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Pet parents across the U.S. and Canada have left over 150,000 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our review hub makes it easy to compare top providers and find your perfect match.
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Wellness Plan and Insurance
I am a new dog owner, with no previous experience whatsoever. I found about Embrace on the internet, and after researching against other option in the marketplace, I decided to enroll. So far the service has been outstanding, following always via emails. I used the wellness plan for vaccination, and in less than a week I received notification of the reimbursement.
Insurer: Embrace
By: Caro
Outstanding Insurance
Before I received my pet I researched my insurance policy and this one was the best they are very friendly and knowledgeable as my Dog suffered from pancreases disease and take meds now and all the claims I have sent in were honored and was very easy to file I would recommend this insurance to anybody who has a pet
Insurer: ASPCA
By: Brian
Nicest insurance company ever!
Had VPI for many years. They were painfully slow and nit picked everything. Then they have a payment schedule that is not realistic. I switched to Healthy Paws. Best move I made. They reimburse you 90% of what your vet charges. There is no schedule . There are no caps on lifetime payments. You pay one annual $200 deductible and then they pay 90% of what your vet charged you. I send in my claim by email and it is processed within the hour! How amazing is that? VPI would take weeks to process your claim. Yes, the premiums are a little higher, but as the old saying goes "you get what you pay for". With healthy paws you certainly get your money's worth and the people there are the nicest as we'll.
Insurer: Healthy Paws
By: Mort
Prompt Response
Pet was lethargic, trembling, running high fever and had to be taken to emergency clinic. IV brought fever down but within a day fever was back. Think problem was tick related and put on medication for 30 days. Back to normal very quickly. Claim Faxed to Embrace from Emergency Vet and check in mail within week.
Insurer: Embrace
By: Mike
First time buying pet insurance.
I got a new kitten and after having a cat that adopted me and ended up having type 2 diabetes and insulin shots twice a day, I thought I should look in to it. I have wellness on 3 of my babies and accident on my two youngest and I am very happy so far! I fax my bills and they send me checks very quickly- no issues so far, love it and recommending Embrace to my friends and family.
Insurer: Embrace
By: Robyn
Outstanding
My cat was first diagnosed with a mast cell tumor requiring diagnostic testing and fairly extensive surgery by a specialist as it was on her lip. Then 5 months later after that, she had a bout of enteritis that required testing to diagnose, and a 24 hour stay of supportive care at the ER vet. Having Healthy Paws allowed us to do what we needed to do for her medically without stressing as much about the financial aspects of getting her the care she needed. They cover exactly what they say they will cover; no hidden surprises. They processed my claims within 24 hrs of me submitting it to them, and there was a check in my mailbox within one week, and even e-mailed me after each incident to see how she was doing. Their monthly premiums are affordable and bring so much peace of mind as I have come to find out!
Insurer: Healthy Paws
By: Samantha
Excellent
I got a new puppy and I am truly happy with Pets Plus for their insurance and happy to see that they do pay when you have a claim.
Insurer: Pets Plus Us
By: Marion
VERY PLEASED WITH SERVICE
I have never taken insurance out on my animals before, but when I adopted this cat and was told by the vet her breed although probably not pure. The details of the policy and at her young age I thought I would give it a try. When she became ill was glad I had. The promptness of looking after the claim has impressed me.
Insurer: Trupanion
By: MARILYN
VERY PLEASED WITH SERVICE
I have never taken insurance out on my animals before, but when I adopted this cat and was told by the vet her breed although probably not pure. The details of the policy and at her young age I thought I would give it a try. When she became ill was glad I had. The promptness of looking after the claim has impressed me.
Insurer: Trupanion Canada
By: MARILYN
I am BLOWN away!
This was the best decision I have ever made. My dog tore her ACL and had to have surgery which came out to $4,290.77. Pets Best paid $3,432.92 of that, exactly 80%. Filing the claim took 5 minutes. It was processed in 3 days and the money sent to me within a week. Pet insurance has come a LONG way since the first time I bought. Anyone thinking of not getting it is crazy. The premiums are not bad, less than what I pay for myself. I highly recommend Pets Best to anyone with a pet.
Insurer: Pets Best
By: Corey