154,902+ Pet Insurance Reviews You Can Trust

Pet parents across the U.S. and Canada have left over 150,000 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our review hub makes it easy to compare top providers and find your perfect match.

236,321 total


Most selected providers in "November, 2025"

This chart shows the distribution of the most selected pet insurance providers in November, 2025.

Providers with highest rating

Embrace

20,339 reviews

4.9
Healthy Paws

10,806 reviews

4.9
Fetch

27,505 reviews

4.9
Pets Best

14,171 reviews

4.9
Trupanion

63,021 reviews

4.8

Category with most reviews

This chart shows the distribution of review categories.

January 21, 2014

Amazing assistance with pet euthanization

We were struggling financially, due to the fact that we had just spent every last dime on trying to save our beloved 11 year old pug Henry. With no energy to talk or fight, Trupanion stepped in and made phones calls on my behalf. In less than half a day, I was informed that I could not only recieve financial assistance but that someone was going to come to my home and perform the euthanization. It made everything easier on me and my family and though it was the worst thing I've had to do in a long long time...without Trupanion and Kristen I would've been lost. I can't thank them enough or tell them how grateful we all are for their efforts. I am in their debt...thank you

Insurer: Trupanion

By: Keky

Useful
January 21, 2014

Amazing assistance with pet euthanization

We were struggling financially, due to the fact that we had just spent every last dime on trying to save our beloved 11 year old pug Henry. With no energy to talk or fight, Trupanion stepped in and made phones calls on my behalf. In less than half a day, I was informed that I could not only recieve financial assistance but that someone was going to come to my home and perform the euthanization. It made everything easier on me and my family and though it was the worst thing I've had to do in a long long time...without Trupanion and Kristen I would've been lost. I can't thank them enough or tell them how grateful we all are for their efforts. I am in their debt...thank you

Insurer: Trupanion Canada

By: Keky

Useful
January 21, 2014

4 DAYS!!! WOW!!!!

My vet submitted a Wellness claim on my kitten and within 4 days, Embrace direct-deposited the entire amount billed into my checking account. You can't get better service than that!

Insurer: Embrace

By: Jean

Useful
January 21, 2014

surgery

my dog was approved for surgery at primary vet. when vet saw the extent of the injury,thankfully he said he was not qualified to do the surgery and sent us directly to trauma vet. trupanion did not want to pay because they had not approved for this vet to do surgery. thank God we didn't answer cell phone as we were driving and kept on to trauma vets office. we waited 41/2 hrs, with tru panion and the vets office telling them how badly she needed the surgery. they kept refusing, but after 4 hrs they relented and ok'd the surgery. we were all at our wits end by then. I am torn as to whether I would recommend them to anyone because of this. but they did ok surgery and gave me the amount I would be paying right away, so that was a positive in their favor.

Insurer: Trupanion

By: Mrs.

Useful
January 21, 2014

surgery

my dog was approved for surgery at primary vet. when vet saw the extent of the injury,thankfully he said he was not qualified to do the surgery and sent us directly to trauma vet. trupanion did not want to pay because they had not approved for this vet to do surgery. thank God we didn't answer cell phone as we were driving and kept on to trauma vets office. we waited 41/2 hrs, with tru panion and the vets office telling them how badly she needed the surgery. they kept refusing, but after 4 hrs they relented and ok'd the surgery. we were all at our wits end by then. I am torn as to whether I would recommend them to anyone because of this. but they did ok surgery and gave me the amount I would be paying right away, so that was a positive in their favor.

Insurer: Trupanion Canada

By: Mrs.

Useful
January 21, 2014

Incredible Service When I Needed it Most

I cannot say how grateful I am to have found Trupanion Pet Insurance. I adopted a rescue dog who quickly became the love of my life and I don't know what I would have done if I hadn't had Trupanion. About six months after I adopted Tulip, her back went out and over the next year, I received thousands of dollars in vet bills. Trupanion paid 90% of everything that was covered and direct deposited it into my bank account within a couple weeks. The process couldn't have been any easier. Not only did they do what they said they would, but I received emails from them asking how Tulip was doing and thanking me for taking such great care of her. Each time I called their office and spoke to someone on the phone I was always asked how she was doing in a genuinely caring voice. I recommend Trupanion with my highest possible recommendation!!!!

Insurer: Trupanion

By: Val

Useful
January 21, 2014

Incredible Service When I Needed it Most

I cannot say how grateful I am to have found Trupanion Pet Insurance. I adopted a rescue dog who quickly became the love of my life and I don't know what I would have done if I hadn't had Trupanion. About six months after I adopted Tulip, her back went out and over the next year, I received thousands of dollars in vet bills. Trupanion paid 90% of everything that was covered and direct deposited it into my bank account within a couple weeks. The process couldn't have been any easier. Not only did they do what they said they would, but I received emails from them asking how Tulip was doing and thanking me for taking such great care of her. Each time I called their office and spoke to someone on the phone I was always asked how she was doing in a genuinely caring voice. I recommend Trupanion with my highest possible recommendation!!!!

Insurer: Trupanion Canada

By: Val

Useful
January 21, 2014

Better insurance than any I've ever had for myself

We sadly acquired a puppy that developed a severe deformity. To get a diagnosis it took multiple x-rays, ultrasounds and MRIs. Needless to say this was several thousand dollars of tests, and now ongoing treatment and rehab. Trupanion paid just as the contract we signed said they would. Everything has been reimbursed at 90 percent and in a timely manner. I wish my personal insurance paid this well ! I would highly recommend Trupanion to all pet owners. Best to buy when your puppy or kitten is young, then there is no question about a pre existing condition...really a fantastic company!

Insurer: Trupanion

By: Katie

Useful
January 21, 2014

Better insurance than any I've ever had for myself

We sadly acquired a puppy that developed a severe deformity. To get a diagnosis it took multiple x-rays, ultrasounds and MRIs. Needless to say this was several thousand dollars of tests, and now ongoing treatment and rehab. Trupanion paid just as the contract we signed said they would. Everything has been reimbursed at 90 percent and in a timely manner. I wish my personal insurance paid this well ! I would highly recommend Trupanion to all pet owners. Best to buy when your puppy or kitten is young, then there is no question about a pre existing condition...really a fantastic company!

Insurer: Trupanion Canada

By: Katie

Useful
January 21, 2014

Outstanding Service

My vet told me when I adopted a rescue that I should really consider Embrace for pet insurance instead of other services. I took a look online and did some research, Embrace was by far the best service for the price for my very active dog. We opted for the wellness and sick/injury coverage. About four months after having our new puppy she swallowed something, spent the night in the ER costing us a pretty penny - well Embrace covered exactly what they said they would not gimmicks, hassle - the reimbursement check was in my mailbox 2 weeks later and they even followed up to make sure we had received it. My own personal health insurance is not that good compared to Embrace and I have one of the leading carries in the US. All in all if you have a furry friend, sign up and make sure its with Embrace.

Insurer: Embrace

By: Dana

Useful

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