154,902+ Pet Insurance Reviews You Can Trust

Pet parents across the U.S. and Canada have left over 150,000 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our review hub makes it easy to compare top providers and find your perfect match.

235,679 total


Most selected providers in "November, 2025"

This chart shows the distribution of the most selected pet insurance providers in November, 2025.

Providers with highest rating

Embrace

20,318 reviews

4.9
Healthy Paws

10,767 reviews

4.9
Fetch

27,453 reviews

4.9
Pets Best

14,149 reviews

4.9
Trupanion

62,992 reviews

4.8

Category with most reviews

This chart shows the distribution of review categories.

July 22, 2013

Very good Pet Insurance

This is not the first pet that I have insured through embrace. My last dog was also a labrador retirever. My last dog ultimately lost hois 18 month battle with lymphoma. During that time I never had any problems with embrace. They covered everything thaat i had expected them to and they processed my claims very efficiently. The only negative comment that I have is a minor one. When I filed my last claim a few weeks ago my options were to snail mail the claim form and receipt or fax it. I faxed it. The claim went through just fine. There werent any issues. But, I always get a little uncomfortable sending a fax. I wonder if it actually got there. I wonder if it got to the correct person. They used to receive claims via email. I am not sure why they do not do so now. But that s a very minor concern. I highly reccommend Embrace Insurance

Insurer: Embrace

By: George

Useful
July 22, 2013

Insurance

Look, Embrace is an insurance company, a business. The number one priority of any business is to earn a profit. Embrace is no different.Embrace has excellent communication about the status of the claim. They can, however, require a great deal of paperwork on the first illness/accident claim. The process is a little slow and the reimbursement is, well, like I said: Their first priority is to turn a profit. You can read between the lines. Do your homework. It's insurance for pets and is optional. No one is forcing you to purchase insurance for your pet.

Insurer: Embrace

By: Bill

Useful
July 22, 2013

Awesome

Embrace is the absolute best insurance provider, all 4 of our pups are covered, the wellness coverage is awesome, the illness coverage with Embrace is Awesome, the customer service is Awesome, the claim processing is awesome. I sleep better every night knowing our 4 pups are insured with with Embrace which is Awesome too.

Insurer: Embrace

By: Dee

Useful
July 21, 2013

Another Sastified Customer

It's sad for me when my pet insurance is better than my health insurance that pretty much says it all!

Insurer: ASPCA

By: jose

Useful
July 21, 2013

Easy-breezy

Four months into my recovering from knee surgery it was odd that our our dog, Bailey, started limping. As he is an intuitive dog and very in tune with me, Family and friends commented that he was showing sympathetic symptoms. Imagine our surprise when we took him to the vet and found out he too had a torn ACL and was in need of surgery. At a cost of close to $3,000 in order to have the surgery, we would have been in a position where we would of had to consider putting our dog down so that he wouldn't be in pain. Having Trupanion put us in a position where we did not have to make that dreadful decision. My dog had his two week check-up and we received word from Trupanion that our 90% , less deductible will be sent out shortly. Every step of the way, Trupanion sent e-mails to check up on Bailey and to let me know the progress with our cases as it was my first submission. During this trying time, Trupanion has truly been a God send. The process was easy. Because the paperwork was not an issue, our concerns were completely on Bailey. Thank you

Insurer: Trupanion

By: Diane

Useful
July 21, 2013

Easy-breezy

Four months into my recovering from knee surgery it was odd that our our dog, Bailey, started limping. As he is an intuitive dog and very in tune with me, Family and friends commented that he was showing sympathetic symptoms. Imagine our surprise when we took him to the vet and found out he too had a torn ACL and was in need of surgery. At a cost of close to $3,000 in order to have the surgery, we would have been in a position where we would of had to consider putting our dog down so that he wouldn't be in pain. Having Trupanion put us in a position where we did not have to make that dreadful decision. My dog had his two week check-up and we received word from Trupanion that our 90% , less deductible will be sent out shortly. Every step of the way, Trupanion sent e-mails to check up on Bailey and to let me know the progress with our cases as it was my first submission. During this trying time, Trupanion has truly been a God send. The process was easy. Because the paperwork was not an issue, our concerns were completely on Bailey. Thank you

Insurer: Trupanion Canada

By: Diane

Useful
July 21, 2013

First wellness claim a success!

I bought the wellness plan plus knowing that I was going to be visiting the Vet many times for puppy shots etc. the Wellness plan is sort of like a savings account you can pull from early. The $400 allowance will go a long way! Also, the money requested had a quick turnaround!

Insurer: Embrace

By: Sean

Useful
July 20, 2013

Incredibly fast claim payment

My first claims were for wellness check ups, and were received within a couple of weeks. Embrace always has immediately followed up on all correspondence and I received an email right after the claim payment making sure the payment was received and asking if there were any concerns. This is great business.

Insurer: Embrace

By: Curt

Useful
July 20, 2013

Customer for 3 years and very happy

I've been a Healthy Paws customer for 3 years and overall, I'm very happy. I've submitted several claims, and every time the service and payment has been ridiculously fast. I love being able to email claims to them. I feel the cost is worth it; and yes, the premiums have modestly risen over time. I'm probably running even with my claims and the total I've paid in monthly premiums. But knowing that I have some coverage if God forbid something really bad happens to my dog, it's a great feeling. One point: I'm very glad I started coverage when my dog was a puppy. The pre-existing clause would have been a negative (although every pet insurance has it). I wish the industry took a page from Obamacare and wipe out pre-existing exclusions.

Insurer: Healthy Paws

By: David

Useful
July 20, 2013

THE BEST OUT THEIR

If I could pick one thing about this insurance company is that their customer service is the best! The employees actually care about your adopted "KID". Always kind and understanding. The actual owner worked many years ago with one of the so called "best, well know" insurance company, did not like what was going on and started his own. I thank the heavens above for that. I had the fore-sight to get my rescue Pets Best and the name speaks for itself. I recommend this company to Chauncy's friends parents. Vet bills can run high as we all know. Try them out, you will not regret your decision.

Insurer: Pets Best

By: Josephine

Useful

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