217,249+ Pet Insurance Reviews You Can Trust

Pet parents across the U.S. and Canada have left over 217,249 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our reviews make it easy to compare top insurance providers and find the perfect coverage for your pets.

217,249 total


Most selected providers in "March, 2026"

This chart shows the distribution of the most selected pet insurance providers in March, 2026.

Providers with highest rating

Embrace

19,797 reviews

4.9
Healthy Paws

11,093 reviews

4.9
Fetch

5,422 reviews

4.9
Trupanion

55,032 reviews

4.9
Pets Best

8,958 reviews

4.9

Category with most reviews

This chart shows the distribution of review categories.

January 07, 2015

This is by far the BEST PET INSURANCE

I have had this insurance now for 7 years and every time I have filed a claim I have been 100% happy with the result

Insurer: Pets Best

By: Kate

Useful
January 07, 2015

QUICK AND PAINLESS!!

I have to say that I have been skeptical to say the least when it comes to pet insurance. You hear these horror stories of unreturned emails/calls. Claims being rejected and terrible service.. But after arriving to Hawaii My schnauzer has unfortunately developed an overall sensitivity to everything even down to what she's able to eat. So with my vet bills going from bad to worse my veterinarian kept suggesting I look into insurance. She kept saying "some even cover the presciption food" and so after 1 year I caved. I purchased embrace in December and I just went to the vet and my whole claim was processed and reimbursed In less than 48hrs! The money's great but I'm so thankful for the piece of mind. And I'm feeling like a better dog parent by the minute. Thank you embrace!! I regret not taking the plunge sooner!!

Insurer: Embrace

By: cat

Useful
January 07, 2015

Embrace is great !

This is the first time I have had pet insurance so I didn't know what to expect if a claim came up. My dog woke up one day and wasn't able to walk. After many tests he needed surgery on a herniated disc. This was an expensive procedure. Over $7,000 including the MRI. All claims were paid in a very timely manner. It was the easiest process you could imagine to be reimbursed most of those charges. Embrace is an efficient and well run insurance company that I would highly recommend to anyone. Thanks!!

Insurer: Embrace

By: Bart

Useful
January 06, 2015

Healthy Paws is one of the best things I ever did!

Did a lot of research on Pet insurance when I first started looking into it. Healthy Paws was always near the top. I choose to go with Healthy Paws because of their history of quick claims service and they did not disappoint! I have been a member of two 80lb. dogs for about a year and a half and I could not be happier. During that time my Rottweiler mix has had issues with his ACL in both legs and the meniscus in one as well. All total about $8,400 in surgery and Healthy Paws never questioned any part of it. I typically have my reimbursement check within a couple days of submitting the paperwork. I tell everybody that I ever talk to that has their own pets about Healthy Paws. I could not be happier with them. Its good to know that there are still good companies out there that a person can trust will do what they say they will and not drop you or raise your rates through the roof because if accidents that you can not prevent. My Dogs, 5 year old Chopper and 4 year old Montana will be covered by Healthy Paws for life!!!

Insurer: Healthy Paws

By: Chopper

Useful
January 06, 2015

Amazing service

I have adopted a maltipoo one yea ago, and I have VPI almost since then. Pepe (my little baby) has a lot of energy, and he is very curious, so, he had experience a couple of issues in the last months. I didn't know what to expect the first time I submitted a claim, but it was super fast and easy. I thought that maybe was the first one, but I had three different claims after that for different things, and VPI always answer in an efficient and fast way. I am so happy I have the support of VPI and I would recommend VPI to every dog or cat owner.

Insurer: Nationwide

By: Laura

Useful
January 06, 2015

As Good As It Gets

Trupanion has been an absolute delight to work with. We got our puppy last year and immediately signed up for pet insurance with Trupanion. Their customer service reps are a pleasure to speak with - some understanding and empathetic which is exactly what you need during stressful times. One Saturday our pup had complications from a surgery and we called Trupanion to ask what would be covered with our policy. Not only were they so kind on the phone, they were able to call back within 20 minutes with an approval for the treatment so I did not have to worry about what might be covered. Regarding reimbursements, it is the most seamless process and we always receive reimbursement within a few weeks. I am so happy we decided to go with Trupanion and I highly HIGHLY recommend to all other pet owners. You won't regret it and you have the ability to adjust your policy so it fits your budget and needs.

