216,195+ Pet Insurance Reviews You Can Trust

Pet parents across the U.S. and Canada have left over 216,195 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our reviews make it easy to compare top insurance providers and find the perfect coverage for your pets.

216,195 total


Most selected providers in "March, 2026"

This chart shows the distribution of the most selected pet insurance providers in March, 2026.

Providers with highest rating

Embrace

19,771 reviews

4.9
Healthy Paws

11,049 reviews

4.9
Fetch

5,367 reviews

4.9
Trupanion

55,032 reviews

4.9
Pets Best

8,917 reviews

4.9

Category with most reviews

This chart shows the distribution of review categories.

June 23, 2025

Not good for AKC purebred puppies that…

Not good for AKC purebred puppies that at 6 weeks have a “good to go home” record signed by a valid veterinarian at VetCo which covers all physical wellness(vaccinations, deworming, check ups) of the puppy. This is deemed invalid by Embrace. Now future visits are considered preexisting because they claim that my dog never had a valid physical. No coverage for visits. Very frustrating!!

Insurer: Embrace

By: Christina Grassmyer

June 23, 2025

Lack of direct billing option is worrisome

Embrace coverage appears to be pretty comprehensive, although this is the first time I’ve submitted a claim and I just sent it. My one concern is that vets won’t bill this insurance carrier directly, which in some cases could negate the value of carrying this policy altogether. My dog’s ER visit was about $2500, and most ER hospitals require that you prepay. I’m not sure what I would’ve done, had it been $10,000. In that case, this policy wouldn’t have saved my dog.

Insurer: Embrace

By: Amanda Webster

Verified June 23, 2025

Quick turn around on claims.

Quick turn around on claims.

Insurer: Fetch

By: Connie

June 22, 2025

Claims are so easy to submit and…

Claims are so easy to submit and processed quickly

Insurer: Embrace

By: Lori Peterson

June 22, 2025

Very Positive

To date, Embrace has been great about granting our claims for our two babies. Additionally, the claims process is so easy and quick!

Insurer: Embrace

By: James S

Verified June 22, 2025

Our claim was processed very quickly

Our claim was processed very quickly. We are very satisfied with the service and quick and friendly respondance.

Insurer: Spot

By: The Gold family

Verified June 22, 2025

Very easy claim submission process

Very easy claim submission process. Fast turnabout and reimbursment.

Insurer: Spot

By: Luis

June 22, 2025

You can cover actual conditions

You can cover actual conditions. My dog was diagnosed with airway issues that needed boas surgery 2 years after the start of the policy and was never noted any earlier and you denied coverage based on preexisting condition. She was never diagnosed before with this issue

Insurer: Pets Best

By: Ryan Karr

Verified June 22, 2025

Quick handling of claims!

Quick handling of claims! No complaints!

Insurer: Spot

By: Melissa R

June 22, 2025

Pets Best is simply the best

My friends who are pet parents were right about choosing Pets Best when my husband and I rescued two kittens in May 2023. One of our cats (now 2 years old) needed FHO (femoral head ostectomy) due to a fractured right leg and started walking with a limp. I called customer service and gave my policy number. He advised that I submit the receipt and paperwork the veterinary office gave me. Claim was submitted and I was reimbursed accordingly.

Insurer: Pets Best

By: Grace Galicia

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