207,775+ Pet Insurance Reviews You Can Trust

Pet parents across the U.S. and Canada have left over 207,775 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our reviews make it easy to compare top insurance providers and find the perfect coverage for your pets.

207,775 total


Most selected providers in "February, 2026"

This chart shows the distribution of the most selected pet insurance providers in February, 2026.

Providers with highest rating

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Pets Best

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Verified May 22, 2025

I have three pomeranians

I have three pomeranians, and having previously had pomeranians and not had insurance, I seriously do not know how I never had insurance before. I highly recommend spot pet insurance, and I love knowing that my now costly vet bills are partially covered. I want some Spot pet insurance merch, though? LOL, thank you for helping me financially raise healthy poms.

Insurer: Spot

By: Caroline Walde-Jensen

May 22, 2025

This is a scam

This is a scam. I am having the exact same issues as the other comments on here, however, I am filing a class action lawsuit as this is a clear “bait and switch” strategy that is wrong. Taking advantage of people’s emotions to want to help their animal and then stealing, stating as well that you have a waiting period of 14 days before you can even use the insurance yet it says you also only have 14 days to request a refund. If anyone sees this and is dealing with the same experience, my father who is an attorney in contract law is assisting me in a class action lawsuit. If you want to join please email me christinascioli34gmail.com. It’s time things change and I’m going to make time because this is evil. Same pattern in their response, they appear to lean on fine print and loosely interpreted policy clauses to deny coverage—suggesting that a required veterinary exam was missing (when in fact it was submitted) or implying that cancer falls outside of covered conditions. These tactics deflect accountability from their own clear marketing claims and the actual policy language, which explicitly state that coverage applies to diagnosed illnesses and does not exclude cancer. I have reported them to them to the: - The State Department of Insurance; - The Federal Trade Commission (FTC) for deceptive business practices; - The Better Business Bureau and relevant consumer platforms. I recommend everyone who is dealing with them just trying to wear you out and give you a run around and hope you quit - don’t. Report them to the above and contact me. There is power in numbers.

Insurer: Embrace

By: Christina Scioli

Verified May 22, 2025

Ron was very helpful

Ron was very helpful. He checked on my reimbursement and even called back to follow up!

Insurer: Spot

By: Nicole Cunningham

Verified May 22, 2025

Insuring my dog with Spot is the best decision I made next to adopting my dog Lily!

Insuring my dog with Spot is the best decision I made next to adopting my sweet Lily. They have many plans to choose from and their customer service is incredibly helpful guiding you with what plans best for you pet. Spot makes it so easy to file a claim and the reimbursements come quickly. I love knowing when the unexpected happens, I know my dog has the best coverage and I can get her the vet care needed.

Insurer: Spot

By: Geralyn Ackerman

Verified May 22, 2025

Saved my pets life but I'm not a new…

Saved my pets life but I'm not a new member been paying for yours finally worked when it matters

Insurer: Trupanion

By: Bryan swank

Verified May 22, 2025

I love pumpkins so much

I love pumpkins so much. My cat, Chanchan, visited the ER twice within one year due to bladder stones. The reimbursement process was very quick. After I uploaded the medical record and invoice, it took only 1-2 weeks to get the reimbursement. I am considering adding my new pet to the pumpkin insurance. I had a really good experiment working with pumpkins.

Insurer: Pumpkin

By: Chanchan's mom

Verified May 22, 2025

Will use them for as long as I have pets

What a great, supporting company! Within a week, my 9 year old hound went to vet, was hospitalized for 2 days and unfortunately passed away using at home euthanasia. Spot Pet Ins. covered all the expenses according to the plan, no questions asked, beside the proof I submitted with the claim. When you are devastated by the loss of a pet, the last thing you need is worrying about the pet medical care bills. Having insurance for all four of my pets is such a peace of mind; especially now that I know this company is so easy to work with. They also care- everybody on the phone was very understanding and showed tons of empathy. Will use them for as long as I have pets!

Insurer: Spot

By: Sandi T

Verified May 22, 2025

Rebecca was great

Rebecca was great. She answered all our questions and now we know our Bella is covered. She gets 5 stars in my book so I might have pressed the wrong button.

Insurer: Prudent Pet

By: Patricia Wheeler

May 22, 2025

I had a great experience with Embrace…

I had a great experience with Embrace Pet Insurance thanks to a knowledgeable and friendly customer service representative who helped me navigate the process quickly and efficiently. Their support made everything smooth and stress-free — truly appreciated!

Insurer: Embrace

By: Consumer

Verified May 22, 2025

The fast responses to your claim forms…

The fast responses to your claim forms as well the courteous responses to questions. If a situation happens the representatives are very quick to take action respond and remedy whatever problem may have occurred. Wayne L. Wescoe

Insurer: Spot

By: Wayne Wescoe

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