154,902+ Pet Insurance Reviews You Can Trust

Pet parents across the U.S. and Canada have left over 150,000 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our review hub makes it easy to compare top providers and find your perfect match.

236,139 total


Most selected providers in "November, 2025"

This chart shows the distribution of the most selected pet insurance providers in November, 2025.

Providers with highest rating

Embrace

20,332 reviews

4.9
Healthy Paws

10,797 reviews

4.9
Fetch

27,491 reviews

4.9
Pets Best

14,162 reviews

4.9
Trupanion

63,007 reviews

4.8

Category with most reviews

This chart shows the distribution of review categories.

November 08, 2013

Very thankful!!!

I volunteer at our local Humane Society and although it's very hard not to bring everyone home with me. I adopted this little scared Beagle mix on Mothers' Day 2012. He suffered a neck injury in March, 2013. I was afraid his injuries would result in paralysis. I had to rush him to the Veterinary Hospital. After several tests, his injuries were not threatening and 2 months of extensive medical care at home, he has improved and pretty much back to normal now. His vet bill was nearly $2600. Thank goodness for ASPCA Pet Insurance!!!! They handled my claim in a timely manner and were truly caring!!!They even called a couple times to see how my little guy was doing!! Thank you for caring!!!!

Insurer: ASPCA

By: Cheryl

Useful
November 08, 2013

Very pleased with first Trupanion claim

Our first claim was seamless! Our vet completed the form and submitted the claim on our behalf. Trupanion reviewed the claimed and sent emails acknowledging various stages of the process. Within 2-3 weeks, we received a check in the mail covering the claim as outlined by our plan. Overall, we are very pleased with Trupanion and would recommend them over VPI, the company that insures our other lab mix dog.

Insurer: Trupanion

By: Kelly

Useful
November 08, 2013

Very pleased with first Trupanion claim

Our first claim was seamless! Our vet completed the form and submitted the claim on our behalf. Trupanion reviewed the claimed and sent emails acknowledging various stages of the process. Within 2-3 weeks, we received a check in the mail covering the claim as outlined by our plan. Overall, we are very pleased with Trupanion and would recommend them over VPI, the company that insures our other lab mix dog.

Insurer: Trupanion Canada

By: Kelly

Useful
November 08, 2013

Good treatment

Embrace was provided our claim via our vet for Reilly, my Boykin Spaniel. We brought him in for this annual checkup and evaluation. Our vet did the filing for us and we received a proper notice of our claim and acceptance for payment.

Insurer: Embrace

By: Bob

Useful
November 08, 2013

Pretty Good Service

So glad I bought insurance, my puppy is being treated for demodex(puppy mange)he has to get a skin scrape every month, plus be on meds until he has two negative scrapes in a row. Once reaching my deductable it is wonderful to be getting some money back! I've had several claims reviewed some were faster than others as fast as 2 weeks as slow as 4-5 weeks. All and all service is pretty good. Compared to another company I have used before that payed by the condition, this is much better you get back whatever % of the bill you are insured for.

Insurer: Embrace

By: Gina

Useful
November 08, 2013

Love the Wellness Rewards program

This is like a health savings account for your pet and Embrace executes the plan without flaw! I love that I can send in simple receipts for health wellness visits and be reimbursed. So helpful to my budget!

Insurer: Embrace

By: Heather

Useful
November 08, 2013

Embrace is quick and efficient!

We have been pleased with the quick and personal response to our enrollment ad our reimbursement. Our only wish is that the wellness program could be bigger, since it doesn't go very far.

Insurer: Embrace

By: Dawn

Useful
November 08, 2013

Will not pay if they can figure out way not to.

My dog went to the vet almost 2 years ago with lameness in one leg - nothing on xrays. Was given medication and better in a day (not even the primary reason for the vet visit). He recently had surgery for an ACL and MCL tear. They declined payment stating what he had was pre-existing and tied to the visit 2 yrs ago. No incidents in between. Tell me how a dog that weighs over a 100 lbs could of gone so long in between the with even a slight tear - very active and rough. They told me I would need to figure out a way to prove the two incidents were not related...I asked how did they prove they were. One sentence on my dogs medical notes cost me $4200.

Insurer: Trupanion Canada

By: Donna

Useful
November 07, 2013

Best coverage and great service!

After several very pricey vet visits with my chihuahua pup, I decided to take out an Embrace policy upon recommendation from a friend. I did a lot of research on the various policies, and ended up going with Embrace because it was BY FAR the best price for coverage of breed-specific conditions. I was shocked that I could pay a premium at other pet insurance companies, yet if my Chi is ever struck with a collapsed trachea, eye infection, or luxating patella, it wasn't covered unless I paid $20 more a month! With Embrace EVERYTHING is covered, and the wellness policy is very reasonable! Great customer service, fast and personal responses from everyone at Embrace, and my first claim was processed in less than a week. Couldn't be happier with my choice!

Insurer: Embrace

By: Samantha

Useful
November 07, 2013

Excellent product

My cat has a pre-existing condition which is of course not covered. Trupanion did not in the slightest nickel and dime me with exclusions for the two other conditions he developed after getting insured. They were very fair and ethical.

Insurer: Trupanion Canada

By: Colette

Useful

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