bill. They did cover the euthanasia and cancer medications. I received less than $250.00 back on a total bill of nearly $600.00. Part of that ($23.) was the result of a Level I appeal that I filed. I will say that the representatives have been very nice, and the reimbursements were processed and received in a timely fashion. However, although everyone agrees that the abnormal teeth were a result of a tumor in the jaw, Pets Best has held fast to the position that NO dentistries are covered unless they involve broken or abcessed teeth needing extraction. Ironically, had I opted to subject Violet to aggressive chemotherapy, involving thousands of dollars, it would have been covered. Yet, this brief catastrophic illness received only minimal reimbursement because of a policy that does not allow for any extenuating circumstances. Not only did I lose my cat, but I have spent time and energy di

Insurer: Pets Best

By: Judith

Useful
January 24, 2013

Well worth it!

I recently had to deal with an illness on my 5 1/2 year old mutt. After a major surgery for what was thought to be a stomach issue, further testing revealed a brain tumor. Unfortunately, she had to be put down. The entire ordeal cost me upwards of $4200. In less than 2 weeks since filing my claims, Healthy Paws has reimbursed me $3600. They were quick, hassle free, and covered everything they said they would, up to and including euthanasia. I contacted them by phone at one point and their customer service couldn't have been better. I will be continuing to use their services.

Insurer: Healthy Paws

By: Nicole

Useful
January 24, 2013

Great Pet Insurance (Finally!)

My female 6-year-old Golden Retriever had the SCARIEST illness ever for me. She was vomiting blood, and passing blood non-stop (yep, non-stop) from her rear as she walked. Thought she would die. Required 3-and-a-half days at the emergency doggie hospital, and the bill was $1,800.00. Healthy Paws paid a fair amount (minus my deductible, the vet exam, and only a small amount of incidentals). The employees at Healthy Paws were kind, compassionate, and helpful. Best of all, was the quick pay-out. Since it was SUCH a large bill. But it was 100% necessary, since our dog would have died for sure without emergency medical care and 24/7 monitoring. Took about a week-and-a-half at home of medication and rest to have her start looking bright-eyed again and with a wagging tail. THANK YOU HEALTHY PAWS!

Insurer: Healthy Paws

By: Diane

Useful
January 24, 2013

Excellent

Fast and fair

Insurer: Trupanion Canada

By: Shirley

Useful

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