154,902+ Pet Insurance Reviews You Can Trust

Pet parents across the U.S. and Canada have left over 150,000 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our review hub makes it easy to compare top providers and find your perfect match.

236,226 total


Most selected providers in "November, 2025"

This chart shows the distribution of the most selected pet insurance providers in November, 2025.

Providers with highest rating

Embrace

20,336 reviews

4.9
Healthy Paws

10,802 reviews

4.9
Fetch

27,500 reviews

4.9
Pets Best

14,169 reviews

4.9
Trupanion

63,015 reviews

4.8

Category with most reviews

This chart shows the distribution of review categories.

Verified February 10, 2025

I am not new to Trupanion

I am not new to Trupanion, but Teddy my newly adopted dog is. Shiloh was a member until he had to be put to sleep in January. Your company was always good to work with and protected me from many expensive bills. Shiloh had IBS and some of his meds were extremely costly. As I am retired and on a fixed income, it was a great relief to have your backing in paying for his health care needs. I am hoping Teddy is less prone to illness - as a mixed breed that may be true - but I know I have you to help us financially through any rough times when and if they occur in the future. Thank you!

Insurer: Trupanion

By: Mary

Verified February 10, 2025

I don't remember her name but the lady…

I don't remember her name but the lady who helped me seemed to really care about me and my dog and that I had peace of mind. She was very knowledgeable and made everything easy to understand and gave me all the options without pushing me towards anything. Very genuine

Insurer: Trupanion

By: Cole

February 10, 2025

Healthy Paws is AMAIZNG!

"I have nothing but GREAT things to say about having my baby boy insured through Healthy Paws! Their quick response time, fantastic coverage, and exceptional customer service have made all the difference. Every representative I’ve spoken with has been kind, knowledgeable, and helpful, always making the process smooth and stress-free. I truly appreciate the peace of mind they provide, knowing my boy is well taken care of. Thank you, Healthy Paws, for helping me keep him happy and healthy!"

Insurer: Healthy Paws

By: Dawn

Useful
February 10, 2025

Pets Best only covered $195 of my $420…

Pets Best only covered $195 of my $420 vet bill.

Insurer: Pets Best

By: David Kennedy

February 10, 2025

They are scammers

They are scammers! They scammed me out of 3 months of payments. I cancelled my policy soon after opening it and they refuse to refund me for the 3 months I’ve been charged. Months are for November December and January. I was told I’d get a “REFUND “ and still haven’t received it. STAY AWAY!!! They will steal your money!

Insurer: Spot

By: Lori Sullick

Verified February 10, 2025

Don't use Trupanion

I completely agree with the other 1-star reviews. This company is nearly impossible to reach. I've spent over an hour just waiting on hold to speak with someone. While they offer a callback option, it’s not much help—you’re still stuck waiting since you don’t want to miss their call and start the process all over again. To make matters worse, they mishandled my cancellation and only issued a partial refund. The good news? There are other companies that offer better service at a lower price. I highly recommend looking elsewhere.

Insurer: Trupanion

By: Lauren

Useful
Verified February 10, 2025

Preventative Services

I didn’t realize that preventative services are covered without having to meet the deductible!!!! That’s fantastic!!! The funds were received quickly!!!

Insurer: Spot

By: Carrie Afonso

Verified February 10, 2025

Decent but its still an insurance company, you cant expect it to be amazing

Submitting estimates is quite easy and approval usually happens quickly which is nice. I would be much more likely to recommend SPOT if the yearly deductible was rolling somehow rather than based on signup date. Pet incidents do not revolve around arbitrary dates. Also the fact that you cannot go down a reimbursement level (to reduce your monthly premium) without locking your ability to go back up in the future is unnecessarily cost restrictive for people on variable incomes. At most there should just be a limit on how often you can switch.

Insurer: Spot

By: Sara Lansdell

February 10, 2025

Terrible company

This is the worse insurance company I've ever had. They have terrible customer service, they take months to give you your money back from a claim and won't cancel you when you ask them to. I was fed up with their terrible customer service, and waiting months to get my claim money back, so I asked them on the phone in January to cancel my policy. They said they would and they sent me an email to submit a cancellation request. I filled it out and sent it back. In February I was charged $80 for my policy that should have already been cancelled. I call in to ask about it and the lady says, " Oh yeah that's so weird. It looks like that policy was cancelled but a new one was opened and that's why you were charged this month." I told her I cancelled my policy completely with y'all and nothing should be active. I never opened a new one. She said " I will make sure everything is cancelled and we will refund you that money." So they sent me another cancellation request email to fill out and I did. I've been waiting 5 days now to get money that was taken from me without approval. Which made me negative in my bank account because I didn't have $80 to spend in the first place. These people will be rude to you on the phone, not cancel your policy when you ask them to, not give you your money back for a claim until months later, and steal money from you without consent. Terrible company, terrible insurance, terrible customer service. 0 out of 10. Would not recommend to anyone. This company only cares about money, not you.

Insurer: MetLife

Veterinarian: Beach-Garfield Veterinary Hospital

By: Jade

Useful
February 10, 2025

Thank you Healthy Paws !

We are so thankful for Healthy Paws Pet Insurance ! We’ve been using them for the past 9.5 years for our Bernese Mountain Dog who will be ten in May! We credit his longevity to Healthy Paws as he’s unfortunately required multiple surgeries over the years. Healthy Paws has stood by his side each time and we are so grateful for them. We love our pup so much and we are so thankful Healthy Paws does too. Cannot recommend them enough!

Insurer: Healthy Paws

Veterinarian: Pet Kare Clinic

By: Khristin

Useful

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