217,508+ Pet Insurance Reviews You Can Trust

Pet parents across the U.S. and Canada have left over 217,508 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our reviews make it easy to compare top insurance providers and find the perfect coverage for your pets.

217,508 total


Most selected providers in "March, 2026"

This chart shows the distribution of the most selected pet insurance providers in March, 2026.

Providers with highest rating

Embrace

19,806 reviews

4.9
Healthy Paws

11,102 reviews

4.9
Fetch

5,441 reviews

4.9
Trupanion

55,032 reviews

4.9
Pets Best

14,873 reviews

4.9

Category with most reviews

This chart shows the distribution of review categories.

February 19, 2015

very good response

The claim process is easy as long as your vet will complete the form. They respond quickly and I have had no problem with getting claims filed and receiving reimbursement.

Insurer: Trupanion Canada

By: Janet

Useful
February 19, 2015

very good response

The claim process is easy as long as your vet will complete the form. They respond quickly and I have had no problem with getting claims filed and receiving reimbursement.

Insurer: Trupanion

By: Janet

Useful
February 18, 2015

Great Service!

I have had Pet's Best for about 18 months now. Submitting claims is quick and easy and my reimbursements are always processed quickly! Definitely recommend.

Insurer: Pets Best

By: Megan

Useful
February 18, 2015

Maintenance Meds Claim

I work with Trupanion on almost a monthly basis for maintenance medications for one of my pets. EVERY claim is easy to manage and quickly processed. I have recommended them to at least five people I know who are pet parents.

Insurer: Trupanion Canada

By: Jeannie

Useful
February 18, 2015

Maintenance Meds Claim

I work with Trupanion on almost a monthly basis for maintenance medications for one of my pets. EVERY claim is easy to manage and quickly processed. I have recommended them to at least five people I know who are pet parents.

Insurer: Trupanion

By: Jeannie

Useful
February 18, 2015

the best money ever spent

the best thing i have done when i got my puppy was get her insurance through ASPCA it saved me alot of money on vet bills

Insurer: ASPCA

By: robert

Useful
February 17, 2015

A Life Saver, Truly An Amazing Company

After our dog sustained a major leg injury and started to show lameness in her rear hind leg, we took her to a specialist for an evaluation. A $4,000 quote later and we were unsure that we would be able to cover the costs of her care up front. After reviewing her policy and contacting Healthypaws, they agreed to not only cover 90% of the cost of her care (per her policy) but also helped us to directly pay the service provider so that we did not have to constrain ourselves with up front out of pocket costs. I cannot express enough how happy we are to have chosen Healthypaws for our pet's insurance needs. Every dime spent on her policy is well worth it for the care, concern, attentiveness, and professionalism of their staff when disaster unexpectedly strikes.

Insurer: Healthy Paws

By: Clarice

Useful
February 17, 2015

Excellent experience

When I adopted my 4th rescue dog (an American bulldog), I decided to get pet insurance for the younger 2 in order to reduce my financial risk. Little did I know at the time what a fortunate decision that was. A few months after I adopted my bulldog & enrolled him with Embrace, he was diagnosed with a life-threatening autoimmune disease (Evans syndrome). He's had a total of 3 critical episodes with this disease and is on long-term maintenance treatment for it; he also needs monthly labs and other ongoing care. In addition, he needed cruciate ligament surgery at the end of last year. I call him my million dollar dog. I'd guesstimate that he's had a total of $15-20k in medical bills over the ~3 years he's been with me, and virtually all of that has been covered at 80% by Embrace per the plan. It has been an absolute blessing not having to worry so much about treatment cost in the midst of dealing with the emotional and logistical stress associated with his illness. I know more than a few people who've had to let their dogs go because they simply couldn't afford the care needed to treat the disease. Claims (and the pre-cert for his surgery) have been handled promptly; I don't think they've ever questioned a claim we've submitted (I do my best to make sure I give them complete info so there aren't any delays). There was one exception, which is the reason I gave them 9 stars instead of 10: when my dog was attacked by another dog, they ruled it a 'pre-existing condition' because it said in his shelter records that he'd gotten agitated when they tried to give him an intake medical exam (so the underwriter made "aggression" a pre-existing condition).. I thought that was beyond a stretch. But I won't complain too much about that, because they have done a lot of heavy lifting on his vet bills. When I first enrolled him, there was a $50k lifetime reimbursement limit, which I became concerned about (before all this happened, I never imagined that he'd ever approached that number). When I called last year to see what his total was to date, they told me the lifetime limit had actually been removed because they switched underwriters. How often does something like that happen with an insurance company?? Their customer service is also excellent.

Insurer: Embrace

By: Kate

Useful
February 17, 2015

TTA surgery for cruciate repair

We insure two dogs with Trupanion, One never seems to need to see a vet while the other one has had claims for various injuries, ingestion of a foreign object, urinary tract infection etc.Recently and most costly was a TTA surgery to repair a torn cruciate ligament - total cost close to $5,000. Lucky for us we chose 90% coverage when we chose her policy.

Insurer: Trupanion Canada

By: Ernie

Useful
February 17, 2015

TTA surgery for cruciate repair

We insure two dogs with Trupanion, One never seems to need to see a vet while the other one has had claims for various injuries, ingestion of a foreign object, urinary tract infection etc.Recently and most costly was a TTA surgery to repair a torn cruciate ligament - total cost close to $5,000. Lucky for us we chose 90% coverage when we chose her policy.

Insurer: Trupanion

By: Ernie

Useful

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