Insurer: Trupanion Canada

By: Kirby

Useful
January 06, 2015

As Good As It Gets

Trupanion has been an absolute delight to work with. We got our puppy last year and immediately signed up for pet insurance with Trupanion. Their customer service reps are a pleasure to speak with - some understanding and empathetic which is exactly what you need during stressful times. One Saturday our pup had complications from a surgery and we called Trupanion to ask what would be covered with our policy. Not only were they so kind on the phone, they were able to call back within 20 minutes with an approval for the treatment so I did not have to worry about what might be covered. Regarding reimbursements, it is the most seamless process and we always receive reimbursement within a few weeks. I am so happy we decided to go with Trupanion and I highly HIGHLY recommend to all other pet owners. You won't regret it and you have the ability to adjust your policy so it fits your budget and needs.

Insurer: Trupanion

By: Kirby

Useful
January 06, 2015

Best choice after reviewing top 6 in depth

We added French Bulldog to our family after much consideration and knowing the health issues of the breed. Upon joining several Facebook Frenchie groups, it became clear that Pet Insurance might be something to consider. It was also clear that locking it down before they have problems was wise, owing to the pre-existing conditions clause which is common in all plans. It was a hard sell for my husband...I'm not going to lie. We took quite a bit of teasing about our 'Dog Insurance', but having a pet-centric professional background, I know how much vet bills, can cost...not just for the one treatment, but for ongoing conditions. I researched like a mad woman, talked with several vets and got estimated costs for 'Bull-breed' problems like allergies or back surgeries, even made a graph and pro/con list....is there anything I won't do for this dog? I despise research!! I checked out and called the top 6 companies and in the end, chose Healthy Paws. Their customer service and App that allows you to snap a photo of the bill and submit from your phone (because who has time for paperwork and scanning) put them 1st for me. I liked choosing my coverage and deductible...which is yearly, not each visit...watch out! And while they don't cover the actual office visit, they cover everything else. We decided on the 90% coverage for about $42 monthly. It was not the cheapest, but it was the most comprehensive in case of emergencies for the price. If he ever has anything major...allergies, surgery, accident in his lifetime, the accumulated cost of the yearly deductibles and monthly fees will have paid for itself. Even my husband admitted it. We insured him shortly before his 1st birthday and hadn't even made a claim until almost one year in. Flapjack is a healthy boy, thankfully. But a few months ago he had a tummy issue....half the deductible met. Next was an eye infection...deductible almost met...then...Xmas Eve ( of course it's at Christmas!) he breaks out in sores and I freak out....Vet visit, lab tests, skin scrapes....Ugh. I didn't have to think about it...Insurance. I submitted the nearly $600 bill and crossed my fingers. Not only did they review and process my claim in 24 hours, I had a check within the week. We are now officially ahead financially for the year with the insurance than we would have been out of pocket. I am happy and impressed with every customer service person I have dealt with and with their overall operation. In my opinion a great value fo

Insurer: Healthy Paws

By: Dana

Useful
January 06, 2015

Thanks so much Turpanion

My unlucky basset hound is 6.5 years old. She had 4 big Intervertebral Disk (Ruptured Disk) opreation in past 2 years. Each one is more than $5000. Turpanion paid every time and supper fast. All I can say, Turpanion saved my dog and me a big time!!!!

Insurer: Trupanion Canada

By: Kelsey

Useful
January 06, 2015

Thanks so much Turpanion

My unlucky basset hound is 6.5 years old. She had 4 big Intervertebral Disk (Ruptured Disk) opreation in past 2 years. Each one is more than $5000. Turpanion paid every time and supper fast. All I can say, Turpanion saved my dog and me a big time!!!!

Insurer: Trupanion

By: Kelsey

Useful

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