216,818+ Pet Insurance Reviews You Can Trust

Pet parents across the U.S. and Canada have left over 216,818 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our reviews make it easy to compare top insurance providers and find the perfect coverage for your pets.

216,818 total


Most selected providers in "March, 2026"

This chart shows the distribution of the most selected pet insurance providers in March, 2026.

Providers with highest rating

Embrace

19,785 reviews

4.9
Healthy Paws

11,071 reviews

4.9
Fetch

5,400 reviews

4.9
Trupanion

55,032 reviews

4.9
Pets Best

8,940 reviews

4.9

Category with most reviews

This chart shows the distribution of review categories.

April 15, 2026

Claim submission.

I needed to submit a claim, and the customer service representative was very helpful in getting my claims submitted.

Insurer: Fetch

By: customer Derenda Underwood

April 15, 2026

They send you in circles for claims

I was honestly surprised to see so many positive reviews. I’ve had a Fetch policy for nearly two years—basically since I brought my puppy home. Recently, I needed to submit my first claim, and the experience has been extremely frustrating. Initially, they requested documentation from my vet, which is completely reasonable. However, they repeatedly asked for the same documents multiple times, even after both my vet and I had already submitted them. There’s no direct phone support, so the only way to get help was through a contact form. After escalating the issue, they then said they needed records from a previous vet—information they already had on file—but I sent it again anyway. Two weeks later, they requested even more paperwork—this time from the original treating vet from when my dog was born, before I was even the owner. The claim itself was for an infection following a specific incident, so it’s unclear how these additional records were relevant. The whole process felt like I was being sent in circles, with repeated requests for more documentation that didn’t seem necessary. When I finally called to cancel my policy, I was told they would note on my file that no further information was needed and that the claim could now be processed. That was incredibly frustrating to hear at that stage. Unfortunately, by then, my trust in the company had already been lost.

Insurer: Fetch Canada

By: Michael Rhodes

Verified April 15, 2026

Very knowledgeable.

Excellent customer service!

Insurer: MetLife

By: Lisa Perry

Verified April 15, 2026

cool

cool and convenient

Insurer: MetLife

By: DARIUN

Verified April 15, 2026

The application was quite easy to…

The application was quite easy to complete

Insurer: Nationwide

By: Larry Hillard

Verified April 15, 2026

Enrollment was quick and easy.

Enrollment was quick and easy.

Insurer: MetLife

By: Kristina Salmeron

Verified April 15, 2026

Process is Smooth

The process of submitting invoices is easy and I get fast responses. Thank you.

Insurer: Trupanion

By: Bradley Gray

Verified April 15, 2026

Easy to file online

Easy to file online, rapid review and payment.

Insurer: Spot

By: David Boyd

April 15, 2026

Repeated Claim Issues/Appeals and Unclear Policy Communication

Our experience with Pets Best health insurance has been consistently disappointing. Each claim we have submitted has required an appeal due to what appeared to be inaccurate or inconsistent initial evaluations. This recurring issue has made the process unnecessarily time-consuming and frustrating. A major concern is the lack of consistency in claim assessments. Decisions seem to vary depending on the reviewer, leading to outcomes that feel subjective rather than based on clear, standardized criteria. In many cases, the initial denials have not appeared justified, requiring additional effort on our part to correct them. Additionally, the overall lack of transparency has been challenging. Certain policy limitations and exclusions were not clearly communicated upfront, which has made it difficult to understand coverage and anticipate claim outcomes. This has created the impression of “hidden” policies that only become apparent after a claim is denied. Due to these ongoing issues—specifically the cumbersome claims process, inconsistent evaluations, and lack of clarity around coverage—I would not choose Pets Best again and cannot recommend their services.

Insurer: Pets Best

By: Jennifer

Verified April 15, 2026

Easy to sign up.

Easy to sign up.

Insurer: MetLife

By: Lacey Foley

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