154,902+ Pet Insurance Reviews You Can Trust

Pet parents across the U.S. and Canada have left over 150,000 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our review hub makes it easy to compare top providers and find your perfect match.

235,974 total


Most selected providers in "November, 2025"

This chart shows the distribution of the most selected pet insurance providers in November, 2025.

Providers with highest rating

Embrace

20,325 reviews

4.9
Healthy Paws

10,787 reviews

4.9
Fetch

27,479 reviews

4.9
Pets Best

14,161 reviews

4.9
Trupanion

63,005 reviews

4.8

Category with most reviews

This chart shows the distribution of review categories.

July 30, 2013

Excellent response and payment!

Min Schnauzer 4+ yrs with stomachdistress diagnosed as gall bladder. Required rx food which I was surprised to learn was also covered at 50%. Trupanion paid 90% of ultra sound test, prescriptions and blood work. Have spread the word to my pet owner friends.

Insurer: Trupanion

By: Donna

Useful
July 30, 2013

Excellent response and payment!

Min Schnauzer 4+ yrs with stomachdistress diagnosed as gall bladder. Required rx food which I was surprised to learn was also covered at 50%. Trupanion paid 90% of ultra sound test, prescriptions and blood work. Have spread the word to my pet owner friends.

Insurer: Trupanion Canada

By: Donna

Useful
July 30, 2013

excellent and prompt

highly responsivequick simple no nonsense caring and communicative third year with embrace for our dogs

Insurer: Embrace

By: louis

Useful
July 30, 2013

The BEST

I was with another pet insurance company a few years ago with our last dog (who has now past on and had a very expensive and difficult passing). The coverage and company back then were terrible and I ended up not keeping it for more than a few months. Nothing was covered, submissions always seemed to be either too expensive or it was pre-existing, breed specific, etc. Anything to not have to pay me. Embrace has been amazing so far. I just got paid my first Wellness claim and it was fast and easy. I feel confident that I will not have to "go it alone" should my precious puppy need anything going forward. It's worth every penny I pay in premiums, even if it's just to avoid the hassle of other companies. Love Love Love Embrace!

Insurer: Embrace

By: Jessica

Useful
July 30, 2013

Efficient service

We have received two checks from Embrace - each for immunizations. Luckily, we have had no illnesses or emergencies since enrolling our almost 2 year old Chinese Crested, Grace. My only concern addresses the exclusion that we were given when we made the decision to have an orthopedic exam done so that Grace could be covered immediately for any type of issue that she might develop. She had shown no orthopedic issues nor were we concerned. Our vet gave her a 1 point below perfect rating stating that she had luxating patellas. She said that she doubted we were ever have a problem with this, but being totally honest and thorough, she felt that was the most correct rating. We were disappointed to receive a letter stating that Grace would not be covered for any orthopedic problems in the future due to this rating. I appealed this decision stating that had we NOT had her tested and had waited for the time period with no problems she would be covered. My appeal was denied. I am not sure we will remain with Embrace after this year. The insurance is expensive if future major issues will not be covered.

Insurer: Embrace

By: Carmen

Useful
July 30, 2013

Embrace is the Best!!!

Having a puppy requires a lot of vet visits and a lot of costs. So far I have been to the e-vet twice with my FiBi and have also had to deal with a nasty ear infection that required several visits to my regular vet before it cleared up. And FiBi isn’t even a year old yet. Without Embrace I would have had to absorb over $4,000 in vet bills this year alone. The Embrace staff is amazing and their customer service is top notch. They are so helpful and they truly care about their customers. I would recommend them to anyone. Their turnaround time on claims is really quick and they even have direct deposit. They will email you and update you thru the entire process and will follow up after the fact to check and see that you claim was settled and also to see how your animal is doing health wise. I will never have another pet that is not covered by insurance again and will ALWAYS use Embrace as my insurance provider. Thank you Embrace for being awesome.

Insurer: Embrace

By: Dominique

Useful
July 30, 2013

Very Pleased

I have not had pet insurance before, but I am very pleased with the process with Trupanion. They were responsive and timely

Insurer: Trupanion

By: Diane

Useful
July 30, 2013

Very Pleased

I have not had pet insurance before, but I am very pleased with the process with Trupanion. They were responsive and timely

Insurer: Trupanion Canada

By: Diane

Useful
July 30, 2013

courteous and efficient

I have had Embrace for my Llhasapoo Max for 3 years. I have used the Wellness coverage each year. It is amazing that I can recoup the money spent on shots, yearly exam,etc. The responses and refunds are prompt and courteous.

Insurer: Embrace

By: Linda

Useful
July 30, 2013

reimbursement

Very good on reimbursements and follow-ups, once submitted. They did lose some paperwork I had mailed, but when I re-submitted via email, it was quickly processed. So always keep copies if you mail in claims!But they are very nice and helpful and I find service quick! Had 3 claims to submit.

Insurer: Embrace

By: Tricia

Useful

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