154,902+ Pet Insurance Reviews You Can Trust

Pet parents across the U.S. and Canada have left over 150,000 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our review hub makes it easy to compare top providers and find your perfect match.

235,974 total


Most selected providers in "November, 2025"

This chart shows the distribution of the most selected pet insurance providers in November, 2025.

Providers with highest rating

Embrace

20,329 reviews

4.9
Healthy Paws

10,791 reviews

4.9
Fetch

27,484 reviews

4.9
Pets Best

14,162 reviews

4.9
Trupanion

63,005 reviews

4.8

Category with most reviews

This chart shows the distribution of review categories.

February 19, 2013

Pays for itself

I'm happy to have the insurance...even with a young, healthy dog issues arise...my dog is 4 and each year, we've received more reimbursement than what we're paying for the policy.

Insurer: ASPCA

By: Martha

Useful
February 19, 2013

Healthy Paws are terrific!

Healthy Paws processed our claim in ONE day!! And they have great customer service. They are great and we thank you. We are so happy with Healthy Paws that I have recommended to a friend who switched to you and happily so!

Insurer: Healthy Paws

By: Sandra

Useful
February 19, 2013

Wonderful Experiences

Each time we submit a claim we are provided with an update to ensure that we know the status, not to mention we can check online. The process is seamless and they are available for questions if you ever need anything. I am glad I purchased the insurance and would recommend it to any pet owner. My main piece of advice would be to get it early.

Insurer: Embrace

By: Tim

Useful
February 19, 2013

PetsHealth - Pleased with increased coverages

We have carried PetsHealth (Level 2)for about 5 years & have 3 dogs, 2 of which are large breeds. Claims processing has always been quick and customer service is great. While this insurance will cover routine visits, I can't afford that level of insurance. We were debating dropping the insurance, as we were paying out more in premiums than reimbursements received. We had an ACL repair early 2012 & and an amputation late 2012. However, Petshealth just increased their cap per incident from $1500 to $3000 and deleted their overall annual cap, so there is no cap on the number of incidents in a year. We're hopeful this will improve coverage. I would give them an overall rating of 8.

Insurer: ASPCA

By: Michele

Useful
February 19, 2013

Great experience

My puppy Sammy gets into everything and has quite a few vet visits. Embrace has promptly reviewed and paid my claims with no issues. Very happy with the service.

Insurer: Embrace

By: KC

Useful
February 19, 2013

Trupanion Not All It's Cracked Up to Be

After being financially devastated by my old dog's chronic illnesses, I researched pet insurance for the young dogs and kittens. Trupanion got a lot of really good reviews, so I went with them. In the three years I've had this insurance, the monthly fees have more than doubled per pet (the original $23 per month is now $50 each for my dogs). I've made two claims in the last year, and in both cases, the insurance check came nowhere near the 90% they claim they pay. If your animal is injured or sick and you bring him into the vet for treatment, Trupanion doesn't pay for the examination of the injured/sick pet. So if your bill is $100 and $50 of it was for the examination, you're only going to get 90% of $50, not the full amount you paid. In their defense, Trupanion did state they don't pay examination fees in their policy (which I missed in the small print), but with the doubled monthly fees, I am finding this insurance not all it's cracked up to be.

Insurer: Trupanion

By: Rosemary

Useful
February 19, 2013

Trupanion Not All It's Cracked Up to Be

After being financially devastated by my old dog's chronic illnesses, I researched pet insurance for the young dogs and kittens. Trupanion got a lot of really good reviews, so I went with them. In the three years I've had this insurance, the monthly fees have more than doubled per pet (the original $23 per month is now $50 each for my dogs). I've made two claims in the last year, and in both cases, the insurance check came nowhere near the 90% they claim they pay. If your animal is injured or sick and you bring him into the vet for treatment, Trupanion doesn't pay for the examination of the injured/sick pet. So if your bill is $100 and $50 of it was for the examination, you're only going to get 90% of $50, not the full amount you paid. In their defense, Trupanion did state they don't pay examination fees in their policy (which I missed in the small print), but with the doubled monthly fees, I am finding this insurance not all it's cracked up to be.

Insurer: Trupanion Canada

By: Rosemary

Useful
February 18, 2013

Excellent Customer Service

Healthy Paws is absolutely the best! Their customer service is better than any company I've worked with. It's not easy seeing your dog go through issues, not being able to figure out the problem. They respond to claims extremely quickly and they truly care about your pet. I would recommend them 100%.

Insurer: Healthy Paws

By: Amber

Useful
February 18, 2013

Trupanion Review

My dog has had a bit of bad luck and has seen the vet for a few things in the past 6 months. Trupanion is easy to use and they dont dispute and help cover some of the costs, which has helped us out greatly and our dog.

Insurer: Trupanion

By: Taron

Useful
February 18, 2013

Trupanion Review

My dog has had a bit of bad luck and has seen the vet for a few things in the past 6 months. Trupanion is easy to use and they dont dispute and help cover some of the costs, which has helped us out greatly and our dog.

Insurer: Trupanion Canada

By: Taron

Useful

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