208,919+ Pet Insurance Reviews You Can Trust

Pet parents across the U.S. and Canada have left over 208,919 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our reviews make it easy to compare top insurance providers and find the perfect coverage for your pets.

208,919 total


Most selected providers in "February, 2026"

This chart shows the distribution of the most selected pet insurance providers in February, 2026.

Providers with highest rating

Adoro

2 reviews

5.0
Embrace

19,717 reviews

4.9
Healthy Paws

10,988 reviews

4.9
Fetch

5,238 reviews

4.9
Trupanion

55,032 reviews

4.9

Category with most reviews

This chart shows the distribution of review categories.

April 09, 2012

Trupanion Insurance - Excellent

Trupanion were very quick responding to our claim - they emailed us first to say they had received the claim form and then later to let us know how much we would be reimbursed. By having Trupanion insurance, we know our pet will receive excellent care in a timely fashion. Thank you Trupanion

Insurer: Trupanion Canada

By: Patricia

Useful
April 09, 2012

Trupanion Insurance - Excellent

Trupanion were very quick responding to our claim - they emailed us first to say they had received the claim form and then later to let us know how much we would be reimbursed. By having Trupanion insurance, we know our pet will receive excellent care in a timely fashion. Thank you Trupanion

Insurer: Trupanion

By: Patricia

Useful
April 09, 2012

Quick Response

I recently filed two claims and was extremely surprised and impressed with the quickness of the response to those claims. I was informed when they received the claims. I was informed when the claims were under review. I was informed when the claims were processed and was advised of the amount of my reimbursement. Embrace even emailed me to make sure I received the claims payment. And, all of this was done within a matter of about 10 days. Very impressed!

Insurer: Embrace

By: Donna

Useful
April 08, 2012

Trupanion is BY FAR the best pet insurance!!

Our Shih Tzu was diagnosed with renal failure when she was just over a year. Trupanion has made it possible for us to afford the best care to manage her health and give her the quality of life she deserves dispute her diagnosis. They cover what they say they cover and have the best customer service! We recommend Trupanion to everyone!

Insurer: Trupanion Canada

By: Melissa

Useful
April 08, 2012

Trupanion is BY FAR the best pet insurance!!

Our Shih Tzu was diagnosed with renal failure when she was just over a year. Trupanion has made it possible for us to afford the best care to manage her health and give her the quality of life she deserves dispute her diagnosis. They cover what they say they cover and have the best customer service! We recommend Trupanion to everyone!

Insurer: Trupanion

By: Melissa

Useful
April 08, 2012

Makes it a little easier

This policy helps with the bumps, bruises and illnesses, and in general the reimbursements seem fair. It gives us peace of mind that is something big happens we'll be better able to manage.

Insurer: ASPCA

By: Kate

Useful
April 08, 2012

Trupanion let me down

Trupanion has let me down to the tune of $2500, be very careful. After many years of cat ownership and paying lots of vet bills out of pocket, I decided to get pet insurance (I had just adopted my second shelter cat in recent years). My older cat (five years old) had bladder stones removed when he was three. Since that time (two years ago he had perfect check ups and no issues). Two years after the problem, he started having issues. An ultrasound showed what looked like bladder stones again. I had the surgery done, turned out to be "grit" in his bladder this time. After the first surgery. my vet had said he did not know if stones would re-occur, but to help he suggested many things, as much water and canned food as I could get in him, and Hill's Science Diet suggested dry KD (kidney diet) food. My cat is not a big canned food eater but I got as much in him as he would take. So flash forward to this year, and the bladder grit. Trupanion DENIED the entire claim because (an only because) according to them, the DRY FOOD was an indication of treatment therefore this was a preexisting condition that did not meet their 18 month preexisting clause. So... using that logic, if I had fed him "grocery store" cat food they would have paid the claim? This is so wrong and I am doing whaetver I can to try to get them to pay this. Any help or advice on the claim process would be greatly appreciated. I've already appealed and their "independent" third party reviewer agreed with th

Insurer: Trupanion Canada

By: Mary

Useful
April 07, 2012

happydad

fast to respond; with proper docs no challenges; timely compensation; very business like

Insurer: Trupanion Canada

By: Dave

Useful
April 07, 2012

happydad

fast to respond; with proper docs no challenges; timely compensation; very business like

Insurer: Trupanion

By: Dave

Useful
April 07, 2012

never been denied on a claim

Embrace is a wonderful insurance company. Sadly I lost one dog to sudden illness which cost me around $6,000. That lead me to look into health insurance for my other dogs. A year later my pomeranian needed extensive testing for a coughing issue. Embrace covered ALL of her tests and sadly when she died a few months after. The claim was in the thousands each time. It was such a relief to be able to tell the vets to do anything they needed to. I knew I was covered and didn't have to worry about the cost. The claims are processed pretty quickly and the staff is very nice and responsive. I hope I don't have to use the insurance anytime soon again and have healthy dogs but at least I don't need to worry about the costs.

Insurer: Embrace

By: Marjon

Useful

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